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ActiveMLS #1295841

1049 Stone TRL, New Braunfels TX 78130

New Braunfels, TX 78130 · Stone Gate 1

Single Family Residence for sale in Stone Gate 1

3Bedrooms
2 full / 1 halfBathrooms
1,760Square Ft
0.15Acres
2Garage
1999Year Built
Price Reduced
1 / 27
$199,900$215,000

Overview

Property Description

Come see this perfect starter home or investment opportunity in the rapidly growing New Braunfels area. This charming home offers 3 spacious bedrooms upstairs and a versatile office or flex space downstairs—perfect for working from home or accommodating guests. Situated on a large lot with mature trees providing plenty of shade, the backyard also boasts an extended covered patio ideal for relaxing or entertaining. Enjoy being just minutes from Schlitterbahn Waterpark, the Comal River, downtown Gruene, and a variety of dining, shopping, and retail options. This is an incredible opportunity you don’t want to miss.

Financial Info
Price
$199,900
$ / Sqft
$114
HOA
Yes - Mandatory / $150 / Annually
HOA Name
Stone Gate
HOA Includes
Common Area Maintenance
Tax Rate
1.77%
Est. Taxes
$4,277.63
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
1049 Stone TRL
County
Comal
City
New Braunfels
State
TX
Zip
78130
Subdivision
Stone Gate 1
Legal Description
STONE GATE 1, BLOCK 2, LOT 16
Parcel
59727
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Appliances
Built-In Electric Range, Dishwasher
Laundry
Inside, Laundry Room, Main Level
Master Main
No
Interior Features
Ceiling Fan(s), Study/Home Office, None, Double Pane Windows
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1999 / Resale
Square Feet
1,760 / Public Records
Garages
2
Garage Desc
Attached, Garage
Foundation
Slab
Roof
Composition
Construction
Masonry – Partial
Acres
0.15
Lot Description
Back to Park/Greenbelt, Back Yard, Cul-De-Sac, Level, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Covenant, Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
CM
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Fenced, Privacy
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Sidewalks

Price history

Members only
Days on market
−$15,100 (−7%)
$215,000 → $199,900
2
Price reductions
Active
Since Aug 10, 2026
Price trend
List priceAug 2026Sep 2026
Property history3 events
DateEventPriceChange
Sep 16, 2026Price Decrease$199,900−$10,100 (−4.8%)
Aug 27, 2026Price Decrease$210,000−$5,000 (−2.3%)
Aug 10, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Comal ISD
Elementary
Farias-Spitzer
Middle
Canyon Middle
High
Canyon

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $199,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,534 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,534

Principal & interest
$1,011
Property taxes
$356
Homeowners insurance
$167

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$159,920$1,787$10,342$158,133
2$158,133$1,907$10,222$156,225
3$156,225$2,035$10,095$154,190
4$154,190$2,171$9,958$152,019
5$152,019$2,317$9,813$149,703
6$149,703$2,472$9,658$147,231
7$147,231$2,637$9,492$144,594
8$144,594$2,814$9,316$141,780
9$141,780$3,002$9,127$138,777
10$138,777$3,203$8,926$135,574
  • Year 1$158,133
    Principal paid
    $1,787
    Interest paid
    $10,342
    Starting balance
    $159,920
  • Year 2$156,225
    Principal paid
    $1,907
    Interest paid
    $10,222
    Starting balance
    $158,133
  • Year 3$154,190
    Principal paid
    $2,035
    Interest paid
    $10,095
    Starting balance
    $156,225
  • Year 4$152,019
    Principal paid
    $2,171
    Interest paid
    $9,958
    Starting balance
    $154,190
  • Year 5$149,703
    Principal paid
    $2,317
    Interest paid
    $9,813
    Starting balance
    $152,019
  • Year 6$147,231
    Principal paid
    $2,472
    Interest paid
    $9,658
    Starting balance
    $149,703
  • Year 7$144,594
    Principal paid
    $2,637
    Interest paid
    $9,492
    Starting balance
    $147,231
  • Year 8$141,780
    Principal paid
    $2,814
    Interest paid
    $9,316
    Starting balance
    $144,594
  • Year 9$138,777
    Principal paid
    $3,002
    Interest paid
    $9,127
    Starting balance
    $141,780
  • Year 10$135,574
    Principal paid
    $3,203
    Interest paid
    $8,926
    Starting balance
    $138,777
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.