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1605 Century Oaks Dr 4090645Edit search
ActiveMLS #4090645

1605 Century Oaks DR, Lockhart TX 78644

Lockhart, TX 78644 · Century Oaks

Single Family Residence for sale in Century Oaks

3Bedrooms
2Bathrooms
1,261Square Ft
0.27Acres
2Garage
1996Year Built
1 / 11
$285,000

Overview

Property Description

Fully remodeled 3-bed, 2-bath single-story on a spacious 0.27-acre lot in Lockhart's Century Oaks. Updated throughout with modern finishes, ~1,261 sq ft, attached 2-car garage, and a large yard with room to expand. Minutes from downtown Lockhart and US-183 toward Austin. Turnkey and move-in ready. Buyers to verify all measurements and information provided.

Financial Info
Price
$285,000
$ / Sqft
$226
HOA
None
Tax Rate
1.93%
Est. Taxes
$4,635.03
Tax Year
2026
Exemptions
None
Legal Info
Address
1605 Century Oaks DR
County
Caldwell
City
Lockhart
State
TX
Zip
78644
Subdivision
Century Oaks
Legal Description
CENTURY OAKS, BLOCK 1, LOT 2
Parcel
030059500100200
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Appliances
Dishwasher, Microwave, Oven, Free-Standing Gas Oven, Electric Water Heater
Laundry
In Garage
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Ceiling Fan(s), Quartz Counters, Electric Dryer Hookup, None, See Remarks
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1996 / Updated/Remodeled
Square Feet
1,261 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Garage Door Opener
Foundation
Slab
Roof
Shingle
Construction
Brick
Acres
0.27
Lot Description
Back Yard, Curbs, Front Yard, Landscaped, Public Maintained Road, Trees-Large (Over 40 Ft)
Restrictions
See Remarks, City Restrictions, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
CC
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
$285,000
List price
0
Price reductions
Active
Since Sep 2, 2026
Property history1 event
DateEventPriceChange
Sep 2, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lockhart ISD
Elementary
Navarro
Middle
Lockhart
High
Lockhart

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $285,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,065 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,065

Principal & interest
$1,441
Property taxes
$386
Homeowners insurance
$238

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$228,000$2,548$14,745$225,452
2$225,452$2,719$14,574$222,732
3$222,732$2,901$14,392$219,831
4$219,831$3,095$14,198$216,736
5$216,736$3,303$13,991$213,433
6$213,433$3,524$13,769$209,909
7$209,909$3,760$13,533$206,149
8$206,149$4,012$13,282$202,137
9$202,137$4,280$13,013$197,857
10$197,857$4,567$12,726$193,290
  • Year 1$225,452
    Principal paid
    $2,548
    Interest paid
    $14,745
    Starting balance
    $228,000
  • Year 2$222,732
    Principal paid
    $2,719
    Interest paid
    $14,574
    Starting balance
    $225,452
  • Year 3$219,831
    Principal paid
    $2,901
    Interest paid
    $14,392
    Starting balance
    $222,732
  • Year 4$216,736
    Principal paid
    $3,095
    Interest paid
    $14,198
    Starting balance
    $219,831
  • Year 5$213,433
    Principal paid
    $3,303
    Interest paid
    $13,991
    Starting balance
    $216,736
  • Year 6$209,909
    Principal paid
    $3,524
    Interest paid
    $13,769
    Starting balance
    $213,433
  • Year 7$206,149
    Principal paid
    $3,760
    Interest paid
    $13,533
    Starting balance
    $209,909
  • Year 8$202,137
    Principal paid
    $4,012
    Interest paid
    $13,282
    Starting balance
    $206,149
  • Year 9$197,857
    Principal paid
    $4,280
    Interest paid
    $13,013
    Starting balance
    $202,137
  • Year 10$193,290
    Principal paid
    $4,567
    Interest paid
    $12,726
    Starting balance
    $197,857
First 10 of 30 years

Nearby

Courtesy of StepStone Realty LLC · (512) 213-0195

Listings courtesy of ACTRIS as distributed by MLS GRID.