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ActiveMLS #6746454

817 Sun Ray, Horseshoe Bay TX 78657

Horseshoe Bay, TX 78657 · Horseshoe Bay West

Single Family Residence for sale in Horseshoe Bay West

3Bedrooms
2Bathrooms
1,794Square Ft
0.11Acres
2Garage
2026Year Built
1 / 10
$439,000

Overview

Property Description

SEE VIDEO TOUR linked or google the address!! Completion anticipated around the end of the year. This is a perfect example of a super high-end smaller footprint home — built by Cerda Builders, single story, 1,794 square feet, 3 bedrooms, 2 bathrooms, on a lock and leave lot with a greenbelt behind and situated on a dead end loop street that only services the homes that live on it, making it extremely quiet. Features include: standing seam metal roof; full spray foam insulation; quality soft close cabinetry; high ceilings; large windows throughout the entire home; large bedrooms; fireplace features; built-in outdoor kitchen; beautiful large front door; and all of the details you'd find in a luxury home just in a smaller, lower maintenance package. We are extremely convenient to the Horseshoe Bay Golf Academy, Cap Rock Golf Course, an easy drive to Bay Fresh Market for your daily essentials, and of course everything that Horseshoe Bay has to offer. Don't miss this one!

Financial Info
Price
$439,000
$ / Sqft
$245
HOA
Yes - Mandatory / $844 / Annually
HOA Name
Horseshoe Bay West HOA
HOA Includes
See Remarks
Tax Rate
1.5%
Est. Taxes
$1,000
Tax Year
2026
Exemptions
None
Legal Info
Address
817 Sun Ray
County
Llano
City
Horseshoe Bay
State
TX
Zip
78657
Subdivision
Horseshoe Bay West
Legal Description
HORSESHOE BAY WEST LT W21031-B
Parcel
30716
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Kitchen Island, Pantry
Appliances
Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Electric Cooktop, Exhaust Fan, Electric Oven, RNGHD
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Living Room
Interior Features
Built-in Features, Ceiling Fan(s), High Ceilings, Quartz Counters, Double Vanity, Electric Dryer Hookup, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, None, ENERGY STAR Qualified Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,794 / Public Records
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Metal
Construction
Spray Foam Insulation, Masonry – All Sides, Stone, Stucco
Acres
0.11
Lot Description
Back to Park/Greenbelt, Back Yard, Front Yard, Landscaped, Level, Native Plants, Near Golf Course, Private, Sprinkler - Automatic
Restrictions
None
Flood Plain
No
View
Park/Greenbelt
Water Access
No
Waterfront
No
Area
LL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Barbecue, Lighting, Outdoor Grill, Private Yard, Arbor, Covered
Pool On Property
No
Area Amenities
See Remarks

Price history

Days on market
$439,000
List price
0
Price reductions
Active
Since Sep 22, 2026
Property history1 event
DateEventPriceChange
Sep 22, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Llano ISD
Elementary
Llano
Middle
Llano
High
Llano

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $439,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,669 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,669

Principal & interest
$2,220
Property taxes
$83
Homeowners insurance
$366

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$351,200$3,925$22,712$347,275
2$347,275$4,188$22,450$343,086
3$343,086$4,469$22,169$338,617
4$338,617$4,768$21,870$333,849
5$333,849$5,087$21,550$328,762
6$328,762$5,428$21,210$323,334
7$323,334$5,792$20,846$317,542
8$317,542$6,180$20,458$311,362
9$311,362$6,593$20,044$304,769
10$304,769$7,035$19,603$297,734
  • Year 1$347,275
    Principal paid
    $3,925
    Interest paid
    $22,712
    Starting balance
    $351,200
  • Year 2$343,086
    Principal paid
    $4,188
    Interest paid
    $22,450
    Starting balance
    $347,275
  • Year 3$338,617
    Principal paid
    $4,469
    Interest paid
    $22,169
    Starting balance
    $343,086
  • Year 4$333,849
    Principal paid
    $4,768
    Interest paid
    $21,870
    Starting balance
    $338,617
  • Year 5$328,762
    Principal paid
    $5,087
    Interest paid
    $21,550
    Starting balance
    $333,849
  • Year 6$323,334
    Principal paid
    $5,428
    Interest paid
    $21,210
    Starting balance
    $328,762
  • Year 7$317,542
    Principal paid
    $5,792
    Interest paid
    $20,846
    Starting balance
    $323,334
  • Year 8$311,362
    Principal paid
    $6,180
    Interest paid
    $20,458
    Starting balance
    $317,542
  • Year 9$304,769
    Principal paid
    $6,593
    Interest paid
    $20,044
    Starting balance
    $311,362
  • Year 10$297,734
    Principal paid
    $7,035
    Interest paid
    $19,603
    Starting balance
    $304,769
First 10 of 30 years

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Courtesy of Mark Martin and Company · (512) 739-3200

Listings courtesy of ACTRIS as distributed by MLS GRID.