103 Stillwater, Horseshoe Bay TX 78657
Horseshoe Bay, TX 78657 · Horseshoe Bay West
Single Family Residence for sale in Horseshoe Bay West
Overview
Property Description
Searching for a luxury Horseshoe Bay home under $1 million? This single-story golf course home in Horseshoe Bay West offers nearly 3,000 square feet, beautiful Ram Rock Golf Course views and the relaxed Lake LBJ lifestyle buyers come to Horseshoe Bay to find. Located in desirable Horseshoe Bay West, 103 Stillwater offers nearly 3,000 square feet with 3 bedrooms, 3.5 baths and an open, light-filled floor plan overlooking the 4th fairway of Ram Rock Golf Course. Enjoy a covered outdoor living area with a stone fireplace, low-maintenance yard and peaceful golf course views. Ideal as a full-time home, lock-and-leave Hill Country retreat or second home near Lake LBJ, with championship golf, boating, marina access, pickleball, tennis, dining and resort amenities nearby.
Financial Info
- Price
- $999,000
- $ / Sqft
- $338
- HOA
- Yes - Mandatory / $866 / Annually
- HOA Name
- Horseshoe Bay Property Owners Association
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 1.3181%
- Est. Taxes
- $12,068.57
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 103 Stillwater
- County
- Llano
- City
- Horseshoe Bay
- State
- TX
- Zip
- 78657
- Subdivision
- Horseshoe Bay West
- Legal Description
- HORSESHOE BAY WEST LT W11116
- Parcel
- 36946
Interior Features
- Floor
- Carpet, Tile, Wood
- Num Living
- 1
- Dining
- 2
- Kitchen
- Breakfast Bar, Granite Counters, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Free-Standing Gas Range, RNGHD, Refrigerator, Free-Standing Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 2
- Fireplace Description
- Fire Pit, Gas, Gas Log, Glass Doors, Living Room, Outside, Stone
- Interior Features
- Bookcases, Breakfast Bar, Ceiling Fan(s), High Ceilings, Chandelier, Granite Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Entrance Foyer, Kitchen Island, Multiple Dining Areas, Open Floorplan, Pantry, Recessed Lighting, Smart Home, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Fire Alarm, Prewired, Security System, Smoke Detector(s), Double Pane Windows, Solar Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2016 / Resale
- Square Feet
- 2,959 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Side By Side
- Foundation
- Slab
- Roof
- Metal
- Construction
- Board & Batten Siding, Stone
- Acres
- 0.29
- Lot Description
- Corner Lot, Few Trees, Front Yard, Native Plants, Backs To Golf Course, Sprinkler - Automatic
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Golf Course, Hill Country, Panoramic
- Water Access
- No
- Waterfront
- No
- Area
- LL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Propane, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Gas Grill, Covered, Front Porch, Porch, Rear Porch
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Dog Park, Fitness Center, Park, Playground, Pool, Putting Green
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 31, 2026 | Price Decrease | $999,000−$999 (−0.1%) | −$999 (−0.1%) |
| Feb 17, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Llano ISD
- Elementary
- Packsaddle
- Middle
- Llano
- High
- Llano
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$6,890 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $6,890
- Principal & interest
- $5,051
- Property taxes
- $1,006
- Homeowners insurance
- $833
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $799,200 | $8,933 | $51,685 | $790,267 | |
| 2 | $790,267 | $9,531 | $51,087 | $780,736 | |
| 3 | $780,736 | $10,169 | $50,448 | $770,567 | |
| 4 | $770,567 | $10,850 | $49,767 | $759,716 | |
| 5 | $759,716 | $11,577 | $49,041 | $748,139 | |
| 6 | $748,139 | $12,353 | $48,265 | $735,786 | |
| 7 | $735,786 | $13,180 | $47,438 | $722,607 | |
| 8 | $722,607 | $14,062 | $46,555 | $708,544 | |
| 9 | $708,544 | $15,004 | $45,614 | $693,540 | |
| 10 | $693,540 | $16,009 | $44,609 | $677,531 |
- Year 1$790,267
- Principal paid
- $8,933
- Interest paid
- $51,685
- Starting balance
- $799,200
- Year 2$780,736
- Principal paid
- $9,531
- Interest paid
- $51,087
- Starting balance
- $790,267
- Year 3$770,567
- Principal paid
- $10,169
- Interest paid
- $50,448
- Starting balance
- $780,736
- Year 4$759,716
- Principal paid
- $10,850
- Interest paid
- $49,767
- Starting balance
- $770,567
- Year 5$748,139
- Principal paid
- $11,577
- Interest paid
- $49,041
- Starting balance
- $759,716
- Year 6$735,786
- Principal paid
- $12,353
- Interest paid
- $48,265
- Starting balance
- $748,139
- Year 7$722,607
- Principal paid
- $13,180
- Interest paid
- $47,438
- Starting balance
- $735,786
- Year 8$708,544
- Principal paid
- $14,062
- Interest paid
- $46,555
- Starting balance
- $722,607
- Year 9$693,540
- Principal paid
- $15,004
- Interest paid
- $45,614
- Starting balance
- $708,544
- Year 10$677,531
- Principal paid
- $16,009
- Interest paid
- $44,609
- Starting balance
- $693,540
Nearby
Courtesy of Austintatious512 · (512) 806-0209
Listings courtesy of ACTRIS as distributed by MLS GRID.