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404 Rivers St 5316127Edit search
ActiveMLS #5316127

404 Rivers ST, Smithville TX 78957

Smithville, TX 78957 · Eagleston

Single Family Residence for sale in Eagleston

2Bedrooms
2Bathrooms
1,120Square Ft
0.15Acres
0Garage
1975Year Built
Price Reduced
1 / 27
$299,900$345,000

Overview

Property Description

Welcome to 404 Rivers St., a charming 2-bedroom, 2-bath home offering 1,232 sq. ft. of comfortable living in the heart of Smithville. Thoughtfully designed, this home features durable laminate wood flooring throughout, creating a warm and inviting atmosphere. The kitchen is equipped with granite countertops, a convenient breakfast bar, and ample space for both everyday living and entertaining. Additional highlights include a metal roof for long-term durability, a tankless water heater for energy efficiency, and a security system for added peace of mind. Ideally located just minutes from Downtown Smithville, you’ll enjoy easy access to local shops, dining, and community events. Popular nearby spots include Bubby’s BBQ, Smithville Brewing Company, Quinto Patio and The Birdsong Bar & Patio. The home is also within Smithville Independent School District, making daily commutes simple and convenient. Whether you're searching for a primary residence, weekend getaway, or investment opportunity, this property offers a great blend of modern features, location, and small-town charm.

Financial Info
Price
$299,900
$ / Sqft
$268
HOA
None
Tax Rate
2.1102%
Est. Taxes
$4,620.11
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
404 Rivers ST
County
Bastrop
City
Smithville
State
TX
Zip
78957
Subdivision
Eagleston
Legal Description
EAGLESTON BLK 4 LOT 8
Parcel
17335
Interior Features
Floor
Laminate
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters
Appliances
Microwave, Free-Standing Range, Refrigerator, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Breakfast Bar, Granite Counters, Primary Bedroom on Main, Security System Owned, Double Pane Windows
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1975 / Resale
Square Feet
1,120 / Public Records
Garage Desc
Driveway, Outside
Foundation
Pillar/Post/Pier
Roof
Metal
Construction
See Remarks
Acres
0.15
Lot Description
Alley Access, Trees-Moderate
Restrictions
None
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
SV
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Natural Gas Available, Underground Utilities
Heat
Central, Electric
A C
Central Air
Exterior Features
Fence
Fenced, Privacy
Exterior Features
None, Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$45,100 (−13.1%)
$345,000 → $299,900
1
Price reduction
Active
Since Apr 25, 2026
Price trend
List priceApr 2026 → Apr 2026
Property history2 events
DateEventPriceChange
Apr 30, 2026Price Decrease$299,900−$45,100 (−13.1%)
Apr 25, 2026New Listing

Taxes

General Information
Owner
ANDRADA, FRANKIE
Legal
EAGLESTON BLK 4 LOT 8
Geo ID
17335
Acreage
0.15
Exemptions
Exemption Type
Homestead
Taxing Units
T1
BASTROP COUNTY
T2
SMITHVILLE ISD
T3
CITY OF SMITHVILLE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$4,620.11
MLS tax year
2025
CAD estimated taxes
$4,509.61
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$46,958$229,394$276,352$276,352$276,352
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$276,352$276,352———$968.59BASTROP COUNTY
$276,352$136,352———$1,285.12SMITHVILLE ISD
$276,352$276,352———$1,765.76CITY OF SMITHVILLE
$276,352$276,352———$276.35BASTROP COUNTY EMERGENCY SVC DIST #3
$276,352$273,352———$213.79COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Smithville ISD
Elementary
Brown Primary
Middle
Smithville
High
Smithville

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $299,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,151 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,151

Principal & interest
$1,516
Property taxes
$385
Homeowners insurance
$250

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$239,920$2,682$15,516$237,238
2$237,238$2,861$15,336$234,377
3$234,377$3,053$15,145$231,324
4$231,324$3,257$14,940$228,067
5$228,067$3,475$14,722$224,591
6$224,591$3,708$14,489$220,883
7$220,883$3,957$14,241$216,927
8$216,927$4,222$13,976$212,705
9$212,705$4,504$13,693$208,201
10$208,201$4,806$13,392$203,395
  • Year 1$237,238
    Principal paid
    $2,682
    Interest paid
    $15,516
    Starting balance
    $239,920
  • Year 2$234,377
    Principal paid
    $2,861
    Interest paid
    $15,336
    Starting balance
    $237,238
  • Year 3$231,324
    Principal paid
    $3,053
    Interest paid
    $15,145
    Starting balance
    $234,377
  • Year 4$228,067
    Principal paid
    $3,257
    Interest paid
    $14,940
    Starting balance
    $231,324
  • Year 5$224,591
    Principal paid
    $3,475
    Interest paid
    $14,722
    Starting balance
    $228,067
  • Year 6$220,883
    Principal paid
    $3,708
    Interest paid
    $14,489
    Starting balance
    $224,591
  • Year 7$216,927
    Principal paid
    $3,957
    Interest paid
    $14,241
    Starting balance
    $220,883
  • Year 8$212,705
    Principal paid
    $4,222
    Interest paid
    $13,976
    Starting balance
    $216,927
  • Year 9$208,201
    Principal paid
    $4,504
    Interest paid
    $13,693
    Starting balance
    $212,705
  • Year 10$203,395
    Principal paid
    $4,806
    Interest paid
    $13,392
    Starting balance
    $208,201
First 10 of 30 years

Nearby

Courtesy of Texas Ally Real Estate Group · (512) 763-2559

Listings courtesy of ACTRIS as distributed by MLS GRID.