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ActiveMLS #1278762

107 Gemsbok RD, Hutto TX 78634

Hutto, TX 78634 · Cottonwood Farms

Single Family Residence for sale in Cottonwood Farms

3Bedrooms
2 full / 1 halfBathrooms
1,605Square Ft
0.11Acres
2Garage
2021Year Built
1 / 14
$275,000

Overview

Property Description

Potential Short Sale - Subject to Lender Approval! Don’t miss this incredible chance to add value and build equity in one of Hutto’s growing communities. This 3-bedroom, 2.5-bath home offers a functional floor plan with spacious living areas, a generous kitchen, and a primary suite featuring a private bath and ample closet space. Perfect for investors, flippers, rental portfolio buyers, or savvy homeowners looking for a value-add opportunity. Conveniently located near schools, shopping, dining, and major commuter routes, making it attractive for future occupants or tenants.

Financial Info
Price
$275,000
$ / Sqft
$171
HOA
Yes - Mandatory / $456 / Annually
HOA Name
Cottonwood Farms
HOA Includes
Common Area Maintenance
Tax Rate
2.56%
Est. Taxes
$9,728
Tax Year
2021
Exemptions
None
Legal Info
Address
107 Gemsbok RD
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cottonwood Farms
Legal Description
LOT 16 BLK H COTTONWOOD FARMS PHS 2
Parcel
107GemsbokRoad
Interior Features
Floor
Carpet, Laminate
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Pantry
Appliances
Dishwasher, Electric Cooktop, Microwave, Free-Standing Range, Stainless Steel Appliance(s), Electric Water Heater
Laundry
Laundry Room, Multiple Locations
Master Bed
Walk-In Closet(s)
Master Main
No
Fireplace Description
None
Interior Features
Breakfast Bar, High Ceilings, Granite Counters, Entrance Foyer, Interior Steps, Pantry, Recessed Lighting, Walk-In Closet(s), Smoke Detector(s), Double Pane Windows
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2021 / Resale
Square Feet
1,605 / Builder
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Composition
Construction
Frame, HardiPlank Type, See Remarks
Acres
0.11
Lot Description
Interior Lot
Restrictions
Deed Restrictions
Flood Plain
No
View
See Remarks
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Cable, Phone Available
Heat
Central, Heat Pump
A C
Central Air
Exterior Features
Fence
Fenced, Privacy, Wood
Exterior Features
None, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Pool

Price history

Members only
Days on market
$275,000
List price
0
Price reductions
Active
Since Jul 9, 2026
Property history1 event
DateEventPriceChange
Jul 9, 2026New Listing

Taxes

General Information
Legal
S12719 - WILCO RANCH PH 2 SEC 1, BLOCK H, Lot 16
Geo ID
142506201H0016
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$9,728
MLS tax year
2021
Appraisal Values
YearLandImprovementsMarketAssessed
2026$80,000$213,182$293,182$293,182

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Hutto ISD
Elementary
Cottonwood Creek
Middle
Hutto
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $275,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,431 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,431

Principal & interest
$1,391
Property taxes
$811
Homeowners insurance
$229

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$220,000$2,459$14,228$217,541
2$217,541$2,624$14,063$214,917
3$214,917$2,799$13,887$212,118
4$212,118$2,987$13,700$209,131
5$209,131$3,187$13,500$205,944
6$205,944$3,400$13,286$202,544
7$202,544$3,628$13,059$198,916
8$198,916$3,871$12,816$195,045
9$195,045$4,130$12,556$190,914
10$190,914$4,407$12,280$186,507
  • Year 1$217,541
    Principal paid
    $2,459
    Interest paid
    $14,228
    Starting balance
    $220,000
  • Year 2$214,917
    Principal paid
    $2,624
    Interest paid
    $14,063
    Starting balance
    $217,541
  • Year 3$212,118
    Principal paid
    $2,799
    Interest paid
    $13,887
    Starting balance
    $214,917
  • Year 4$209,131
    Principal paid
    $2,987
    Interest paid
    $13,700
    Starting balance
    $212,118
  • Year 5$205,944
    Principal paid
    $3,187
    Interest paid
    $13,500
    Starting balance
    $209,131
  • Year 6$202,544
    Principal paid
    $3,400
    Interest paid
    $13,286
    Starting balance
    $205,944
  • Year 7$198,916
    Principal paid
    $3,628
    Interest paid
    $13,059
    Starting balance
    $202,544
  • Year 8$195,045
    Principal paid
    $3,871
    Interest paid
    $12,816
    Starting balance
    $198,916
  • Year 9$190,914
    Principal paid
    $4,130
    Interest paid
    $12,556
    Starting balance
    $195,045
  • Year 10$186,507
    Principal paid
    $4,407
    Interest paid
    $12,280
    Starting balance
    $190,914
First 10 of 30 years

Nearby

Courtesy of Vylla Home · (713) 647-2349

Listings courtesy of ACTRIS as distributed by MLS GRID.