307 W 4th ST, Elgin TX 78621
Elgin, TX 78621 · G S M
Single Family Residence for sale in G S M
Overview
Property Description
Presenting an attractive single-family residence, constructed in 2008, located at 307 W 4th ST, Elgin, TX 78621. This property, maintained in great condition, offers a refined living experience designed for comfort and convenience. The kitchen is a culinary enthusiast's delight, featuring sleek stainless steel appliances, sophisticated stone counters, and a practical peninsula for seamless meal preparation. The living room provides an inviting atmosphere, centered around a cozy fireplace and enhanced by the warmth of hardwood flooring. One of the bathrooms offers a refreshing walk-in shower, providing a spa-like experience. A principal bedroom is thoughtfully designed with an ensuite bathroom and elegant hardwood flooring, ensuring a private retreat. Further enhancing the property's appeal are a private yard, a dedicated laundry room, an attached two-car garage, a serene patio, a covered patio for outdoor enjoyment, and a welcoming porch. Discover the exceptional lifestyle afforded by this meticulously maintained property. Large backyards, next to woods and wet weather creek. Quiet street next to park, hiking trail and swimming pool. Close to Elgin elementary, downtown historic district, library, Veterans memorial park, Elgin memorial park and Elgin recreation center. Biking distance to Elgin middle school, high school and ACC. Beautiful large trees throughout the neighborhood, friendly, fun place to live! Close to HEB, other retail and restaurants too!! There are so many advantages to being close to downtown Elgin at this home. Live music events downtown so no parking hassles, coffee shops, cocktails, art, shopping, restaurants - it’s an amazing downtown!!
Financial Info
- Price
- $409,000
- $ / Sqft
- $197
- HOA
- None
- Tax Rate
- 2.39%
- Est. Taxes
- $10,173
- Tax Year
- 2025
- Exemptions
- Homestead, Over 65
Legal Info
- Address
- 307 W 4th ST
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- G S M
- Legal Description
- G. S. M., LOT 20 - 21
- Parcel
- 11457
Interior Features
- Floor
- Tile, Vinyl, Wood
- Num Living
- 2
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Pantry
- Appliances
- Built-In Electric Oven, Dishwasher, Disposal, Gas Cooktop, Plumbed For Ice Maker, Refrigerator, Electric Water Heater, Gas Water Heater
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Gas Log, Living Room
- Interior Features
- Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Gas Dryer Hookup, Entrance Foyer, High Speed Internet, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), Blinds, Double Pane Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2008 / Resale
- Square Feet
- 2,077 / Public Records
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Door Opener, Garage Faces Front, Workshop in Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Stone
- Acres
- 0.29
- Lot Description
- Back Yard, Front Yard, Landscaped, Public Maintained Road, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - In-ground, Sprinkler - Side Yard, Trees-Large (Over 40 Ft), Trees-Moderate
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- Neighborhood, Park/Greenbelt
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Internet-Cable, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
- Heat
- Central, Electric, Fireplace(s)
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Chain Link, Privacy, Wood
- Exterior Features
- Gutters Full, Private Yard, Covered, Enclosed, Front Porch, Rear Porch, Screened
- Pool On Property
- No
- Area Amenities
- Park, Playground
Rooms
Main level
- Kitchen
Breakfast Bar, GranCnt, CRWN, Dining Area, High Ceilings, Open to Family Room, Pantry, Plumbed for Icemaker, Recessed Lighting
- Primary Bedroom
Ceiling Fan(s), High Ceilings
- Primary Bathroom
Dual Vanity, Full Bath, High Ceilings, Separate Shower, Walk-In Closet(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 30, 2026 | Price Decrease | $409,000−$26,000 (−6%) | −$26,000 (−6%) |
| Sep 30, 2026 | Price Decrease | $435,000−$5,000 (−1.1%) | −$5,000 (−1.1%) |
| Jun 4, 2026 | Price Decrease | $440,000−$9,000 (−2%) | −$9,000 (−2%) |
| Jun 4, 2026 | Price Decrease | $449,000−$10,999 (−2.4%) | −$10,999 (−2.4%) |
| May 5, 2026 | New Listing | — |
Taxes
- Owner
- MILLER, RICHARD A & NANCY
- Legal
- G. S. M., Lot 20 - 21
- Geo ID
- 11457
- Acreage
- 0.29
- Exemption Type
- Homestead Local Option, Over 65 Homestead Local Option, Homestead, Over 65
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $10,173
- MLS tax year
- 2025
- CAD estimated taxes
- $3,400.39
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $110,766 | $262,819 | $373,585 | $373,585 | $373,585 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $373,585 | $348,585 | — | — | — | $640.10 | BASTROP COUNTY |
| $373,585 | $173,585 | — | — | — | $0.00 | ELGIN ISD |
| $373,585 | $358,585 | — | — | — | $1,726.86 | CITY OF ELGIN |
| $373,585 | $373,585 | — | — | — | $373.59 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $373,585 | $293,585 | — | — | — | $119.30 | AUSTIN COMMUNITY COLLEGE |
| $373,585 | $373,585 | — | — | — | $373.59 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $373,585 | $348,585 | — | — | — | $166.95 | COUNTY ROAD FM |
Source: Bastrop County
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$3,257 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,257
- Principal & interest
- $2,068
- Property taxes
- $848
- Homeowners insurance
- $341
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $327,200 | $3,657 | $21,160 | $323,543 | |
| 2 | $323,543 | $3,902 | $20,915 | $319,641 | |
| 3 | $319,641 | $4,163 | $20,654 | $315,477 | |
| 4 | $315,477 | $4,442 | $20,375 | $311,035 | |
| 5 | $311,035 | $4,740 | $20,078 | $306,295 | |
| 6 | $306,295 | $5,057 | $19,760 | $301,238 | |
| 7 | $301,238 | $5,396 | $19,422 | $295,842 | |
| 8 | $295,842 | $5,757 | $19,060 | $290,085 | |
| 9 | $290,085 | $6,143 | $18,675 | $283,942 | |
| 10 | $283,942 | $6,554 | $18,263 | $277,387 |
- Year 1$323,543
- Principal paid
- $3,657
- Interest paid
- $21,160
- Starting balance
- $327,200
- Year 2$319,641
- Principal paid
- $3,902
- Interest paid
- $20,915
- Starting balance
- $323,543
- Year 3$315,477
- Principal paid
- $4,163
- Interest paid
- $20,654
- Starting balance
- $319,641
- Year 4$311,035
- Principal paid
- $4,442
- Interest paid
- $20,375
- Starting balance
- $315,477
- Year 5$306,295
- Principal paid
- $4,740
- Interest paid
- $20,078
- Starting balance
- $311,035
- Year 6$301,238
- Principal paid
- $5,057
- Interest paid
- $19,760
- Starting balance
- $306,295
- Year 7$295,842
- Principal paid
- $5,396
- Interest paid
- $19,422
- Starting balance
- $301,238
- Year 8$290,085
- Principal paid
- $5,757
- Interest paid
- $19,060
- Starting balance
- $295,842
- Year 9$283,942
- Principal paid
- $6,143
- Interest paid
- $18,675
- Starting balance
- $290,085
- Year 10$277,387
- Principal paid
- $6,554
- Interest paid
- $18,263
- Starting balance
- $283,942
Nearby
12 closest listings to 307 W 4th ST, Elgin TX 78621 (within 2 miles).
Courtesy of Jeanette Shelby, Realtors · (512) 281-3412
Listings courtesy of ACTRIS as distributed by MLS GRID.