513 N Avenue F, Elgin TX 78621
Elgin, TX 78621 · North Terrace
Single Family Residence for sale in North Terrace
Overview
Property Description
Charming and well-maintained, this 2-bedroom, 1-bath home offers approximately 1,294 square feet of comfortable living space on a beautifully landscaped 0.26-acre lot. The property offers a peaceful outdoor setting that’s perfect for relaxing, entertaining, and spending time outdoors. Recent updates include a AC system, hot water heater, front windows, foundation leveling, and a stove. Inside, you’ll find hardwood floors, abundant natural light, inviting living and dining spaces, and a functional kitchen with ample counter space and a cozy dining nook. Ceiling fans throughout the home add year-round comfort. The spacious backyard features a covered patio, while the detached garage, extended carport, workshop space, and additional storage building provide plenty of room for vehicles, hobbies, and storage. As an added bonus, the seller is open to conveying much of the furniture, dishes, and household items with an acceptable offer, creating a potential turnkey opportunity.
Financial Info
- Price
- $240,000
- $ / Sqft
- $185
- HOA
- None
- Tax Rate
- 2.47%
- Est. Taxes
- $5,894
- Tax Year
- 2026
- Exemptions
- See Remarks
Legal Info
- Address
- 513 N Avenue F
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- North Terrace
- Legal Description
- LOT 17, North Terrace
- Parcel
- R12156
Interior Features
- Floor
- Carpet, Vinyl, Wood
- Num Living
- 2
- Dining
- 2
- Appliances
- Dishwasher, Dryer, Free-Standing Gas Range, Refrigerator, Washer, Gas Water Heater
- Laundry
- In Kitchen
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- See Remarks
- Interior Features
- Ceiling Fan(s), Gas Dryer Hookup, Smoke Detector(s), Window Treatments
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 1 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1954 / Resale
- Square Feet
- 1,294 / Public Records
- Garages
- 1
- Garage Desc
- Detached, Detached Carport, Door-Single, Garage, Workshop in Garage
- Foundation
- Pillar/Post/Pier
- Roof
- Composition
- Construction
- Frame
- Acres
- 0.26
- Lot Description
- Corner Lot, Public Maintained Road, Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
- Heat
- Central, Natural Gas
- A C
- Central Air, Electric
Exterior Features
- Fence
- Back Yard, Chain Link, Wood
- Exterior Features
- None, Covered
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 28, 2026 | Active Under Contract | — | |
| Sep 7, 2026 | Price Decrease | $240,000−$9,500 (−3.8%) | −$9,500 (−3.8%) |
| Jul 28, 2026 | Price Decrease | $249,500−$5,900 (−2.3%) | −$5,900 (−2.3%) |
| Jun 16, 2026 | New Listing | — |
Taxes
- Owner
- ABERNATHY, PATRICIA J & SAMUEL C
- Legal
- NORTH TERRACE, LOT 17
- Geo ID
- 12156
- Acreage
- 0.26
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $5,894
- MLS tax year
- 2026
- CAD estimated taxes
- $6,131.66
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $114,541 | $123,601 | $238,142 | $238,142 | $238,142 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $238,142 | $238,142 | — | — | — | $834.66 | BASTROP COUNTY |
| $238,142 | $238,142 | — | — | — | $2,913.43 | ELGIN ISD |
| $238,142 | $238,142 | — | — | — | $1,474.80 | CITY OF ELGIN |
| $238,142 | $238,142 | — | — | — | $238.14 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $238,142 | $238,142 | — | — | — | $246.24 | AUSTIN COMMUNITY COLLEGE |
| $238,142 | $238,142 | — | — | — | $238.14 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $238,142 | $238,142 | — | — | — | $186.25 | COUNTY ROAD FM |
Source: Bastrop County
Schools
School Info
- District
- Elgin ISD
- Elementary
- Neidig
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,905 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,905
- Principal & interest
- $1,214
- Property taxes
- $491
- Homeowners insurance
- $200
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $192,000 | $2,146 | $12,417 | $189,854 | |
| 2 | $189,854 | $2,290 | $12,273 | $187,564 | |
| 3 | $187,564 | $2,443 | $12,120 | $185,121 | |
| 4 | $185,121 | $2,607 | $11,956 | $182,514 | |
| 5 | $182,514 | $2,781 | $11,782 | $179,733 | |
| 6 | $179,733 | $2,968 | $11,595 | $176,766 | |
| 7 | $176,766 | $3,166 | $11,397 | $173,599 | |
| 8 | $173,599 | $3,378 | $11,184 | $170,221 | |
| 9 | $170,221 | $3,605 | $10,958 | $166,616 | |
| 10 | $166,616 | $3,846 | $10,717 | $162,770 |
- Year 1$189,854
- Principal paid
- $2,146
- Interest paid
- $12,417
- Starting balance
- $192,000
- Year 2$187,564
- Principal paid
- $2,290
- Interest paid
- $12,273
- Starting balance
- $189,854
- Year 3$185,121
- Principal paid
- $2,443
- Interest paid
- $12,120
- Starting balance
- $187,564
- Year 4$182,514
- Principal paid
- $2,607
- Interest paid
- $11,956
- Starting balance
- $185,121
- Year 5$179,733
- Principal paid
- $2,781
- Interest paid
- $11,782
- Starting balance
- $182,514
- Year 6$176,766
- Principal paid
- $2,968
- Interest paid
- $11,595
- Starting balance
- $179,733
- Year 7$173,599
- Principal paid
- $3,166
- Interest paid
- $11,397
- Starting balance
- $176,766
- Year 8$170,221
- Principal paid
- $3,378
- Interest paid
- $11,184
- Starting balance
- $173,599
- Year 9$166,616
- Principal paid
- $3,605
- Interest paid
- $10,958
- Starting balance
- $170,221
- Year 10$162,770
- Principal paid
- $3,846
- Interest paid
- $10,717
- Starting balance
- $166,616
Nearby
12 closest listings to 513 N Avenue F, Elgin TX 78621 (within 2 miles).
Courtesy of Sterling & Associates R.E. · (512) 281-3336
Listings courtesy of ACTRIS as distributed by MLS GRID.