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ActiveMLS #6118756

104 Bill ST, Elgin TX 78621

Elgin, TX 78621 · Christian, Thomas

Single Family Residence for sale in Christian, Thomas

3Bedrooms
2Bathrooms
1,660Square Ft
0.21Acres
2Garage
2023Year Built
Price Reduced
1 / 29
$344,999$349,999

Overview

Property Description

No HOA! This 4 bedroom, 2 bathroom custom home is brand new and built to impress, delivering 1,660 sq ft of modern craftsmanship with not a single detail overlooked. Durable vinyl flooring flows throughout an open concept layout designed for effortless living, while the kitchen shines with sleek granite countertops and plenty of room to gather. Outside, oversized garage doors over 18 ft tall offer spacious storage, plus a driveway with plenty of room for multiple vehicles. The primary suite offers a spacious retreat at the end of the day, plus three additional bedrooms delivering plenty of room to spread out. With a shed in the front of the property grounds and a gym in the back. Minutes from downtown Elgin, this is new construction done right.

Financial Info
Price
$344,999
$ / Sqft
$208
HOA
None
Tax Rate
2.57%
Est. Taxes
$9,729
Tax Year
2026
Exemptions
None
Legal Info
Address
104 Bill ST
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Christian, Thomas
Legal Description
ABS A20 CHRISTIAN, THOMAS,.209 ACRES
Parcel
15606
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters
Appliances
Built-In Electric Range, Dishwasher, Microwave
Laundry
Inside
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Granite Counters, Double Vanity, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, See Remarks, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / Resale
Square Feet
1,660 / Public Records
Garages
2
Garage Desc
Driveway, Garage
Foundation
Slab
Roof
Composition
Construction
Wood Siding, Stone Veneer
Acres
0.21
Lot Description
See Remarks
Restrictions
See Remarks
Flood Plain
See Remarks
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Private Yard, Covered, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Members only
Days on market
−$5,000 (−1.4%)
$349,999 → $344,999
1
Price reduction
Active
Since Jul 23, 2026
Price trend
List priceJul 2026Aug 2026
Property history2 events
DateEventPriceChange
Aug 15, 2026Price Decrease$344,999−$5,000 (−1.4%)
Jul 23, 2026New Listing

Taxes

General Information
Owner
GONZALEZ, EZEQUIEL
Legal
ABS A20 Christian, Thomas,.209 ACRES
Geo ID
15606
Acreage
0.21
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$9,729
MLS tax year
2026
CAD estimated taxes
$9,729.00
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$123,451$254,404$377,855$377,855$377,855
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$377,855$377,855$1,324.34BASTROP COUNTY
$377,855$377,855$4,622.68ELGIN ISD
$377,855$377,855$2,340.04CITY OF ELGIN
$377,855$377,855$377.86BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$377,855$377,855$390.70AUSTIN COMMUNITY COLLEGE
$377,855$377,855$377.86BASTROP COUNTY EMERGENCY SVC DIST #3
$377,855$377,855$295.52COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $344,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,843 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,843

Principal & interest
$1,745
Property taxes
$811
Homeowners insurance
$287

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$275,999$3,085$17,849$272,914
2$272,914$3,292$17,643$269,623
3$269,623$3,512$17,422$266,111
4$266,111$3,747$17,187$262,364
5$262,364$3,998$16,936$258,366
6$258,366$4,266$16,668$254,100
7$254,100$4,552$16,382$249,548
8$249,548$4,856$16,078$244,692
9$244,692$5,182$15,752$239,510
10$239,510$5,529$15,405$233,981
  • Year 1$272,914
    Principal paid
    $3,085
    Interest paid
    $17,849
    Starting balance
    $275,999
  • Year 2$269,623
    Principal paid
    $3,292
    Interest paid
    $17,643
    Starting balance
    $272,914
  • Year 3$266,111
    Principal paid
    $3,512
    Interest paid
    $17,422
    Starting balance
    $269,623
  • Year 4$262,364
    Principal paid
    $3,747
    Interest paid
    $17,187
    Starting balance
    $266,111
  • Year 5$258,366
    Principal paid
    $3,998
    Interest paid
    $16,936
    Starting balance
    $262,364
  • Year 6$254,100
    Principal paid
    $4,266
    Interest paid
    $16,668
    Starting balance
    $258,366
  • Year 7$249,548
    Principal paid
    $4,552
    Interest paid
    $16,382
    Starting balance
    $254,100
  • Year 8$244,692
    Principal paid
    $4,856
    Interest paid
    $16,078
    Starting balance
    $249,548
  • Year 9$239,510
    Principal paid
    $5,182
    Interest paid
    $15,752
    Starting balance
    $244,692
  • Year 10$233,981
    Principal paid
    $5,529
    Interest paid
    $15,405
    Starting balance
    $239,510
First 10 of 30 years

Nearby

Courtesy of Realty of America, LLC · (512) 788-9495

Listings courtesy of ACTRIS as distributed by MLS GRID.