1232 Spruce ST, Lockhart TX 78644
Lockhart, TX 78644 · Mrs M M Blanks
Single Family Residence for sale in Mrs M M Blanks
Overview
Property Description
Situated on a spacious corner lot, this remarkable 3-bedroom, 3-bath home showcases the character and craftsmanship of a bygone era while offering the conveniences of modern living. Grand formal living and dining spaces with soaring ceilings provide the perfect setting for entertaining and large gatherings. The updated kitchen features modern appliances and cabinetry while preserving the home's historic charm and architectural integrity. A warm and inviting den with Saltillo-style tile creates an ideal family gathering space, while the generously sized laundry room is thoughtfully tucked away for convenience. One of the home's most exciting features is the expansive unfinished attic—a blank canvas with endless possibilities. Envision a private guest suite, apartment, art or music studio, home office, or any custom space to suit your lifestyle. Adjacent to the den and attached two-car garage, you'll find a spacious indoor workshop or arts-and-crafts room, offering flexibility for hobbies, projects, or additional storage. Thoughtful sustainability features include a full-perimeter gutter system that channels rainwater into a large holding tank, promoting environmental stewardship. A backup generator, conveniently located near the water retention system, is wired directly to the home for added peace of mind during emergencies. Combining historic elegance, versatile living spaces, modern updates, and practical amenities, this exceptional property truly has it all—and is attractively priced to sell quickly!
Financial Info
- Price
- $575,000
- $ / Sqft
- $195
- HOA
- None
- Tax Rate
- 1.7%
- Est. Taxes
- $9,575
- Tax Year
- 2025
- Exemptions
- See Remarks
Legal Info
- Address
- 1232 Spruce ST
- County
- Caldwell
- City
- Lockhart
- State
- TX
- Zip
- 78644
- Subdivision
- Mrs M M Blanks
- Legal Description
- BLANKS, MRS. M M, BLOCK 11, LOT 7,8
- Parcel
- 030050601100780
Interior Features
- Floor
- No Carpet, Tile, Wood
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Eat-in Kitchen
- Appliances
- Dishwasher, Disposal, Microwave, Gas Oven, RNGHD, Refrigerator, Vented Exhaust Fan, Washer/Dryer
- Laundry
- Inside, Laundry Room, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Breakfast Bar, High Ceilings, Chandelier, Stone Counters, Electric Dryer Hookup, Eat-in Kitchen, Multiple Living Areas, Primary Bedroom on Main, Washer Hookup, See Remarks, Blinds
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1928 / Historic Design
- Square Feet
- 2,954 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Concrete, Covered, Door-Multi, Driveway, Garage, Garage Door Opener, Kitchen Level, Private, Side By Side
- Foundation
- Permanent, Slab
- Roof
- Composition, Shingle
- Construction
- Wood Siding
- Acres
- 0.34
- Lot Description
- Back Yard, City Lot, Corner Lot, Front Yard, Landscaped, Public Maintained Road, Trees-Large (Over 40 Ft)
- Restrictions
- City Restrictions
- Flood Plain
- See Remarks
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- See Remarks, Public, Well
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Internet-Cable, Internet-Fiber, Other, Natural Gas Available, Water Connected
- Heat
- Central, Natural Gas
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Partial
- Exterior Features
- See Remarks, Uncovered Courtyard, Gray Water System, Gutters Full, Private Yard, Patio, Porch, Rear Porch, Side Porch
- Pool On Property
- No
- Area Amenities
- See Remarks, Curbs, High Speed Internet
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 8, 2026 | Price Decrease | $575,000−$24,000 (−4%) | −$24,000 (−4%) |
| Jun 24, 2026 | Price Decrease | $599,000−$51,000 (−7.8%) | −$51,000 (−7.8%) |
| May 30, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lockhart ISD
- Elementary
- Clear Fork
- Middle
- Lockhart
- High
- Lockhart
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$4,185 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $4,185
- Principal & interest
- $2,908
- Property taxes
- $798
- Homeowners insurance
- $479
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $460,000 | $5,142 | $29,749 | $454,858 | |
| 2 | $454,858 | $5,486 | $29,404 | $449,373 | |
| 3 | $449,373 | $5,853 | $29,037 | $443,519 | |
| 4 | $443,519 | $6,245 | $28,645 | $437,274 | |
| 5 | $437,274 | $6,664 | $28,227 | $430,610 | |
| 6 | $430,610 | $7,110 | $27,780 | $423,501 | |
| 7 | $423,501 | $7,586 | $27,304 | $415,915 | |
| 8 | $415,915 | $8,094 | $26,796 | $407,821 | |
| 9 | $407,821 | $8,636 | $26,254 | $399,185 | |
| 10 | $399,185 | $9,214 | $25,676 | $389,970 |
- Year 1$454,858
- Principal paid
- $5,142
- Interest paid
- $29,749
- Starting balance
- $460,000
- Year 2$449,373
- Principal paid
- $5,486
- Interest paid
- $29,404
- Starting balance
- $454,858
- Year 3$443,519
- Principal paid
- $5,853
- Interest paid
- $29,037
- Starting balance
- $449,373
- Year 4$437,274
- Principal paid
- $6,245
- Interest paid
- $28,645
- Starting balance
- $443,519
- Year 5$430,610
- Principal paid
- $6,664
- Interest paid
- $28,227
- Starting balance
- $437,274
- Year 6$423,501
- Principal paid
- $7,110
- Interest paid
- $27,780
- Starting balance
- $430,610
- Year 7$415,915
- Principal paid
- $7,586
- Interest paid
- $27,304
- Starting balance
- $423,501
- Year 8$407,821
- Principal paid
- $8,094
- Interest paid
- $26,796
- Starting balance
- $415,915
- Year 9$399,185
- Principal paid
- $8,636
- Interest paid
- $26,254
- Starting balance
- $407,821
- Year 10$389,970
- Principal paid
- $9,214
- Interest paid
- $25,676
- Starting balance
- $399,185
Nearby
Courtesy of EXIT Realty Advisors · (210) 491-2067
Listings courtesy of ACTRIS as distributed by MLS GRID.