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ActiveMLS #9306251

93 County Road 130, Georgetown TX 78626

Georgetown, TX 78626 · McShepherd Ranches River Oak

Single Family Residence for sale in McShepherd Ranches River Oak

4Bedrooms
3Bathrooms
1,620Square Ft
1.01Acres
2Garage
1988Year Built
Price Reduced
1 / 33
$410,000$420,000
3D tour

Overview

Property Description

Welcome to your Charming Country Retreat! This exceptionally well-maintained home features a newly serviced HVAC system and offers the perfect blend of peaceful rural living with **NO RESTRICTIONS** and modern convenience. Nestled on a spacious lot, this property features manicured grounds, sturdy, well-preserved perimeter fencing, and unbeatable curb appeal. Step inside to find a thoughtfully updated layout highlighting a modernized kitchen with sleek cabinetry, generous counter space, and updated bathrooms finished with contemporary fixtures. The exterior showcase is the beautiful, sprawling front deck—ideal for morning coffee, evening relaxation, and outdoor entertaining. Enjoy breathtaking rural views right from your front porch, including picturesque seasonal vistas of surrounding corn and cotton fields. Located just minutes from historic Georgetown, you’ll enjoy easy access to its vibrant Cultural District, renowned Town Square, local dining, boutique shopping, and year-round community events. Low property tax rate and 100% financing options with USDA loan eligibility. Move-in ready and full of charm!

Financial Info
Price
$410,000
$ / Sqft
$253
HOA
None
Tax Rate
1.5644%
Est. Taxes
$3,958.8
Tax Year
2026
Exemptions
None
Legal Info
Address
93 County Road 130
County
Williamson
City
Georgetown
State
TX
Zip
78626
Subdivision
McShepherd Ranches River Oak
Legal Description
S4189 - MCSHEPHERD RANCHES-RIVER OAKS UNIT, LOT 48B S/PT, ACRES 1.01
Parcel
20650000000074
Interior Features
Floor
Laminate
Num Living
1
Dining
1
Appliances
Cooktop, Dishwasher, Disposal, Microwave, Free-Standing Refrigerator, Washer/Dryer, Electric Water Heater
Laundry
Laundry Room, Lower Level
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Interior Features
Double Vanity, In-Law Floorplan, Interior Steps, Recessed Lighting, Walk-In Closet(s), Washer Hookup, None
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1988 / Resale
Square Feet
1,620 / Public Records
Garages
2
Garage Desc
Attached Carport, Concrete, Driveway
Foundation
Pillar/Post/Pier
Roof
Composition
Construction
HardiPlank Type
Acres
1.01
Lot Description
Back Yard, Front Yard, Garden, Level, Subdivided, Trees-Moderate
Restrictions
None
Flood Plain
No
View
Rural
Water Access
No
Waterfront
No
Area
GTE
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Available, Internet-Cable, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Fenced, Gate, Privacy
Exterior Features
Dog Run, Private Entrance, Private Yard, Covered, Front Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms1 room

Main level

  • Kitchen

Price history

Days on market
−$10,000 (−2.4%)
$420,000 → $410,000
1
Price reduction
Active
Since Sep 15, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history2 events
DateEventPriceChange
Oct 29, 2026Price Decrease$410,000−$10,000 (−2.4%)
Sep 15, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Georgetown ISD
Elementary
James E Mitchell
Middle
James Tippit
High
East View

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $410,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,745 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,745

Principal & interest
$2,073
Property taxes
$330
Homeowners insurance
$342

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$328,000$3,666$21,212$324,334
2$324,334$3,912$20,967$320,422
3$320,422$4,174$20,705$316,249
4$316,249$4,453$20,425$311,795
5$311,795$4,751$20,127$307,044
6$307,044$5,070$19,809$301,974
7$301,974$5,409$19,469$296,565
8$296,565$5,771$19,107$290,794
9$290,794$6,158$18,720$284,636
10$284,636$6,570$18,308$278,066
  • Year 1$324,334
    Principal paid
    $3,666
    Interest paid
    $21,212
    Starting balance
    $328,000
  • Year 2$320,422
    Principal paid
    $3,912
    Interest paid
    $20,967
    Starting balance
    $324,334
  • Year 3$316,249
    Principal paid
    $4,174
    Interest paid
    $20,705
    Starting balance
    $320,422
  • Year 4$311,795
    Principal paid
    $4,453
    Interest paid
    $20,425
    Starting balance
    $316,249
  • Year 5$307,044
    Principal paid
    $4,751
    Interest paid
    $20,127
    Starting balance
    $311,795
  • Year 6$301,974
    Principal paid
    $5,070
    Interest paid
    $19,809
    Starting balance
    $307,044
  • Year 7$296,565
    Principal paid
    $5,409
    Interest paid
    $19,469
    Starting balance
    $301,974
  • Year 8$290,794
    Principal paid
    $5,771
    Interest paid
    $19,107
    Starting balance
    $296,565
  • Year 9$284,636
    Principal paid
    $6,158
    Interest paid
    $18,720
    Starting balance
    $290,794
  • Year 10$278,066
    Principal paid
    $6,570
    Interest paid
    $18,308
    Starting balance
    $284,636
First 10 of 30 years

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Courtesy of Domum Realty Inc · (512) 940-5412

Listings courtesy of ACTRIS as distributed by MLS GRID.