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ActiveMLS #8786065

1102 N Avenue F Ave, Elgin TX 78621

Elgin, TX 78621 · Parkdale

Single Family Residence for sale in Parkdale

3Bedrooms
2Bathrooms
2,656Square Ft
0.79Acres
2Garage
1987Year Built
Price Reduced
1 / 40
$499,900$538,000
3D tour

Overview

Property Description

Discover a rare blend of privacy, nature, and convenience in this beautifully maintained ranch-style home situated on a sprawling 0.78-acre lot just moments from Downtown Elgin. This unique property features a picturesque pond with a charming walking bridge, towering oak trees, and a truly park-like setting right in your own backyard. Inside, the bright and open floor plan is designed for comfortable everyday living and effortless entertaining. The spacious kitchen overlooks the living area and offers granite countertops, white cabinetry, generous counter space, stainless steel appliances, and a breakfast bar for casual dining. A cozy fireplace adds warmth and character to the inviting living space. Two sets of French doors from the living and dining areas open to the expansive covered patio, creating seamless indoor-outdoor living. Enjoy peaceful mornings overlooking the pond, host gatherings under the covered patio with ceiling fans, or spend evenings entertaining around the built-in BBQ smoker. A standout feature of the property is the spacious detached studio. Whether you envision a home office, art studio, hobby room, fitness space, game room, or additional storage, this flexible space offers endless possibilities. Just steps from Elgin Memorial Park, you'll enjoy easy access to walking trails, playgrounds, sports fields, and open green space. Downtown Elgin is only a short drive away, offering local restaurants, coffee shops, boutiques, and beloved community events throughout the year. Offering a rare combination of small-town charm, outdoor beauty, and everyday convenience, this one-of-a-kind property is truly a place to call home. Schedule your showing today!

Financial Info
Price
$499,900
$ / Sqft
$188
HOA
None
Tax Rate
2.4748%
Est. Taxes
$10,665
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
1102 N Avenue F Ave
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Parkdale
Legal Description
PARKDALE, BLOCK 4, LOT 2, ACRES 0.7930
Parcel
R57045
Interior Features
Floor
Tile, Wood
Num Living
1
Dining
1
Kitchen
Granite Counters
Appliances
Built-In Gas Oven, Dishwasher, Gas Cooktop, Oven, Gas Water Heater
Laundry
Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room, Stone
Interior Features
Granite Counters, No Interior Steps, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), None, Double Pane Windows, Screens
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1987 / Resale
Square Feet
2,656 / Public Records
Garages
2
Garage Desc
Attached, Garage Faces Side
Foundation
Slab
Roof
Composition
Construction
Brick Veneer
Acres
0.79
Lot Description
Back Yard, City Lot, Landscaped, Sprinkler - In-ground
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
No
View
Pond, Trees/Woods, Water
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Phone Available, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard, Wrought Iron
Exterior Features
Uncovered Courtyard, Gutters Full, Lighting, Private Yard, See Remarks, Covered, Patio
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$38,100 (−7.1%)
$538,000 → $499,900
3
Price reductions
Active
Since Jun 5, 2026
Price trend
List priceJun 2026 → Sep 2026
Property history4 events
DateEventPriceChange
Sep 15, 2026Price Decrease$499,900−$5,100 (−1%)
Aug 28, 2026Price Decrease$505,000−$10,000 (−1.9%)
Jun 30, 2026Price Decrease$515,000−$23,000 (−4.3%)
Jun 5, 2026New Listing

Taxes

General Information
Owner
MCFERRIN, JAMES A & KAREN DAVIS
Legal
PARKDALE, BLOCK 4, LOT 2, ACRES 0.7930
Geo ID
57045
Acreage
0.79
Exemptions
Exemption Type
DISLOC, Homestead Local Option, Homestead, DIS
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$10,665
MLS tax year
2026
CAD estimated taxes
$8,469.21
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$168,225$262,734$430,959$430,959$430,959
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$430,959$430,959———$1,510.47BASTROP COUNTY
$430,959$230,959———$2,825.55ELGIN ISD
$430,959$415,959———$2,576.02CITY OF ELGIN
$430,959$430,959———$430.96BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$430,959$350,959———$362.89AUSTIN COMMUNITY COLLEGE
$430,959$430,959———$430.96BASTROP COUNTY EMERGENCY SVC DIST #3
$430,959$424,959———$332.36COUNTY ROAD FM

Source: Bastrop County

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $499,900
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,834 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,834

Principal & interest
$2,528
Property taxes
$889
Homeowners insurance
$417

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$399,920$4,470$25,863$395,450
2$395,450$4,769$25,564$390,681
3$390,681$5,089$25,244$385,592
4$385,592$5,430$24,904$380,162
5$380,162$5,793$24,540$374,369
6$374,369$6,181$24,152$368,188
7$368,188$6,595$23,738$361,593
8$361,593$7,037$23,296$354,556
9$354,556$7,508$22,825$347,048
10$347,048$8,011$22,322$339,037
  • Year 1$395,450
    Principal paid
    $4,470
    Interest paid
    $25,863
    Starting balance
    $399,920
  • Year 2$390,681
    Principal paid
    $4,769
    Interest paid
    $25,564
    Starting balance
    $395,450
  • Year 3$385,592
    Principal paid
    $5,089
    Interest paid
    $25,244
    Starting balance
    $390,681
  • Year 4$380,162
    Principal paid
    $5,430
    Interest paid
    $24,904
    Starting balance
    $385,592
  • Year 5$374,369
    Principal paid
    $5,793
    Interest paid
    $24,540
    Starting balance
    $380,162
  • Year 6$368,188
    Principal paid
    $6,181
    Interest paid
    $24,152
    Starting balance
    $374,369
  • Year 7$361,593
    Principal paid
    $6,595
    Interest paid
    $23,738
    Starting balance
    $368,188
  • Year 8$354,556
    Principal paid
    $7,037
    Interest paid
    $23,296
    Starting balance
    $361,593
  • Year 9$347,048
    Principal paid
    $7,508
    Interest paid
    $22,825
    Starting balance
    $354,556
  • Year 10$339,037
    Principal paid
    $8,011
    Interest paid
    $22,322
    Starting balance
    $347,048
First 10 of 30 years

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Courtesy of Jeanette Shelby, Realtors · (512) 281-3412

Listings courtesy of ACTRIS as distributed by MLS GRID.