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ActiveMLS #3861444

202 Washington ST, Elgin TX 78621

Elgin, TX 78621 · ELGIN CITY 002

Single Family Residence for sale in ELGIN CITY 002

3Bedrooms
2Bathrooms
1,898Square Ft
0.23Acres
2Garage
2025Year Built
Price Reduced
1 / 27
$375,000$380,000
3D tour

Overview

Property Description

OWNER FINANCING with 10% down!!! Seller is offering $20,000 in concessions to use for closing costs, rate buy down, or whatever the buyer would like. Step into this spacious open-concept 3/2 home, thoughtfully designed with style and function in mind. Nearly a quarter-acre lot offers room to stretch out, while inside you’ll find marble-look tile throughout for a seamless, elegant flow. The kitchen is a true showpiece with baby blue oak cabinets, a gorgeous tile backsplash, and real stone countertops. Custom decorative lighting and specialty faucets — including a kitchen sink faucet with a temperature display — elevate the space, while built-in closets and unique interior doors showcase the builder’s commitment to detail. Light pours in through huge custom windows, transom accents, and even windows in each bathroom, making every room feel bright and inviting. Bathrooms feature tile extended to the ceiling and stunning fixtures, bringing luxury into everyday living. Every finish in this home is carefully selected and custom — the kind of detail rarely seen at this price point. The neighborhood is up-and-coming and actively developing, which means buying now is a smart opportunity to grow equity as the community grows with you. This builder goes the extra mile to deliver luxury touches at every turn. Don’t miss your chance to own a one-of-a-kind property that stands out in today’s market.

Financial Info
Price
$375,000
$ / Sqft
$198
HOA
None
Tax Rate
2.39745%
Est. Taxes
$8,750
Tax Year
2025
Exemptions
None
Legal Info
Address
202 Washington ST
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
ELGIN CITY 002
Legal Description
Ohana Subdivision LOT 2, ACRES 0.2330
Parcel
13051
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Dishwasher, Disposal, Microwave, Oven, Free-Standing Range, Vented Exhaust Fan
Laundry
In Hall
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Breakfast Bar, Granite Counters, Gas Dryer Hookup, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), None
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2025 / New
Square Feet
1,898 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Door Opener
Foundation
Slab
Roof
Asphalt, Shingle
Construction
Frame, HardiPlank Type
Acres
0.23
Lot Description
Level, Trees-Small (Under 20 Ft)
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Natural Gas Connected, Water Connected
Heat
Electric
A C
Central Air
Exterior Features
Fence
Fenced
Exterior Features
None, Covered, Front Porch, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$5,000 (−1.3%)
$380,000 → $375,000
4
Price reductions
Active
Since Sep 16, 2025
Price trend
List priceSep 2025Aug 2026
Property history8 events
DateEventPriceChange
Aug 26, 2026Price Increase$375,000+$19,000 (+5.3%)
Apr 13, 2026Price Decrease$356,000−$9,000 (−2.5%)
Mar 11, 2026Price Decrease$365,000−$4,000 (−1.1%)
Feb 23, 2026Price Decrease$369,000−$1,000 (−0.3%)
Nov 17, 2025Price Decrease$370,000−$10,000 (−2.6%)
Oct 26, 2025Back On Market
Oct 14, 2025Active Under Contract
Sep 16, 2025New Listing

Taxes

General Information
Owner
OHANA HOMES LLC
Legal
Ohana Subdivision LOT 2, ACRES 0.2330
Geo ID
13051
Acreage
0.23
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$8,750
MLS tax year
2025
CAD estimated taxes
$935.56
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$36,335$0$36,335$36,335$36,335
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$36,335$36,335$127.35BASTROP COUNTY
$36,335$36,335$444.52ELGIN ISD
$36,335$36,335$225.02CITY OF ELGIN
$36,335$36,335$36.34BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$36,335$36,335$37.57AUSTIN COMMUNITY COLLEGE
$36,335$36,335$36.34BASTROP COUNTY EMERGENCY SVC DIST #3
$36,335$36,335$28.42COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $375,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,938 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,938

Principal & interest
$1,896
Property taxes
$729
Homeowners insurance
$313

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$300,000$3,353$19,401$296,647
2$296,647$3,578$19,177$293,069
3$293,069$3,817$18,937$289,252
4$289,252$4,073$18,681$285,179
5$285,179$4,346$18,409$280,833
6$280,833$4,637$18,118$276,196
7$276,196$4,947$17,807$271,249
8$271,249$5,279$17,476$265,970
9$265,970$5,632$17,122$260,338
10$260,338$6,009$16,745$254,328
  • Year 1$296,647
    Principal paid
    $3,353
    Interest paid
    $19,401
    Starting balance
    $300,000
  • Year 2$293,069
    Principal paid
    $3,578
    Interest paid
    $19,177
    Starting balance
    $296,647
  • Year 3$289,252
    Principal paid
    $3,817
    Interest paid
    $18,937
    Starting balance
    $293,069
  • Year 4$285,179
    Principal paid
    $4,073
    Interest paid
    $18,681
    Starting balance
    $289,252
  • Year 5$280,833
    Principal paid
    $4,346
    Interest paid
    $18,409
    Starting balance
    $285,179
  • Year 6$276,196
    Principal paid
    $4,637
    Interest paid
    $18,118
    Starting balance
    $280,833
  • Year 7$271,249
    Principal paid
    $4,947
    Interest paid
    $17,807
    Starting balance
    $276,196
  • Year 8$265,970
    Principal paid
    $5,279
    Interest paid
    $17,476
    Starting balance
    $271,249
  • Year 9$260,338
    Principal paid
    $5,632
    Interest paid
    $17,122
    Starting balance
    $265,970
  • Year 10$254,328
    Principal paid
    $6,009
    Interest paid
    $16,745
    Starting balance
    $260,338
First 10 of 30 years

Nearby

Courtesy of Blue Door Real Estate Group · (512) 718-0965

Listings courtesy of ACTRIS as distributed by MLS GRID.