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ActiveMLS #4976457

217 Mineral River LOOP, Kyle TX 78640

Kyle, TX 78640 · 6 Creeks at Waterridge: 55ft. lots

Single Family Residence for sale in 6 Creeks at Waterridge: 55ft. lots

4Bedrooms
2 full / 1 halfBathrooms
2,027Square Ft
0.21Acres
2Garage
2021Year Built
1 / 28
$625,000
3D tour

Overview

Property Description

Seller is offering a 3% credit towards closing costs, interest rate buydowns, and other allowable buyer closing expenses, subject to lender approval. Set in the 6 Creeks community, this single-story home brings together thoughtful design, standout upgrades, and a backyard that completely changes the game. From the moment you step inside, the long foyer with 12-foot ceilings, custom wall and ceiling details, and statement lighting sets the tone for a home that feels elevated from the start. Wide plank flooring runs throughout, and every space reflects care and attention that's hard to miss. The main living area is open and connected without losing its warmth. Custom trim work and a sleek linear fireplace create a clean, stylish focal point, while the kitchen is anchored by an oversized quartz island with dramatic proportions, wood slat detailing, and plenty of room to gather. The dining area adds charm with bay windows and a built-in storage bench. The primary suite feels like its own retreat with a window-lined sitting area, spa-like ensuite, and custom walk-in closet. Three additional bedrooms offer flexibility for guests or work-from-home needs. The backyard delivers the wow factor, and then some. The screened and covered patio extends living space in a way that feels easy and usable year-round. Beyond it, a large pool deck centers around a resort-style pool and raised spa. A separate covered pavilion offers additional lounge space around the outdoor kitchen and bar, complete with swing seating, while a dedicated fire pit area provides yet another place to unwind, all framed by mature trees that bring shade, privacy, and a stunning backdrop day and night. Thoughtful upgrades, a one-of-a-kind backyard, and the lifestyle that comes with 6 Creeks, this one is something special. Buyer to verify all info.

Financial Info
Price
$625,000
$ / Sqft
$308
HOA
Yes - Mandatory / $200 / Quarterly
HOA Name
6 Creeks
HOA Includes
Common Area Maintenance
Tax Rate
1.82%
Est. Taxes
$8,920
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
217 Mineral River LOOP
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
6 Creeks at Waterridge: 55ft. lots
Legal Description
6 CREEKS PH 1 SEC 3, BLOCK I, LOT 13
Parcel
117774000I013002
Interior Features
Floor
See Remarks, No Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Built-In Electric Oven, Disposal, Gas Cooktop, Microwave, Stainless Steel Appliance(s), Gas Water Heater, Tankless Water Heater, Water Softener Owned
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Electric, Living Room
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), High Ceilings, Tray Ceiling(s), Chandelier, Quartz Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Eat-in Kitchen, Elevator, Entrance Foyer, Kitchen Island, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Bay Window(s), Blinds, Double Pane Windows, Window Coverings
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2021 / Resale
Square Feet
2,027 / Public Records
Garages
2
Garage Desc
Attached, Door-Single, Driveway, Garage Door Opener, Garage Faces Front, Inside Entrance, Kitchen Level, Side By Side
Foundation
Slab
Roof
Composition
Construction
Brick Veneer, Masonry – All Sides, Stone Veneer
Acres
0.21
Lot Description
Back Yard, Curbs, Few Trees, Front Yard, Interior Lot, Landscaped, Private, Trees-Medium (20 Ft - 40 Ft), Trees-Small (Under 20 Ft)
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
Neighborhood, Pool
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Natural Gas Available, Underground Utilities
Heat
Central, Natural Gas
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Back Yard, Fenced, Gate, Privacy, Wood
Exterior Features
Gutters Full, Outdoor Grill, Private Yard, Covered, Patio, Porch, Rear Porch, Screened
Pool On Property
Yes
Area Amenities
BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Curbs, Electronic Payments, Fishing, Kitchen Facilities, Lake, Online Services, Park, Pool, Sidewalks, Street Lights, Underground Utilities

Rooms

Rooms11 rooms

Main level

  • Bedroom

    High Ceilings

  • Primary Bedroom

    Ensuite bathroom; Built-in bench seating; Wall of windows; Walk-in closet with custom built ins

    Ceiling Fan(s), Full Bath, High Ceilings, Walk-In Closet(s)

  • Dining Room

    Breakfast nook; Bay windows; Built-in storage bench, wrap around; Access to patio

    Kitchn - Breakfast Area, CRWN, Dining Area, High Ceilings, Recessed Lighting

  • Living Room

    Electric built-in Fireplace; Open to kitchen

    Ceiling Fan(s), High Ceilings, Recessed Lighting

  • Primary Bathroom

    Huge walk-in shower with dual shower systems, floor to ceiling tile surround, enclosed by frameless glass

    Quartz Counters, Dual Vanity, High Ceilings, Recessed Lighting, Walk-in Shower

  • Bedroom

    Wood slatted accent wall

    Ceiling Fan(s), High Ceilings

  • Bathroom

    Half Bath, High Ceilings, Recessed Lighting

  • Foyer

    Chandelier, High Ceilings, Tray Ceiling(s)

  • Bathroom

    Quartz Counters, Full Bath, High Ceilings, Recessed Lighting

  • Bedroom

    Murphy bed wall

    Bookcases, Ceiling Fan(s)

  • Kitchen

    Oversized island; Under-cabinet lighting; SS appliances; Built in storage bench

    Kitchn - Breakfast Area, Breakfast Bar, Center Island, Quartz Counters, CRWN, Eat In Kitchen, High Ceilings, Open to Family Room, Pantry, Recessed Lighting

Price history

Days on market
$625,000
List price
0
Price reductions
Active
Since Apr 13, 2026
Property history1 event
DateEventPriceChange
Apr 13, 2026New Listing

Taxes

General Information
Owner
WHEELER, JOSHUA & TRINDA
Legal
6 CREEKS PH 1 SEC 3, BLOCK I, Lot 13, 8911 SQUARE FEET
Geo ID
117774000I013002
Exemptions
Exemption Type
Homestead
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS estimated annual taxes
$8,920
MLS tax year
2025
Appraisal Values
YearLandImprovementsMarketAssessed
2026$120,360$349,290$469,650$469,650

Source: Hays County

Schools

School Info
District
HaysCONSISD
Elementary
Jim Cullen
Middle
R C Barton
High
Jack C Hays

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $625,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,424 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,424

Principal & interest
$3,160
Property taxes
$743
Homeowners insurance
$521

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$500,000$5,589$32,335$494,411
2$494,411$5,963$31,961$488,448
3$488,448$6,362$31,562$482,086
4$482,086$6,788$31,136$475,298
5$475,298$7,243$30,681$468,055
6$468,055$7,728$30,196$460,327
7$460,327$8,246$29,678$452,081
8$452,081$8,798$29,126$443,283
9$443,283$9,387$28,537$433,896
10$433,896$10,016$27,908$423,881
  • Year 1$494,411
    Principal paid
    $5,589
    Interest paid
    $32,335
    Starting balance
    $500,000
  • Year 2$488,448
    Principal paid
    $5,963
    Interest paid
    $31,961
    Starting balance
    $494,411
  • Year 3$482,086
    Principal paid
    $6,362
    Interest paid
    $31,562
    Starting balance
    $488,448
  • Year 4$475,298
    Principal paid
    $6,788
    Interest paid
    $31,136
    Starting balance
    $482,086
  • Year 5$468,055
    Principal paid
    $7,243
    Interest paid
    $30,681
    Starting balance
    $475,298
  • Year 6$460,327
    Principal paid
    $7,728
    Interest paid
    $30,196
    Starting balance
    $468,055
  • Year 7$452,081
    Principal paid
    $8,246
    Interest paid
    $29,678
    Starting balance
    $460,327
  • Year 8$443,283
    Principal paid
    $8,798
    Interest paid
    $29,126
    Starting balance
    $452,081
  • Year 9$433,896
    Principal paid
    $9,387
    Interest paid
    $28,537
    Starting balance
    $443,283
  • Year 10$423,881
    Principal paid
    $10,016
    Interest paid
    $27,908
    Starting balance
    $433,896
First 10 of 30 years

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Courtesy of eXp Realty, LLC · (888) 519-7431

Listings courtesy of ACTRIS as distributed by MLS GRID.