Active Under ContractMLS #4090645
1605 Century Oaks DR, Lockhart TX 78644
Lockhart, TX 78644 · Century Oaks
Single Family Residence for sale in Century Oaks
$285,000
$260,000
3Bedrooms
2Bathrooms
1,261Square Ft
0.27Acres
2Garage
1996Year Built
1 / 11
$260,000$285,000
Overview
Property Description
Fully remodeled 3-bed, 2-bath single-story on a spacious 0.27-acre lot in Lockhart's Century Oaks. Updated throughout with modern finishes, ~1,261 sq ft, attached 2-car garage, and a large yard with room to expand. Minutes from downtown Lockhart and US-183 toward Austin. Turnkey and move-in ready. Seller open to contributing toward buydowns/closing costs with valid offer. Buyers to verify all measurements and information provided.
Financial Info
- Price
- $260,000
- $ / Sqft
- $206
- HOA
- None
- Tax Rate
- 1.93%
- Est. Taxes
- $4,635.03
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 1605 Century Oaks DR
- County
- Caldwell
- City
- Lockhart
- State
- TX
- Zip
- 78644
- Subdivision
- Century Oaks
- Legal Description
- CENTURY OAKS, BLOCK 1, LOT 2
- Parcel
- 030059500100200
Interior Features
- Floor
- Vinyl
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Microwave, Oven, Free-Standing Gas Oven, Electric Water Heater
- Laundry
- In Garage
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Living Room
- Interior Features
- Ceiling Fan(s), Quartz Counters, Electric Dryer Hookup, None, See Remarks
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1996 / Updated/Remodeled
- Square Feet
- 1,261 / Public Records
- Garages
- 2
- Garage Desc
- Driveway, Garage, Garage Door Opener
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick
- Acres
- 0.27
- Lot Description
- Back Yard, Curbs, Front Yard, Landscaped, Public Maintained Road, Trees-Large (Over 40 Ft)
- Restrictions
- See Remarks, City Restrictions, Deed Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- CC
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, Covered, Rear Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
Days on market
−$25,000 (−8.8%)
$285,000 → $260,000
2
Price reductions
Active Under Contract
Since Oct 30, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history4 events
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 30, 2026 | Active Under Contract | — | |
| Oct 15, 2026 | Price Decrease | $260,000−$10,000 (−3.7%) | −$10,000 (−3.7%) |
| Sep 28, 2026 | Price Decrease | $270,000−$15,000 (−5.3%) | −$15,000 (−5.3%) |
| Sep 2, 2026 | New Listing | — |
Taxes
Tax data isn’t available for this property’s county yet.
Schools
School Info
- District
- Lockhart ISD
- Elementary
- Navarro
- Middle
- Lockhart
- High
- Lockhart
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
List price $260,000
Down paymentStays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)
Estimated monthly payment
$1,918 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,918
- Principal & interest
- $1,315
- Property taxes
- $386
- Homeowners insurance
- $217
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $208,000 | $2,325 | $13,452 | $205,675 | |
| 2 | $205,675 | $2,481 | $13,296 | $203,195 | |
| 3 | $203,195 | $2,647 | $13,130 | $200,548 | |
| 4 | $200,548 | $2,824 | $12,952 | $197,724 | |
| 5 | $197,724 | $3,013 | $12,763 | $194,711 | |
| 6 | $194,711 | $3,215 | $12,562 | $191,496 | |
| 7 | $191,496 | $3,430 | $12,346 | $188,066 | |
| 8 | $188,066 | $3,660 | $12,117 | $184,406 | |
| 9 | $184,406 | $3,905 | $11,871 | $180,501 | |
| 10 | $180,501 | $4,167 | $11,610 | $176,334 |
- Year 1$205,675
- Principal paid
- $2,325
- Interest paid
- $13,452
- Starting balance
- $208,000
- Year 2$203,195
- Principal paid
- $2,481
- Interest paid
- $13,296
- Starting balance
- $205,675
- Year 3$200,548
- Principal paid
- $2,647
- Interest paid
- $13,130
- Starting balance
- $203,195
- Year 4$197,724
- Principal paid
- $2,824
- Interest paid
- $12,952
- Starting balance
- $200,548
- Year 5$194,711
- Principal paid
- $3,013
- Interest paid
- $12,763
- Starting balance
- $197,724
- Year 6$191,496
- Principal paid
- $3,215
- Interest paid
- $12,562
- Starting balance
- $194,711
- Year 7$188,066
- Principal paid
- $3,430
- Interest paid
- $12,346
- Starting balance
- $191,496
- Year 8$184,406
- Principal paid
- $3,660
- Interest paid
- $12,117
- Starting balance
- $188,066
- Year 9$180,501
- Principal paid
- $3,905
- Interest paid
- $11,871
- Starting balance
- $184,406
- Year 10$176,334
- Principal paid
- $4,167
- Interest paid
- $11,610
- Starting balance
- $180,501
First 10 of 30 years
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Courtesy of StepStone Realty LLC · (512) 213-0195
Listings courtesy of ACTRIS as distributed by MLS GRID.