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ActiveMLS #1382846

17813 Honey Locust LN, Elgin TX 78621

Elgin, TX 78621 · Elm Crk Sec 02

Single Family Residence for sale in Elm Crk Sec 02

4Bedrooms
2Bathrooms
1,412Square Ft
0.12Acres
2Garage
2005Year Built
Price Reduced
1 / 25
$230,000$240,000

Overview

Property Description

Charming, move-in-ready Elgin home with 4 bedrooms, 2 full baths, and a private fenced backyard! This inviting single-story home offers 1,412 square feet of comfortable living space with a thoughtful layout designed for both everyday living and entertaining. Step inside to a bright, welcoming interior filled with natural light, beautiful wood flooring, and ceiling fans for added comfort. The well-appointed kitchen is ready for the home chef, featuring stainless steel appliances, a gas range, microwave, dishwasher, refrigerator, and a convenient kitchen island with breakfast bar—perfect for morning coffee, casual meals, or gathering with friends and family. The four bedrooms provide flexibility for a growing household, guests, a home office, or hobby space. Wood flooring and plush carpeting create a comfortable feel throughout the bedrooms, while the two full bathrooms offer practical layouts with tub/shower combinations and integrated-sink vanities. Outside, enjoy your own private, fully fenced backyard with a patio, offering a great space for grilling, entertaining, pets, gardening, or simply relaxing outdoors. The well-maintained lawn, charming window shutters, attached garage, and driveway parking add to the home's curb appeal and convenience. And there's even more to enjoy! Residents have access to community amenities including a swimming pool, playground, and basketball court, making it easy to enjoy an active lifestyle close to home. Comfortable, functional, and filled with desirable features, this Elgin home is ready for its next owner. Come see why this one deserves to be at the top of your list!

Financial Info
Price
$230,000
$ / Sqft
$163
HOA
Yes - Mandatory / $110 / Quarterly
HOA Name
unknown
HOA Includes
Common Area Maintenance
Tax Rate
4.1415%
Est. Taxes
$5,747.46
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
17813 Honey Locust LN
County
Travis
City
Elgin
State
TX
Zip
78621
Subdivision
Elm Crk Sec 02
Legal Description
LOT 4 BLK C ELM CREEK SEC 2
Parcel
02399603070000
Interior Features
Floor
Carpet, Laminate, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Disposal, Microwave, Free-Standing Range, Gas Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Ceiling Fan(s), Primary Bedroom on Main, Smoke Detector(s), None
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2005 / Resale
Square Feet
1,412 / Public Records
Garages
2
Garage Desc
Attached
Foundation
Slab
Roof
Composition
Construction
Cement Siding
Acres
0.12
Lot Description
Level
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD)
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Exterior Steps, None
Pool On Property
No
Area Amenities
None

Rooms

Rooms1 room

Main level

  • Primary Bedroom

    Full bath

Price history

Members only
Days on market
−$10,000 (−4.2%)
$240,000 → $230,000
2
Price reductions
Active
Since Aug 11, 2026
Price trend
List priceAug 2026Sep 2026
Property history3 events
DateEventPriceChange
Sep 14, 2026Price Decrease$230,000−$8,000 (−3.4%)
Aug 28, 2026Price Decrease$238,000−$2,000 (−0.8%)
Aug 11, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $230,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,834 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,834

Principal & interest
$1,163
Property taxes
$479
Homeowners insurance
$192

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$184,000$2,057$11,899$181,943
2$181,943$2,194$11,762$179,749
3$179,749$2,341$11,615$177,408
4$177,408$2,498$11,458$174,910
5$174,910$2,665$11,291$172,244
6$172,244$2,844$11,112$169,400
7$169,400$3,034$10,922$166,366
8$166,366$3,238$10,718$163,128
9$163,128$3,454$10,502$159,674
10$159,674$3,686$10,270$155,988
  • Year 1$181,943
    Principal paid
    $2,057
    Interest paid
    $11,899
    Starting balance
    $184,000
  • Year 2$179,749
    Principal paid
    $2,194
    Interest paid
    $11,762
    Starting balance
    $181,943
  • Year 3$177,408
    Principal paid
    $2,341
    Interest paid
    $11,615
    Starting balance
    $179,749
  • Year 4$174,910
    Principal paid
    $2,498
    Interest paid
    $11,458
    Starting balance
    $177,408
  • Year 5$172,244
    Principal paid
    $2,665
    Interest paid
    $11,291
    Starting balance
    $174,910
  • Year 6$169,400
    Principal paid
    $2,844
    Interest paid
    $11,112
    Starting balance
    $172,244
  • Year 7$166,366
    Principal paid
    $3,034
    Interest paid
    $10,922
    Starting balance
    $169,400
  • Year 8$163,128
    Principal paid
    $3,238
    Interest paid
    $10,718
    Starting balance
    $166,366
  • Year 9$159,674
    Principal paid
    $3,454
    Interest paid
    $10,502
    Starting balance
    $163,128
  • Year 10$155,988
    Principal paid
    $3,686
    Interest paid
    $10,270
    Starting balance
    $159,674
First 10 of 30 years

Nearby

Courtesy of Jeanette Shelby, Realtors · (512) 281-3412

Listings courtesy of ACTRIS as distributed by MLS GRID.