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ActiveMLS #9947287

305 Onyx DR, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Horseshoe Bay West

Single Family Residence for sale in Horseshoe Bay West

3Bedrooms
2Bathrooms
1,600Square Ft
0.50Acres
2Garage
1981Year Built
1 / 36
$449,000
3D tour

Overview

Property Description

OWNER FINANCING AVAILABLE. This home is comfortable and private located on a half acre corner lot loaded with majestic oak trees. The present lot consists of 2 regular sized lots that have been re-platted into one huge lot that protects the view. Featuring an open floorplan and one level living there are three bedrooms and two baths with space for a small home office adjacent to the dining area. Beautiful hill country views can be enjoyed from a patio off of the primary suite or a large deck off of the living room. This home has beenupdated and remodeled over the last few years. This is an excellent property for a golfing getaway, full-time living or rental income. Come and experience all that Horseshoe Bay has to offer. OWNER FINANCING AVAILABLE.

Financial Info
Price
$449,000
$ / Sqft
$281
HOA
Yes - Mandatory / $844 / Annually
HOA Name
Horseshoe Bay POA
HOA Includes
See Remarks
Tax Rate
1.34%
Est. Taxes
$6,200
Tax Year
2025
Exemptions
None
Legal Info
Address
305 Onyx DR
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Horseshoe Bay West
Legal Description
Horseshoe Bay West lot W12056-A
Parcel
19571
Interior Features
Floor
Carpet, Linoleum, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters
Appliances
Dishwasher, Electric Range, Refrigerator, Electric Water Heater
Laundry
In Garage
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
Breakfast Bar, Granite Counters, Dry Bar, Electric Dryer Hookup, No Interior Steps, Primary Bedroom on Main, None, Insulated Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1981 / Resale
Square Feet
1,600 / Plans
Garages
2
Garage Desc
Door-Single, Driveway
Foundation
Slab
Roof
Metal
Construction
Frame, HardiPlank Type, Masonite
Acres
0.50
Lot Description
Back Yard, Corner Lot, Front Yard, Sprinkler - In-ground, Trees-Medium (20 Ft - 40 Ft)
Restrictions
None
Flood Plain
No
View
Hill Country
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central, Electric
A C
Central Air, Electric
Exterior Features
Fence
None
Exterior Features
See Remarks, Arbor, Deck, Side Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Fishing, High Speed Internet

Price history

Days on market
$449,000
List price
0
Price reductions
Active
Since Aug 8, 2026
Property history1 event
DateEventPriceChange
Aug 8, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $449,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,161 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,161

Principal & interest
$2,270
Property taxes
$517
Homeowners insurance
$374

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$359,200$4,015$23,230$355,185
2$355,185$4,284$22,961$350,901
3$350,901$4,571$22,674$346,331
4$346,331$4,877$22,368$341,454
5$341,454$5,203$22,041$336,251
6$336,251$5,552$21,693$330,699
7$330,699$5,924$21,321$324,775
8$324,775$6,320$20,924$318,455
9$318,455$6,744$20,501$311,711
10$311,711$7,195$20,049$304,516
  • Year 1$355,185
    Principal paid
    $4,015
    Interest paid
    $23,230
    Starting balance
    $359,200
  • Year 2$350,901
    Principal paid
    $4,284
    Interest paid
    $22,961
    Starting balance
    $355,185
  • Year 3$346,331
    Principal paid
    $4,571
    Interest paid
    $22,674
    Starting balance
    $350,901
  • Year 4$341,454
    Principal paid
    $4,877
    Interest paid
    $22,368
    Starting balance
    $346,331
  • Year 5$336,251
    Principal paid
    $5,203
    Interest paid
    $22,041
    Starting balance
    $341,454
  • Year 6$330,699
    Principal paid
    $5,552
    Interest paid
    $21,693
    Starting balance
    $336,251
  • Year 7$324,775
    Principal paid
    $5,924
    Interest paid
    $21,321
    Starting balance
    $330,699
  • Year 8$318,455
    Principal paid
    $6,320
    Interest paid
    $20,924
    Starting balance
    $324,775
  • Year 9$311,711
    Principal paid
    $6,744
    Interest paid
    $20,501
    Starting balance
    $318,455
  • Year 10$304,516
    Principal paid
    $7,195
    Interest paid
    $20,049
    Starting balance
    $311,711
First 10 of 30 years

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Courtesy of Macon Dunham Real Estate · (512) 417-8009

Listings courtesy of ACTRIS as distributed by MLS GRID.