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1501 Ridge Harbor Dr 4124509Edit search
ActiveMLS #4124509

1501 Ridge Harbor DR, Spicewood TX 78669

Spicewood, TX 78669 · Ridge Harbor

Single Family Residence for sale in Ridge Harbor

3Bedrooms
2Bathrooms
1,658Square Ft
0.08Acres
0Garage
1991Year Built
Price Reduced
1 / 35
$329,000$335,000
3D tour

Overview

Property Description

Have you been dreaming of lake living without the million-dollar price tag? Now's your chance to own a home in a gated, lake-access community for under $350,000! This home features 3/2, a spacious bonus room that can easily serve as a 4th bedroom, game room, office, or flex space while enjoying the expansive hill country views off the back deck. Offered fully furnished, it's the perfect turnkey opportunity for a primary residence, weekend getaway, or investment property. Enjoy private lake access along with community amenities including a swimming pool, tennis courts, pickleball, and a community boat dock and marina for endless days of boating, fishing, and fun. Whether you're looking to relax or entertain, this home offers the ideal blend of comfort, convenience, and the lake lifestyle you've been waiting for.

Financial Info
Price
$329,000
$ / Sqft
$198
HOA
Yes - Mandatory / $1,082 / Annually
HOA Name
Ridge Harbor
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
1.32%
Est. Taxes
$5,048.38
Tax Year
2026
Exemptions
None
Legal Info
Address
1501 Ridge Harbor DR
County
Burnet
City
Spicewood
State
TX
Zip
78669
Subdivision
Ridge Harbor
Legal Description
S3930 COURTSIDE @RIDGE HARBOR LOT 37 & PT OF 38
Parcel
11540
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Kitchen Island
Appliances
Microwave, Free-Standing Refrigerator
Laundry
Main Level
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Breakfast Bar, Ceiling Fan(s), In-Law Floorplan, Interior Steps, Kitchen Island, Smoke Detector(s), None
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1991 / Resale
Square Feet
1,658 / Public Records
Garage Desc
See Remarks
Foundation
Slab
Roof
Metal
Construction
Frame, Stone
Acres
0.08
Lot Description
Cleared
Restrictions
Covenant, Deed Restrictions
Flood Plain
See Remarks
View
Hill Country
Water Access
No
Waterfront
No
Area
LW
Utility Info
Water
Private
Sewer
Private Sewer
Utilities
Electricity Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, Patio, Porch
Pool On Property
No
Area Amenities
Gated, Lake, Picnic Area, Pool, Tennis Court(s)

Rooms

Rooms3 rooms

First level

  • Bedroom

    Ceiling Fan(s)

Second level

  • Primary Bedroom

    Ceiling Fan(s)

  • Kitchen

    Kitchn - Breakfast Area, Breakfast Bar, Center Island

Price history

Members only
Days on market
−$6,000 (−1.8%)
$335,000 → $329,000
1
Price reduction
Active
Since Jul 30, 2026
Price trend
List priceJul 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 4, 2026Price Decrease$329,000−$6,000 (−1.8%)
Jul 30, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Marble Falls ISD
Elementary
Spicewood (Marble Falls ISD)
Middle
Marble Falls
High
Marble Falls

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $329,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,359 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,359

Principal & interest
$1,664
Property taxes
$421
Homeowners insurance
$274

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$263,200$2,942$17,021$260,258
2$260,258$3,139$16,824$257,119
3$257,119$3,349$16,614$253,770
4$253,770$3,573$16,390$250,197
5$250,197$3,813$16,151$246,384
6$246,384$4,068$15,895$242,316
7$242,316$4,340$15,623$237,976
8$237,976$4,631$15,332$233,344
9$233,344$4,941$15,022$228,403
10$228,403$5,272$14,691$223,131
  • Year 1$260,258
    Principal paid
    $2,942
    Interest paid
    $17,021
    Starting balance
    $263,200
  • Year 2$257,119
    Principal paid
    $3,139
    Interest paid
    $16,824
    Starting balance
    $260,258
  • Year 3$253,770
    Principal paid
    $3,349
    Interest paid
    $16,614
    Starting balance
    $257,119
  • Year 4$250,197
    Principal paid
    $3,573
    Interest paid
    $16,390
    Starting balance
    $253,770
  • Year 5$246,384
    Principal paid
    $3,813
    Interest paid
    $16,151
    Starting balance
    $250,197
  • Year 6$242,316
    Principal paid
    $4,068
    Interest paid
    $15,895
    Starting balance
    $246,384
  • Year 7$237,976
    Principal paid
    $4,340
    Interest paid
    $15,623
    Starting balance
    $242,316
  • Year 8$233,344
    Principal paid
    $4,631
    Interest paid
    $15,332
    Starting balance
    $237,976
  • Year 9$228,403
    Principal paid
    $4,941
    Interest paid
    $15,022
    Starting balance
    $233,344
  • Year 10$223,131
    Principal paid
    $5,272
    Interest paid
    $14,691
    Starting balance
    $228,403
First 10 of 30 years

Nearby

Courtesy of Townes LLC · (512) 650-6364

Listings courtesy of ACTRIS as distributed by MLS GRID.