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ActiveMLS #8894688

1307 Graef RD # B, Kyle TX 78640

Kyle, TX 78640 · Elm Creek Ranch

Single Family Residence for sale in Elm Creek Ranch

4Bedrooms
2Bathrooms
1,872Square Ft
5.10Acres
0Garage
1976Year Built
Price Reduced
1 / 40
$549,000$599,900

Overview

Property Description

Welcome to your private retreat on 5.1 acres in the heart of Buda-Kyle! Manufactured Home with ADDITIONAL PAD, ELECTRIC and WATER ready to go for second structure! Manufactured home is well taken care of and features 4 spacious bedrooms and 2 full bathrooms, offering room for family and guests. this property is ideal for creating your dream homestead, building additional structures, or simply soaking in the peace and privacy of wide-open land. Whether you're looking to settle in or envisioning a future custom build, this acreage gives you the flexibility to make it truly your own.

Financial Info
Price
$549,000
$ / Sqft
$293
HOA
None
Tax Rate
1.7861%
Est. Taxes
$7,638.95
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
1307 Graef RD # B
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Elm Creek Ranch
Legal Description
ELM CREEK RANCH , LOT 12, ACRES 5.10 (1.00 AC @ MKT FOR MH)
Parcel
1127770000012002
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Kitchen Island
Appliances
Dishwasher, Electric Range, WaterPurifier
Laundry
In Kitchen
Master Main
Yes
Interior Features
Breakfast Bar, Laminate Counters, Kitchen Island, None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1976 / Resale
Square Feet
1,872 / Public Records
Garage Desc
None
Foundation
Pillar/Post/Pier
Roof
Composition
Construction
Clapboard, Frame
Acres
5.10
Lot Description
None
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Septic Tank
Utilities
Electricity Connected, Water Connected
Heat
Electric
A C
Heat Pump
Exterior Features
Fence
Chain Link
Exterior Features
None, Deck
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$50,900 (−8.5%)
$599,900 → $549,000
2
Price reductions
Active
Since Nov 5, 2025
Price trend
List priceNov 2025Jan 2026
Property history3 events
DateEventPriceChange
Jan 9, 2026Price Decrease$549,000−$900 (−0.2%)
Nov 26, 2025Price Decrease$549,900−$50,000 (−8.3%)
Nov 5, 2025New Listing

Taxes

General Information
Owner
ALVIAR, ROY GREGORY & MARY COLE
Legal
ELM CREEK RANCH , LOT 12, ACRES 5.10 (1.00 AC @ MKT FOR MH)
Geo ID
1127770000012002
Acreage
5.10
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$7,638.95
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$319,710$160,930$480,640$480,640

Disclaimer: Tax data provided by Hays Central Appraisal District (2026 Hays CAD PropertyDataExport 2026-08-26).

Schools

School Info
District
HaysCONSISD
Elementary
Camino Real
Middle
McCormick
High
Johnson High School

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $549,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,871 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,871

Principal & interest
$2,776
Property taxes
$637
Homeowners insurance
$458

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$439,200$4,909$28,403$434,291
2$434,291$5,238$28,075$429,053
3$429,053$5,589$27,724$423,465
4$423,465$5,963$27,350$417,502
5$417,502$6,362$26,950$411,139
6$411,139$6,788$26,524$404,351
7$404,351$7,243$26,070$397,108
8$397,108$7,728$25,584$389,380
9$389,380$8,246$25,067$381,135
10$381,135$8,798$24,515$372,337
  • Year 1$434,291
    Principal paid
    $4,909
    Interest paid
    $28,403
    Starting balance
    $439,200
  • Year 2$429,053
    Principal paid
    $5,238
    Interest paid
    $28,075
    Starting balance
    $434,291
  • Year 3$423,465
    Principal paid
    $5,589
    Interest paid
    $27,724
    Starting balance
    $429,053
  • Year 4$417,502
    Principal paid
    $5,963
    Interest paid
    $27,350
    Starting balance
    $423,465
  • Year 5$411,139
    Principal paid
    $6,362
    Interest paid
    $26,950
    Starting balance
    $417,502
  • Year 6$404,351
    Principal paid
    $6,788
    Interest paid
    $26,524
    Starting balance
    $411,139
  • Year 7$397,108
    Principal paid
    $7,243
    Interest paid
    $26,070
    Starting balance
    $404,351
  • Year 8$389,380
    Principal paid
    $7,728
    Interest paid
    $25,584
    Starting balance
    $397,108
  • Year 9$381,135
    Principal paid
    $8,246
    Interest paid
    $25,067
    Starting balance
    $389,380
  • Year 10$372,337
    Principal paid
    $8,798
    Interest paid
    $24,515
    Starting balance
    $381,135
First 10 of 30 years

Nearby

Courtesy of Citywide Realty - Team Elite Group · (512) 784-0048

Listings courtesy of ACTRIS as distributed by MLS GRID.