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ActiveMLS #5990027

117 Finn TRL, San Marcos TX 78666

San Marcos, TX 78666 · Cottonwood Creek Ph 3 Unit 2

Single Family Residence for sale in Cottonwood Creek Ph 3 Unit 2

3Bedrooms
2 full / 1 halfBathrooms
1,976Square Ft
0.16Acres
2Garage
2019Year Built
Open Tomorrow 1–4pmNew
1 / 37
$280,000
3D tour

Overview

Property Description

Welcome to 117 Finn Trail, where space, convenience, and a great San Marcos location come together! This two-story home in Cottonwood Creek offers 3 bedrooms, 2.5 bathrooms, and a spacious upstairs loft perfect for a second living area, game room, or home office. The primary bedroom is conveniently located on the main level, offering added privacy and easy everyday living. The open-concept main level creates an easy flow between the kitchen, dining, and living area, while the fenced backyard offers plenty of space to enjoy the outdoors. Offering plenty of space at an attractive price point for Cottonwood Creek, this home is conveniently located near shopping, dining, schools, everyday essentials, and major roadways. Come see what makes this home a great find!

Financial Info
Price
$280,000
$ / Sqft
$142
HOA
Yes - Mandatory / $130 / Semi-Annually
HOA Name
Cottonwood Creek at Monterrey Oak HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.48%
Est. Taxes
$5,891
Tax Year
2025
Exemptions
None
Legal Info
Address
117 Finn TRL
County
Hays
City
San Marcos
State
TX
Zip
78666
Subdivision
Cottonwood Creek Ph 3 Unit 2
Legal Description
COTTONWOOD CREEK PHASE 3 UNIT 2, BLOCK S, LOT 10
Parcel
112057000S010003
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Range, Microwave, Gas Oven, Refrigerator, Washer, Washer/Dryer, Gas Water Heater, Water Softener Owned
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Eat-in Kitchen, Entrance Foyer, Interior Steps, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Smoke Detector(s), Blinds, Drapes, Screens
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2019 / Resale
Square Feet
1,976 / Public Records
Garages
2
Garage Desc
Driveway, Garage
Foundation
Slab
Roof
Composition, Shingle
Construction
Brick Veneer, HardiPlank Type, Masonry – Partial
Acres
0.16
Lot Description
Back Yard, Curbs, Front Yard
Restrictions
Deed Restrictions
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
HS
Utility Info
Water
Public
Sewer
See Remarks
Utilities
Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Fenced, Partial, Privacy, Wood
Exterior Features
Playground, Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Curbs, Park, Playground, Sidewalks

Price history

Members only
Days on market
$280,000
List price
0
Price reductions
Active
Since Sep 25, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
SanMarcosCONSISD
Elementary
Bowie
Middle
Goodnight
High
San Marcos

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $280,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,140 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,140

Principal & interest
$1,416
Property taxes
$491
Homeowners insurance
$233

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$224,000$2,504$14,486$221,496
2$221,496$2,671$14,319$218,825
3$218,825$2,850$14,140$215,975
4$215,975$3,041$13,949$212,933
5$212,933$3,245$13,745$209,689
6$209,689$3,462$13,528$206,226
7$206,226$3,694$13,296$202,532
8$202,532$3,941$13,049$198,591
9$198,591$4,205$12,785$194,386
10$194,386$4,487$12,503$189,899
  • Year 1$221,496
    Principal paid
    $2,504
    Interest paid
    $14,486
    Starting balance
    $224,000
  • Year 2$218,825
    Principal paid
    $2,671
    Interest paid
    $14,319
    Starting balance
    $221,496
  • Year 3$215,975
    Principal paid
    $2,850
    Interest paid
    $14,140
    Starting balance
    $218,825
  • Year 4$212,933
    Principal paid
    $3,041
    Interest paid
    $13,949
    Starting balance
    $215,975
  • Year 5$209,689
    Principal paid
    $3,245
    Interest paid
    $13,745
    Starting balance
    $212,933
  • Year 6$206,226
    Principal paid
    $3,462
    Interest paid
    $13,528
    Starting balance
    $209,689
  • Year 7$202,532
    Principal paid
    $3,694
    Interest paid
    $13,296
    Starting balance
    $206,226
  • Year 8$198,591
    Principal paid
    $3,941
    Interest paid
    $13,049
    Starting balance
    $202,532
  • Year 9$194,386
    Principal paid
    $4,205
    Interest paid
    $12,785
    Starting balance
    $198,591
  • Year 10$189,899
    Principal paid
    $4,487
    Interest paid
    $12,503
    Starting balance
    $194,386
First 10 of 30 years

Nearby

Courtesy of Realty Texas LLC · (800) 660-1022

Listings courtesy of ACTRIS as distributed by MLS GRID.