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ActiveMLS #7595062

103 Stillwater, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Horseshoe Bay West

Single Family Residence for sale in Horseshoe Bay West

3Bedrooms
3 full / 1 halfBathrooms
2,959Square Ft
0.29Acres
2Garage
2016Year Built
Price Reduced
1 / 31
$999,000$999,999

Overview

Property Description

HORSESHOE BAY GOLF COURSE LUXURY UNDER $1 MILLION! Welcome to 103 Stillwater, where single-story elegance meets the relaxed resort lifestyle of Horseshoe Bay West. Perfectly positioned overlooking the 4th fairway of Ram Rock Golf Course, this beautifully designed 2,959-square-foot residence offers 3 bedrooms, 3.5 baths, and an inviting, light-filled floor plan. Enjoy peaceful Hill Country and golf course views, spacious living and dining areas, and a covered outdoor retreat complete with a stone fireplace—ideal for morning coffee, evening cocktails, or entertaining guests. Whether you're searching for a full-time residence, a sophisticated second home, or a lock-and-leave Hill Country escape, this property offers an exceptional opportunity at $999,000. Just minutes from the Lake LBJ lifestyle, with championship golf, boating, dining, pickleball, tennis, and resort amenities nearby. Your Horseshoe Bay lifestyle begins here. Schedule your private showing today!

Financial Info
Price
$999,000
$ / Sqft
$338
HOA
Yes - Mandatory / $866 / Annually
HOA Name
Horseshoe Bay Property Owners Association
HOA Includes
Common Area Maintenance
Tax Rate
1.3181%
Est. Taxes
$12,068.57
Tax Year
2025
Exemptions
None
Legal Info
Address
103 Stillwater
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Horseshoe Bay West
Legal Description
HORSESHOE BAY WEST LT W11116
Parcel
36946
Interior Features
Floor
Carpet, Tile, Wood
Num Living
1
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Exhaust Fan, Microwave, Free-Standing Gas Range, RNGHD, Refrigerator, Free-Standing Refrigerator, Stainless Steel Appliance(s), Vented Exhaust Fan, Electric Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Fireplaces
2
Fireplace Description
Fire Pit, Gas, Gas Log, Glass Doors, Living Room, Outside, Stone
Interior Features
Bookcases, Breakfast Bar, Ceiling Fan(s), High Ceilings, Chandelier, Granite Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Entrance Foyer, Kitchen Island, Multiple Dining Areas, Open Floorplan, Pantry, Recessed Lighting, Smart Home, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Fire Alarm, Prewired, Security System, Smoke Detector(s), Double Pane Windows, Solar Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2016 / Resale
Square Feet
2,959 / Public Records
Garages
2
Garage Desc
Attached, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Front, Side By Side
Foundation
Slab
Roof
Metal
Construction
Board & Batten Siding, Stone
Acres
0.29
Lot Description
Corner Lot, Few Trees, Front Yard, Native Plants, Backs To Golf Course, Sprinkler - Automatic
Restrictions
Deed Restrictions
Flood Plain
No
View
Golf Course, Hill Country, Panoramic
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Propane, Sewer Connected, Underground Utilities, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
None
Exterior Features
Gas Grill, Covered, Front Porch, Porch, Rear Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Dog Park, Fitness Center, Park, Playground, Pool, Putting Green

Price history

Days on market
−$999 (−0.1%)
$999,999 → $999,000
1
Price reduction
Active
Current status
Price trend
List priceFeb 2026 → Aug 2026
Property history2 events
DateEventPriceChange
Aug 31, 2026Price Decrease$999,000−$999 (−0.1%)
Feb 17, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Packsaddle
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $999,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$6,890 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $6,890

Principal & interest
$5,051
Property taxes
$1,006
Homeowners insurance
$833

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$799,200$8,933$51,685$790,267
2$790,267$9,531$51,087$780,736
3$780,736$10,169$50,448$770,567
4$770,567$10,850$49,767$759,716
5$759,716$11,577$49,041$748,139
6$748,139$12,353$48,265$735,786
7$735,786$13,180$47,438$722,607
8$722,607$14,062$46,555$708,544
9$708,544$15,004$45,614$693,540
10$693,540$16,009$44,609$677,531
  • Year 1$790,267
    Principal paid
    $8,933
    Interest paid
    $51,685
    Starting balance
    $799,200
  • Year 2$780,736
    Principal paid
    $9,531
    Interest paid
    $51,087
    Starting balance
    $790,267
  • Year 3$770,567
    Principal paid
    $10,169
    Interest paid
    $50,448
    Starting balance
    $780,736
  • Year 4$759,716
    Principal paid
    $10,850
    Interest paid
    $49,767
    Starting balance
    $770,567
  • Year 5$748,139
    Principal paid
    $11,577
    Interest paid
    $49,041
    Starting balance
    $759,716
  • Year 6$735,786
    Principal paid
    $12,353
    Interest paid
    $48,265
    Starting balance
    $748,139
  • Year 7$722,607
    Principal paid
    $13,180
    Interest paid
    $47,438
    Starting balance
    $735,786
  • Year 8$708,544
    Principal paid
    $14,062
    Interest paid
    $46,555
    Starting balance
    $722,607
  • Year 9$693,540
    Principal paid
    $15,004
    Interest paid
    $45,614
    Starting balance
    $708,544
  • Year 10$677,531
    Principal paid
    $16,009
    Interest paid
    $44,609
    Starting balance
    $693,540
First 10 of 30 years

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Courtesy of Austintatious512 · (512) 806-0209

Listings courtesy of ACTRIS as distributed by MLS GRID.