ActiveMLS #5990027
117 Finn TRL, San Marcos TX 78666
San Marcos, TX 78666 · Cottonwood Creek Ph 3 Unit 2
Single Family Residence for sale in Cottonwood Creek Ph 3 Unit 2
$280,000
$265,000
3Bedrooms
2 full / 1 halfBathrooms
1,976Square Ft
0.16Acres
2Garage
2019Year Built
Overview
Property Description
Welcome to 117 Finn Trail, where space, convenience, and a great San Marcos location come together! This two-story home in Cottonwood Creek offers 3 bedrooms, 2.5 bathrooms, and a spacious upstairs loft perfect for a second living area, game room, or home office. The primary bedroom is conveniently located on the main level, offering added privacy and easy everyday living. The open-concept main level creates an easy flow between the kitchen, dining, and living area, while the fenced backyard offers plenty of space to enjoy the outdoors. Offering plenty of space at an attractive price point for Cottonwood Creek, this home is conveniently located near shopping, dining, schools, everyday essentials, and major roadways. Come see what makes this home a great find!
Financial Info
- Price
- $265,000
- $ / Sqft
- $134
- HOA
- Yes - Mandatory / $130 / Semi-Annually
- HOA Name
- Cottonwood Creek at Monterrey Oak HOA
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.48%
- Est. Taxes
- $5,891
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 117 Finn TRL
- County
- Hays
- City
- San Marcos
- State
- TX
- Zip
- 78666
- Subdivision
- Cottonwood Creek Ph 3 Unit 2
- Legal Description
- COTTONWOOD CREEK PHASE 3 UNIT 2, BLOCK S, LOT 10
- Parcel
- 112057000S010003
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Eat-in Kitchen, Kitchen Island, Pantry
- Appliances
- Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Range, Microwave, Gas Oven, Refrigerator, Washer, Washer/Dryer, Gas Water Heater, Water Softener Owned
- Laundry
- Laundry Room, Main Level
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplace Description
- None
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Double Vanity, Eat-in Kitchen, Entrance Foyer, Interior Steps, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Smart Thermostat, Soaking Tub, Walk-In Closet(s), Smoke Detector(s), Blinds, Drapes, Screens
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2019 / Resale
- Square Feet
- 1,976 / Public Records
- Garages
- 2
- Garage Desc
- Driveway, Garage
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Brick Veneer, HardiPlank Type, Masonry – Partial
- Acres
- 0.16
- Lot Description
- Back Yard, Curbs, Front Yard
- Restrictions
- Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- HS
Utility Info
- Water
- Public
- Sewer
- See Remarks
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Fenced, Partial, Privacy, Wood
- Exterior Features
- Playground, Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Curbs, Park, Playground, Sidewalks
Price history
Days on market
−$15,000 (−5.4%)
$280,000 → $265,000
2
Price reductions
Active
Since Sep 25, 2026
Price trend
List priceSep 2026 → Oct 2026
Property history3 events
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 28, 2026 | Price Decrease | $265,000−$10,000 (−3.6%) | −$10,000 (−3.6%) |
| Oct 3, 2026 | Price Decrease | $275,000−$5,000 (−1.8%) | −$5,000 (−1.8%) |
| Sep 25, 2026 | New Listing | — |
Taxes
Tax data isn’t available for this property’s county yet.
Schools
School Info
- District
- San Marcos CISD
- Elementary
- Bowie
- Middle
- Goodnight
- High
- San Marcos
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
List price $265,000
Down paymentStays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)
Estimated monthly payment
$2,052 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,052
- Principal & interest
- $1,340
- Property taxes
- $491
- Homeowners insurance
- $221
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $212,000 | $2,370 | $13,710 | $209,630 | |
| 2 | $209,630 | $2,528 | $13,552 | $207,102 | |
| 3 | $207,102 | $2,698 | $13,382 | $204,405 | |
| 4 | $204,405 | $2,878 | $13,202 | $201,526 | |
| 5 | $201,526 | $3,071 | $13,009 | $198,455 | |
| 6 | $198,455 | $3,277 | $12,803 | $195,179 | |
| 7 | $195,179 | $3,496 | $12,584 | $191,682 | |
| 8 | $191,682 | $3,730 | $12,350 | $187,952 | |
| 9 | $187,952 | $3,980 | $12,100 | $183,972 | |
| 10 | $183,972 | $4,247 | $11,833 | $179,725 |
- Year 1$209,630
- Principal paid
- $2,370
- Interest paid
- $13,710
- Starting balance
- $212,000
- Year 2$207,102
- Principal paid
- $2,528
- Interest paid
- $13,552
- Starting balance
- $209,630
- Year 3$204,405
- Principal paid
- $2,698
- Interest paid
- $13,382
- Starting balance
- $207,102
- Year 4$201,526
- Principal paid
- $2,878
- Interest paid
- $13,202
- Starting balance
- $204,405
- Year 5$198,455
- Principal paid
- $3,071
- Interest paid
- $13,009
- Starting balance
- $201,526
- Year 6$195,179
- Principal paid
- $3,277
- Interest paid
- $12,803
- Starting balance
- $198,455
- Year 7$191,682
- Principal paid
- $3,496
- Interest paid
- $12,584
- Starting balance
- $195,179
- Year 8$187,952
- Principal paid
- $3,730
- Interest paid
- $12,350
- Starting balance
- $191,682
- Year 9$183,972
- Principal paid
- $3,980
- Interest paid
- $12,100
- Starting balance
- $187,952
- Year 10$179,725
- Principal paid
- $4,247
- Interest paid
- $11,833
- Starting balance
- $183,972
First 10 of 30 years
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Courtesy of Realty Texas LLC · (800) 660-1022
Listings courtesy of ACTRIS as distributed by MLS GRID.