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ActiveMLS #2518640

305 Redfish LN, Hutto TX 78634

Hutto, TX 78634 · Cottonwood Farms

Single Family Residence for sale in Cottonwood Farms

5Bedrooms
3Bathrooms
2,609Square Ft
0.20Acres
2Garage
2021Year Built
Price Reduced
1 / 30
$392,500$400,000
3D tour

Overview

Property Description

Welcome to this spacious and beautifully maintained 5-bedroom, 3-bath home in the desirable Cottonwood Farms community. Built in 2021, this two-story residence offers 2,609 sq ft of thoughtfully designed living space with modern finishes and multiple living areas—perfect for those who value comfort, functionality, and room to grow. Step inside to an inviting open-concept layout featuring high ceilings, recessed lighting, and a bright entrance foyer. The gourmet kitchen is the heart of the home, complete with granite countertops, stainless steel appliances, an electric cooktop, breakfast bar, and a spacious pantry. The kitchen flows seamlessly into the family room, creating an ideal space for entertaining and everyday living.

Financial Info
Price
$392,500
$ / Sqft
$150
HOA
Yes - Mandatory / $456 / Annually
HOA Name
Cottonwood Farms
HOA Includes
Common Area Maintenance
Tax Rate
2.56%
Est. Taxes
$11,904
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
305 Redfish LN
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cottonwood Farms
Legal Description
LOT 34 BLK B COTTONWOOD FARMS PHS 1
Parcel
142506010B0034
Interior Features
Floor
Carpet, Laminate
Num Living
2
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Pantry
Appliances
Dishwasher, Electric Cooktop, Microwave, Free-Standing Range, Stainless Steel Appliance(s), Electric Water Heater
Laundry
Laundry Room, Multiple Locations
Master Bed
Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, High Ceilings, Granite Counters, Entrance Foyer, Interior Steps, Multiple Living Areas, Pantry, Recessed Lighting, Walk-In Closet(s), Smoke Detector(s), Window Treatments
General Info
Beds
5 Total / 1 Main Level / 4 Other Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2021 / Resale
Square Feet
2,609 / Builder
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Composition
Construction
Frame, HardiPlank Type, See Remarks
Acres
0.20
Lot Description
Interior Lot
Restrictions
City Restrictions
Flood Plain
No
View
See Remarks
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Internet-Cable, Phone Available
Heat
Central, Heat Pump
A C
Central Air
Exterior Features
Fence
Fenced, Privacy, Wood
Exterior Features
None, Covered, Patio, Porch
Pool On Property
No
Area Amenities
Cluster Mailbox, Common Grounds, Pool

Price history

Members only
Days on market
−$7,500 (−1.9%)
$400,000 → $392,500
2
Price reductions
Active
Since Mar 20, 2026
Price trend
List priceMar 2026 → Jun 2026
Property history3 events
DateEventPriceChange
Jun 19, 2026Price Decrease$392,500−$5,000 (−1.3%)
May 6, 2026Price Decrease$397,500−$2,500 (−0.6%)
Mar 20, 2026New Listing

Taxes

General Information
Legal
S12544 - WILCO RANCH PH 1, BLOCK B, Lot 34
Geo ID
142506010B0034
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$11,904
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$80,000$285,843$365,843$365,843

Disclaimer: Tax data provided by Williamson Central Appraisal District (2026 Williamson CAD Property export).

Schools

School Info
District
Hutto ISD
Elementary
Cottonwood Creek
Middle
Hutto
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $392,500
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,304 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,304

Principal & interest
$1,985
Property taxes
$992
Homeowners insurance
$327

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$314,000$3,510$20,307$310,490
2$310,490$3,745$20,072$306,746
3$306,746$3,995$19,821$302,750
4$302,750$4,263$19,553$298,487
5$298,487$4,549$19,268$293,938
6$293,938$4,853$18,963$289,085
7$289,085$5,178$18,638$283,907
8$283,907$5,525$18,291$278,382
9$278,382$5,895$17,921$272,487
10$272,487$6,290$17,526$266,197
  • Year 1$310,490
    Principal paid
    $3,510
    Interest paid
    $20,307
    Starting balance
    $314,000
  • Year 2$306,746
    Principal paid
    $3,745
    Interest paid
    $20,072
    Starting balance
    $310,490
  • Year 3$302,750
    Principal paid
    $3,995
    Interest paid
    $19,821
    Starting balance
    $306,746
  • Year 4$298,487
    Principal paid
    $4,263
    Interest paid
    $19,553
    Starting balance
    $302,750
  • Year 5$293,938
    Principal paid
    $4,549
    Interest paid
    $19,268
    Starting balance
    $298,487
  • Year 6$289,085
    Principal paid
    $4,853
    Interest paid
    $18,963
    Starting balance
    $293,938
  • Year 7$283,907
    Principal paid
    $5,178
    Interest paid
    $18,638
    Starting balance
    $289,085
  • Year 8$278,382
    Principal paid
    $5,525
    Interest paid
    $18,291
    Starting balance
    $283,907
  • Year 9$272,487
    Principal paid
    $5,895
    Interest paid
    $17,921
    Starting balance
    $278,382
  • Year 10$266,197
    Principal paid
    $6,290
    Interest paid
    $17,526
    Starting balance
    $272,487
First 10 of 30 years

Nearby

Courtesy of Real Broker, LLC · (855) 450-0442

Listings courtesy of ACTRIS as distributed by MLS GRID.