1501 Ridge Harbor DR, Spicewood TX 78669
Spicewood, TX 78669 · Ridge Harbor
Single Family Residence for sale in Ridge Harbor
Overview
Property Description
*BRING AN OFFER*Seller is offering up to $7500 towards rate buy down with agreed upon price. Also offering as a 3-4 month lease. Fully Furnished! Have you been dreaming of lake living without the million-dollar price tag? Now's your chance to own a home in a gated, lake-access community for under $315,000 with a newer HVAC, water heater, exterior paint and grinder pump! This home features 3/2, a spacious bonus room that can easily serve as a 4th bedroom, game room, office, or flex space while enjoying the expansive hill country views off the back deck. Offered fully furnished, it's the perfect turnkey opportunity for a primary residence, weekend getaway, or investment property. Enjoy private lake access along with community amenities including a swimming pool, tennis courts, pickleball, and a community boat dock and marina for endless days of boating, fishing, and fun. Whether you're looking to relax or entertain, this home offers the ideal blend of comfort, convenience, and the lake lifestyle you've been waiting for.
Financial Info
- Price
- $310,000
- $ / Sqft
- $187
- HOA
- Yes - Mandatory / $1,082 / Annually
- HOA Name
- Ridge Harbor
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 1.32%
- Est. Taxes
- $5,048.38
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 1501 Ridge Harbor DR
- County
- Burnet
- City
- Spicewood
- State
- TX
- Zip
- 78669
- Subdivision
- Ridge Harbor
- Legal Description
- S3930 COURTSIDE @RIDGE HARBOR LOT 37 & PT OF 38
- Parcel
- 11540
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Kitchen Island
- Appliances
- Microwave, Free-Standing Refrigerator
- Laundry
- Main Level
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- Breakfast Bar, Ceiling Fan(s), In-Law Floorplan, Interior Steps, Kitchen Island, Smoke Detector(s), None
General Info
- Beds
- 3 Total / 1 Main Level / 2 Other Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1991 / Resale
- Square Feet
- 1,658 / Public Records
- Garage Desc
- See Remarks
- Foundation
- Slab
- Roof
- Metal
- Construction
- Frame, Stone
- Acres
- 0.08
- Lot Description
- Cleared
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- See Remarks
- View
- Hill Country
- Water Access
- No
- Waterfront
- No
- Area
- LW
Utility Info
- Water
- Private
- Sewer
- Private Sewer
- Utilities
- Electricity Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Patio, Porch
- Pool On Property
- No
- Area Amenities
- Gated, Lake, Picnic Area, Pool, Tennis Court(s)
Rooms
First level
- Bedroom
Ceiling Fan(s)
Second level
- Primary Bedroom
Ceiling Fan(s)
- Kitchen
Kitchn - Breakfast Area, Breakfast Bar, Center Island
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Nov 6, 2026 | Active Under Contract | — | |
| Oct 8, 2026 | Price Decrease | $310,000−$5,000 (−1.6%) | −$5,000 (−1.6%) |
| Sep 23, 2026 | Price Decrease | $315,000−$14,000 (−4.3%) | −$14,000 (−4.3%) |
| Sep 4, 2026 | Price Decrease | $329,000−$6,000 (−1.8%) | −$6,000 (−1.8%) |
| Jul 30, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Marble Falls ISD
- Elementary
- Spicewood (Marble Falls ISD)
- Middle
- Marble Falls
- High
- Marble Falls
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,247 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,247
- Principal & interest
- $1,568
- Property taxes
- $421
- Homeowners insurance
- $258
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $248,000 | $2,772 | $16,038 | $245,228 | |
| 2 | $245,228 | $2,958 | $15,853 | $242,270 | |
| 3 | $242,270 | $3,156 | $15,655 | $239,115 | |
| 4 | $239,115 | $3,367 | $15,443 | $235,748 | |
| 5 | $235,748 | $3,593 | $15,218 | $232,155 | |
| 6 | $232,155 | $3,833 | $14,977 | $228,322 | |
| 7 | $228,322 | $4,090 | $14,721 | $224,232 | |
| 8 | $224,232 | $4,364 | $14,447 | $219,869 | |
| 9 | $219,869 | $4,656 | $14,154 | $215,213 | |
| 10 | $215,213 | $4,968 | $13,843 | $210,245 |
- Year 1$245,228
- Principal paid
- $2,772
- Interest paid
- $16,038
- Starting balance
- $248,000
- Year 2$242,270
- Principal paid
- $2,958
- Interest paid
- $15,853
- Starting balance
- $245,228
- Year 3$239,115
- Principal paid
- $3,156
- Interest paid
- $15,655
- Starting balance
- $242,270
- Year 4$235,748
- Principal paid
- $3,367
- Interest paid
- $15,443
- Starting balance
- $239,115
- Year 5$232,155
- Principal paid
- $3,593
- Interest paid
- $15,218
- Starting balance
- $235,748
- Year 6$228,322
- Principal paid
- $3,833
- Interest paid
- $14,977
- Starting balance
- $232,155
- Year 7$224,232
- Principal paid
- $4,090
- Interest paid
- $14,721
- Starting balance
- $228,322
- Year 8$219,869
- Principal paid
- $4,364
- Interest paid
- $14,447
- Starting balance
- $224,232
- Year 9$215,213
- Principal paid
- $4,656
- Interest paid
- $14,154
- Starting balance
- $219,869
- Year 10$210,245
- Principal paid
- $4,968
- Interest paid
- $13,843
- Starting balance
- $215,213
Nearby
12 closest listings to 1501 Ridge Harbor DR, Spicewood TX 78669 (within 2 miles).
Courtesy of Townes LLC · (512) 650-6364
Listings courtesy of ACTRIS as distributed by MLS GRID.