948 Upper Elgin River RD, Elgin TX 78621
Elgin, TX 78621 · James Standifer Surv
Single Family Residence for sale in James Standifer Surv
Overview
Property Description
Experience refined country living in this exceptional 4-bedroom, 4-bath estate, where luxury, comfort, and breathtaking panoramic views come together in a truly remarkable setting. Designed for both elegant entertaining and everyday living, the gourmet kitchen with custom cabinetry, gas cooktop with griddle, oversized farmhouse sink, trash compactor, center island with prep sink, breakfast bar, and inviting dining room is thoughtfully positioned to capture the beauty of the surrounding landscape. The walk-in pantry is also a functional safe room during storms. There is also a generator, for backup power, when needed. The grand family room is anchored by a stunning floor-to-ceiling stone fireplace and custom built-ins with storage. The primary retreat offers a serene escape, complete with a sitting area, direct patio access, dual vanities, dual walk-in closets with built-in shelving and chests, a glass-enclosed shower, and a luxurious corner soaking tub. The home also features a junior primary bedroom, a third bedroom with ensuite bath, and a dedicated office with abundant built-in storage. Throughout the home, thoughtful architectural details, abundant built-in storage, and seamless access to expansive covered porches enhance both form and function. A large laundry room with utility sink and dedicated sewing and craft space further enhances practicality, while the huge, fully floored attic with easy stair access provides exceptional additional storage. Complementing the main residence is a charming one-bedroom guest cabin that offers exceptional flexibility and privacy. Currently operating as a successful Airbnb, the cabin features its own kitchen, living area, and covered porches with stunning views from the back porch, creating an ideal turnkey opportunity for continued short-term rental income. This extraordinary property presents a rare opportunity to enjoy luxury country living and income-producing asset and endless possibilities.
Financial Info
- Price
- $1,275,000
- $ / Sqft
- $333
- HOA
- None
- Tax Rate
- 1.9555%
- Est. Taxes
- $11,935
- Tax Year
- 2025
- Exemptions
- Agricultural
Legal Info
- Address
- 948 Upper Elgin River RD
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- James Standifer Surv
- Legal Description
- A60 STANDIFER, JAMES, ACRES 26.997
- Parcel
- R80837
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 2
- Dining
- 2
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Built-In Oven(s), Dishwasher, Disposal, Gas Cooktop, Microwave, Double Oven, Trash Compactor
- Laundry
- Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- 2 Primary Suites, Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Stone Counters, In-Law Floorplan, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Fire Alarm, Security System Owned, Smoke Detector(s), Blinds
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 4 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1998 / Resale
- Square Feet
- 3,825 / Public Records
- Garages
- 3
- Garage Desc
- Attached, Garage Door Opener, Garage Faces Side
- Foundation
- Slab
- Roof
- Metal
- Construction
- Masonry – Partial, HardiPlank Type
- Acres
- 27.00
- Lot Description
- Back Yard, Front Yard, Private, Rolling Slope, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
- Restrictions
- None
- Flood Plain
- No
- View
- Panoramic, Pasture
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Phone Connected, Propane, Underground Utilities
- Heat
- Central, Electric, Fireplace(s)
- A C
- Ceiling Fan(s), Central Air, Electric
Exterior Features
- Fence
- Barbed Wire, Livestock, Wood
- Exterior Features
- Exterior Steps, Private Yard, Covered, Front Porch, Patio, Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 6, 2026 | Price Decrease | $1,275,000−$15,000 (−1.2%) | −$15,000 (−1.2%) |
| Jun 26, 2026 | New Listing | — |
Taxes
- Owner
- HOME LEGACY LLC
- Legal
- A60 STANDIFER, JAMES, ACRES 26.997
- Geo ID
- 80837
- Acreage
- 27.00
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $11,935
- MLS tax year
- 2025
- CAD estimated taxes
- $11,935.02
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $351,030 | $563,454 | $914,484 | $610,331 | $610,331 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $610,331 | $610,331 | — | — | — | $2,139.15 | BASTROP COUNTY |
| $610,331 | $610,331 | — | — | — | $7,466.79 | ELGIN ISD |
| $610,331 | $610,331 | — | — | — | $610.33 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $610,331 | $610,331 | — | — | — | $631.08 | AUSTIN COMMUNITY COLLEGE |
| $610,331 | $610,331 | — | — | — | $610.33 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $610,331 | $610,331 | — | — | — | $477.34 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$8,505 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $8,505
- Principal & interest
- $6,447
- Property taxes
- $995
- Homeowners insurance
- $1,063
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $1,020,000 | $11,401 | $65,964 | $1,008,599 | |
| 2 | $1,008,599 | $12,164 | $65,201 | $996,435 | |
| 3 | $996,435 | $12,979 | $64,386 | $983,456 | |
| 4 | $983,456 | $13,848 | $63,517 | $969,608 | |
| 5 | $969,608 | $14,776 | $62,589 | $954,832 | |
| 6 | $954,832 | $15,765 | $61,600 | $939,067 | |
| 7 | $939,067 | $16,821 | $60,544 | $922,246 | |
| 8 | $922,246 | $17,948 | $59,418 | $904,298 | |
| 9 | $904,298 | $19,150 | $58,216 | $885,149 | |
| 10 | $885,149 | $20,432 | $56,933 | $864,716 |
- Year 1$1,008,599
- Principal paid
- $11,401
- Interest paid
- $65,964
- Starting balance
- $1,020,000
- Year 2$996,435
- Principal paid
- $12,164
- Interest paid
- $65,201
- Starting balance
- $1,008,599
- Year 3$983,456
- Principal paid
- $12,979
- Interest paid
- $64,386
- Starting balance
- $996,435
- Year 4$969,608
- Principal paid
- $13,848
- Interest paid
- $63,517
- Starting balance
- $983,456
- Year 5$954,832
- Principal paid
- $14,776
- Interest paid
- $62,589
- Starting balance
- $969,608
- Year 6$939,067
- Principal paid
- $15,765
- Interest paid
- $61,600
- Starting balance
- $954,832
- Year 7$922,246
- Principal paid
- $16,821
- Interest paid
- $60,544
- Starting balance
- $939,067
- Year 8$904,298
- Principal paid
- $17,948
- Interest paid
- $59,418
- Starting balance
- $922,246
- Year 9$885,149
- Principal paid
- $19,150
- Interest paid
- $58,216
- Starting balance
- $904,298
- Year 10$864,716
- Principal paid
- $20,432
- Interest paid
- $56,933
- Starting balance
- $885,149
Nearby
Courtesy of Watters International Realty · (512) 646-0038
Listings courtesy of ACTRIS as distributed by MLS GRID.