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ActiveMLS #2389666

948 Upper Elgin River RD, Elgin TX 78621

Elgin, TX 78621 · James Standifer Surv

Single Family Residence for sale in James Standifer Surv

4Bedrooms
4Bathrooms
3,825Square Ft
27.00Acres
3Garage
1998Year Built
Price Reduced
1 / 40
$1,275,000$1,290,000
3D tour

Overview

Property Description

Experience refined country living in this exceptional 4-bedroom, 4-bath estate, where luxury, comfort, and breathtaking panoramic views come together in a truly remarkable setting. Designed for both elegant entertaining and everyday living, the gourmet kitchen with custom cabinetry, gas cooktop with griddle, oversized farmhouse sink, trash compactor, center island with prep sink, breakfast bar, and inviting dining room is thoughtfully positioned to capture the beauty of the surrounding landscape. The walk-in pantry is also a functional safe room during storms. There is also a generator, for backup power, when needed. The grand family room is anchored by a stunning floor-to-ceiling stone fireplace and custom built-ins with storage. The primary retreat offers a serene escape, complete with a sitting area, direct patio access, dual vanities, dual walk-in closets with built-in shelving and chests, a glass-enclosed shower, and a luxurious corner soaking tub. The home also features a junior primary bedroom, a third bedroom with ensuite bath, and a dedicated office with abundant built-in storage. Throughout the home, thoughtful architectural details, abundant built-in storage, and seamless access to expansive covered porches enhance both form and function. A large laundry room with utility sink and dedicated sewing and craft space further enhances practicality, while the huge, fully floored attic with easy stair access provides exceptional additional storage. Complementing the main residence is a charming one-bedroom guest cabin that offers exceptional flexibility and privacy. Currently operating as a successful Airbnb, the cabin features its own kitchen, living area, and covered porches with stunning views from the back porch, creating an ideal turnkey opportunity for continued short-term rental income. This extraordinary property presents a rare opportunity to enjoy luxury country living and income-producing asset and endless possibilities.

Financial Info
Price
$1,275,000
$ / Sqft
$333
HOA
None
Tax Rate
1.9555%
Est. Taxes
$11,935
Tax Year
2025
Exemptions
Agricultural
Legal Info
Address
948 Upper Elgin River RD
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
James Standifer Surv
Legal Description
A60 STANDIFER, JAMES, ACRES 26.997
Parcel
R80837
Interior Features
Floor
Carpet, Tile, Wood
Num Living
2
Dining
2
Kitchen
Kitchen Island, Pantry
Appliances
Built-In Oven(s), Dishwasher, Disposal, Gas Cooktop, Microwave, Double Oven, Trash Compactor
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
2 Primary Suites, Ceiling Fan(s), High Ceilings, Vaulted Ceiling(s), Stone Counters, In-Law Floorplan, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Fire Alarm, Security System Owned, Smoke Detector(s), Blinds
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
4 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1998 / Resale
Square Feet
3,825 / Public Records
Garages
3
Garage Desc
Attached, Garage Door Opener, Garage Faces Side
Foundation
Slab
Roof
Metal
Construction
Masonry – Partial, HardiPlank Type
Acres
27.00
Lot Description
Back Yard, Front Yard, Private, Rolling Slope, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft), Trees-Moderate
Restrictions
None
Flood Plain
No
View
Panoramic, Pasture
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Phone Connected, Propane, Underground Utilities
Heat
Central, Electric, Fireplace(s)
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Barbed Wire, Livestock, Wood
Exterior Features
Exterior Steps, Private Yard, Covered, Front Porch, Patio, Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$15,000 (−1.2%)
$1,290,000 → $1,275,000
1
Price reduction
Active
Since Jun 26, 2026
Price trend
List priceJun 2026Aug 2026
Property history2 events
DateEventPriceChange
Aug 6, 2026Price Decrease$1,275,000−$15,000 (−1.2%)
Jun 26, 2026New Listing

Taxes

General Information
Owner
HOME LEGACY LLC
Legal
A60 STANDIFER, JAMES, ACRES 26.997
Geo ID
80837
Acreage
27.00
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$11,935
MLS tax year
2025
CAD estimated taxes
$11,935.02
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$351,030$563,454$914,484$610,331$610,331
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$610,331$610,331$2,139.15BASTROP COUNTY
$610,331$610,331$7,466.79ELGIN ISD
$610,331$610,331$610.33BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$610,331$610,331$631.08AUSTIN COMMUNITY COLLEGE
$610,331$610,331$610.33BASTROP COUNTY EMERGENCY SVC DIST #3
$610,331$610,331$477.34COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,275,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$8,505 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $8,505

Principal & interest
$6,447
Property taxes
$995
Homeowners insurance
$1,063

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$1,020,000$11,401$65,964$1,008,599
2$1,008,599$12,164$65,201$996,435
3$996,435$12,979$64,386$983,456
4$983,456$13,848$63,517$969,608
5$969,608$14,776$62,589$954,832
6$954,832$15,765$61,600$939,067
7$939,067$16,821$60,544$922,246
8$922,246$17,948$59,418$904,298
9$904,298$19,150$58,216$885,149
10$885,149$20,432$56,933$864,716
  • Year 1$1,008,599
    Principal paid
    $11,401
    Interest paid
    $65,964
    Starting balance
    $1,020,000
  • Year 2$996,435
    Principal paid
    $12,164
    Interest paid
    $65,201
    Starting balance
    $1,008,599
  • Year 3$983,456
    Principal paid
    $12,979
    Interest paid
    $64,386
    Starting balance
    $996,435
  • Year 4$969,608
    Principal paid
    $13,848
    Interest paid
    $63,517
    Starting balance
    $983,456
  • Year 5$954,832
    Principal paid
    $14,776
    Interest paid
    $62,589
    Starting balance
    $969,608
  • Year 6$939,067
    Principal paid
    $15,765
    Interest paid
    $61,600
    Starting balance
    $954,832
  • Year 7$922,246
    Principal paid
    $16,821
    Interest paid
    $60,544
    Starting balance
    $939,067
  • Year 8$904,298
    Principal paid
    $17,948
    Interest paid
    $59,418
    Starting balance
    $922,246
  • Year 9$885,149
    Principal paid
    $19,150
    Interest paid
    $58,216
    Starting balance
    $904,298
  • Year 10$864,716
    Principal paid
    $20,432
    Interest paid
    $56,933
    Starting balance
    $885,149
First 10 of 30 years

Nearby

Courtesy of Watters International Realty · (512) 646-0038

Listings courtesy of ACTRIS as distributed by MLS GRID.