401 Graef RD, Kyle TX 78640
Kyle, TX 78640 · Neill McLean Survey, Abstract 325
Manufactured Home for sale in Neill McLean Survey, Abstract 325
Overview
Property Description
This is not just land. This is a legacy. 10.33 acres of Hays County earth sitting at the crossroads of everything Texas is becoming — and everything it has always been. Cattle have grazed here. Bees work this land today. A pond reflects the sky on one side, and a 2016 manufactured home anchors the front acre of the property with four bedrooms and two baths that is move in ready. Or, live in the manufactured home while you bring your vision and build something extraordinary — custom builders and dream-home buyers are already planting roots all over this corridor, and ten acres with water, privacy, and road frontage is exactly the canvas they are looking for. The land doesn't care what you do with it — it wins either way. Kyle is exploding. Hays County is one of the fastest growing counties in the United States. And right here on Graef Road, you have ten acres with an active agricultural exemption keeping your taxes bottom dollar while the world builds up around you. Pond. Acreage. Home. History. Location. Seller believes property may be suitable for a variety of uses — buyer to independently verify zoning, restrictions, and permitted uses with Hays County and City of Niederwald prior to purchase. Agricultural exemption active; buyer to re-qualify with Hays County Appraisal District. Seller retains all mineral rights; minerals do not convey.
Financial Info
- Price
- $870,000
- $ / Sqft
- $400
- HOA
- None
- Tax Rate
- 1.93%
- Est. Taxes
- $16,784.59
- Tax Year
- 2025
- Exemptions
- Agricultural, Homestead
Legal Info
- Address
- 401 Graef RD
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Neill McLean Survey, Abstract 325
- Legal Description
- A0325 NEILL MCLEAN SURVEY, SERIAL 125000HA004704A, LABEL # NTA1711099, ACRES 1, MODEL 04-CHG-CH3268B
- Parcel
- 1003250019000002
Interior Features
- Floor
- See Remarks
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Kitchen Island, Pantry
- Appliances
- Dishwasher, Electric Oven, Refrigerator, Stainless Steel Appliance(s)
- Laundry
- Laundry Room
- Master Bed
- Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Walk-In Closet(s), Washer Hookup, Security Fence, See Remarks
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Manufactured Home
- Stories
- 1
- Year Built
- 2016 / Resale
- Square Feet
- 2,176 / Public Records
- Garage Desc
- Off Street
- Foundation
- Permanent
- Roof
- Composition
- Construction
- Frame
- Acres
- 10.33
- Lot Description
- See Remarks, Agricultural, Level, Subdivided
- Restrictions
- See Remarks
- Flood Plain
- Partial
- View
- Pond
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- See Remarks
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- See Remarks
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Full
- Exterior Features
- See Remarks, Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 28, 2026 | Price Decrease | $870,000−$109,000 (−11.1%) | −$109,000 (−11.1%) |
| Jun 24, 2026 | New Listing | — |
Taxes
- Owner
- HOFF TONY & SARA
- Legal
- A0325 NEILL MCLEAN SURVEY, SERIAL 125000HA004704A, LABEL # NTA1711099, ACRES 1, MODEL 04-CHG-CH3268B
- Geo ID
- 1003250019000002
- Acreage
- 1.00
- Exemption Type
- Homestead
- Detail
- Not provided by this county source
- MLS estimated annual taxes
- $16,784.59
- MLS tax year
- 2025
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $44,670 | $201,530 | $246,200 | $169,764 |
Source: Hays County
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Camino Real
- Middle
- D J Red Simon
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$6,523 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $6,523
- Principal & interest
- $4,399
- Property taxes
- $1,399
- Homeowners insurance
- $725
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $696,000 | $7,779 | $45,011 | $688,221 | |
| 2 | $688,221 | $8,300 | $44,490 | $679,920 | |
| 3 | $679,920 | $8,856 | $43,934 | $671,064 | |
| 4 | $671,064 | $9,449 | $43,341 | $661,615 | |
| 5 | $661,615 | $10,082 | $42,708 | $651,532 | |
| 6 | $651,532 | $10,757 | $42,033 | $640,775 | |
| 7 | $640,775 | $11,478 | $41,312 | $629,297 | |
| 8 | $629,297 | $12,247 | $40,544 | $617,050 | |
| 9 | $617,050 | $13,067 | $39,724 | $603,984 | |
| 10 | $603,984 | $13,942 | $38,848 | $590,042 |
- Year 1$688,221
- Principal paid
- $7,779
- Interest paid
- $45,011
- Starting balance
- $696,000
- Year 2$679,920
- Principal paid
- $8,300
- Interest paid
- $44,490
- Starting balance
- $688,221
- Year 3$671,064
- Principal paid
- $8,856
- Interest paid
- $43,934
- Starting balance
- $679,920
- Year 4$661,615
- Principal paid
- $9,449
- Interest paid
- $43,341
- Starting balance
- $671,064
- Year 5$651,532
- Principal paid
- $10,082
- Interest paid
- $42,708
- Starting balance
- $661,615
- Year 6$640,775
- Principal paid
- $10,757
- Interest paid
- $42,033
- Starting balance
- $651,532
- Year 7$629,297
- Principal paid
- $11,478
- Interest paid
- $41,312
- Starting balance
- $640,775
- Year 8$617,050
- Principal paid
- $12,247
- Interest paid
- $40,544
- Starting balance
- $629,297
- Year 9$603,984
- Principal paid
- $13,067
- Interest paid
- $39,724
- Starting balance
- $617,050
- Year 10$590,042
- Principal paid
- $13,942
- Interest paid
- $38,848
- Starting balance
- $603,984
Nearby
12 closest listings to 401 Graef RD, Kyle TX 78640 (within 2 miles).
Courtesy of Keller Williams Realty · (512) 448-4111
Listings courtesy of ACTRIS as distributed by MLS GRID.