106 Gemstone, Horseshoe Bay TX 78657
Horseshoe Bay, TX 78657 · Palm West Applehead Villas P
Condominium for sale in Palm West Applehead Villas P
Overview
Property Description
Unwind in this thoughtfully crafted single-story residence set in the sought after Applehead West neighborhood. The flowing floor plan centers around the kitchen, dining, and open concept living spaces, creating an inviting environment for gatherings. The generous living room showcases rich hardwood flooring, vaulted ceilings, and a stone fireplace from floor to ceiling. The kitchen is designed for effortless cooking, appointed with granite countertops, custom cabinetry, a breakfast bar, pantry, and stainless steel appliances. The primary suite is enhanced by expansive windows that fill the space with natural light, hardwood floors, and plenty of space for relaxing. The primary bath offers dual vanities, granite surfaces, an oversized walk-in closet, a soaking tub, and a beautifully tiled shower. Two comfortable guest bedrooms each have convenient access to a full guest bath for added privacy. Additional amenities include a well-sized laundry room, spacious covered patio, two car garage, tile roof, and stone exterior. Nestled at the end of a cul-de-sac, this home is just a short walk to the Applehead West community pool, tennis courts and Pickleball court.
Financial Info
- Price
- $652,000
- $ / Sqft
- $310
- HOA
- Yes - Mandatory / $330 / Monthly
- HOA Name
- Palm West
- HOA Includes
- Common Area Maintenance, Water
- Tax Rate
- 1.34%
- Est. Taxes
- $9,000
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 106 Gemstone
- County
- Llano
- City
- Horseshoe Bay
- State
- TX
- Zip
- 78657
- Subdivision
- Palm West Applehead Villas P
- Legal Description
- PALM WEST AT APPLEHEAD VILLAS PHASE 2 UNIT 1
- Parcel
- 1188800000010
Interior Features
- Floor
- Tile, Wood
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Kitchen Island
- Appliances
- Dishwasher, Exhaust Fan, Range, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Electric Water Heater
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Breakfast Bar, Beamed Ceilings, High Ceilings, Granite Counters, Double Vanity, Entrance Foyer, Kitchen Island, Primary Bedroom on Main, Soaking Tub, Walk-In Closet(s), None, Blinds
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 2018 / Resale
- Square Feet
- 2,102 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Door-Single, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
- Foundation
- Slab
- Roof
- Tile
- Construction
- Stone, Stucco
- Acres
- 0.07
- Lot Description
- Close to Clubhouse, Cul-De-Sac, Landscaped, Level, Near Golf Course, Sprinkler - Automatic
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Hill Country
- Water Access
- No
- Waterfront
- No
- Area
- LL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Other, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Gutters Partial, Covered
- Pool On Property
- No
- Area Amenities
- BBQ Pit/Grill, Cluster Mailbox, Golf, Pool, Sport Court(s)/Facility, Tennis Court(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 22, 2025 | New Listing | — |
Taxes
Schools
School Info
- District
- Llano ISD
- Elementary
- Llano
- Middle
- Llano
- High
- Llano
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,590 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,590
- Principal & interest
- $3,297
- Property taxes
- $750
- Homeowners insurance
- $543
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $521,600 | $5,830 | $33,732 | $515,770 | |
| 2 | $515,770 | $6,221 | $33,342 | $509,549 | |
| 3 | $509,549 | $6,637 | $32,925 | $502,912 | |
| 4 | $502,912 | $7,082 | $32,481 | $495,831 | |
| 5 | $495,831 | $7,556 | $32,007 | $488,275 | |
| 6 | $488,275 | $8,062 | $31,500 | $480,213 | |
| 7 | $480,213 | $8,602 | $30,961 | $471,611 | |
| 8 | $471,611 | $9,178 | $30,384 | $462,433 | |
| 9 | $462,433 | $9,793 | $29,770 | $452,641 | |
| 10 | $452,641 | $10,448 | $29,114 | $442,192 |
- Year 1$515,770
- Principal paid
- $5,830
- Interest paid
- $33,732
- Starting balance
- $521,600
- Year 2$509,549
- Principal paid
- $6,221
- Interest paid
- $33,342
- Starting balance
- $515,770
- Year 3$502,912
- Principal paid
- $6,637
- Interest paid
- $32,925
- Starting balance
- $509,549
- Year 4$495,831
- Principal paid
- $7,082
- Interest paid
- $32,481
- Starting balance
- $502,912
- Year 5$488,275
- Principal paid
- $7,556
- Interest paid
- $32,007
- Starting balance
- $495,831
- Year 6$480,213
- Principal paid
- $8,062
- Interest paid
- $31,500
- Starting balance
- $488,275
- Year 7$471,611
- Principal paid
- $8,602
- Interest paid
- $30,961
- Starting balance
- $480,213
- Year 8$462,433
- Principal paid
- $9,178
- Interest paid
- $30,384
- Starting balance
- $471,611
- Year 9$452,641
- Principal paid
- $9,793
- Interest paid
- $29,770
- Starting balance
- $462,433
- Year 10$442,192
- Principal paid
- $10,448
- Interest paid
- $29,114
- Starting balance
- $452,641
Nearby
Courtesy of Horseshoe Bay ONE Realty · (830) 282-3389
Listings courtesy of ACTRIS as distributed by MLS GRID.