104 Bill ST, Elgin TX 78621
Elgin, TX 78621 · Christian, Thomas
Single Family Residence for sale in Christian, Thomas
Overview
Property Description
No HOA! This 4 bedroom, 2 bathroom custom home is brand new and built to impress, delivering 1,660 sq ft of modern craftsmanship with not a single detail overlooked. Durable vinyl flooring flows throughout an open concept layout designed for effortless living, while the kitchen shines with sleek granite countertops and plenty of room to gather. Outside, oversized garage doors over 18 ft tall offer spacious storage, plus a driveway with plenty of room for multiple vehicles. The primary suite offers a spacious retreat at the end of the day, plus three additional bedrooms delivering plenty of room to spread out. With a shed in the front of the property grounds and a gym in the back. Minutes from downtown Elgin, this is new construction done right.
Financial Info
- Price
- $344,999
- $ / Sqft
- $208
- HOA
- None
- Tax Rate
- 2.57%
- Est. Taxes
- $9,729
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 104 Bill ST
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Christian, Thomas
- Legal Description
- ABS A20 CHRISTIAN, THOMAS,.209 ACRES
- Parcel
- 15606
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters
- Appliances
- Built-In Electric Range, Dishwasher, Microwave
- Laundry
- Inside
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Ceiling Fan(s), Vaulted Ceiling(s), Granite Counters, Double Vanity, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, See Remarks, Double Pane Windows
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2023 / Resale
- Square Feet
- 1,660 / Public Records
- Garages
- 2
- Garage Desc
- Driveway, Garage
- Foundation
- Slab
- Roof
- Composition
- Construction
- Wood Siding, Stone Veneer
- Acres
- 0.21
- Lot Description
- See Remarks
- Restrictions
- See Remarks
- Flood Plain
- See Remarks
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Sewer Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Privacy, Wood
- Exterior Features
- Private Yard, Covered, Rear Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Aug 15, 2026 | Price Decrease | $344,999−$5,000 (−1.4%) | −$5,000 (−1.4%) |
| Jul 23, 2026 | New Listing | — |
Taxes
- Owner
- GONZALEZ, EZEQUIEL
- Legal
- ABS A20 Christian, Thomas,.209 ACRES
- Geo ID
- 15606
- Acreage
- 0.21
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $9,729
- MLS tax year
- 2026
- CAD estimated taxes
- $9,729.00
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $123,451 | $254,404 | $377,855 | $377,855 | $377,855 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $377,855 | $377,855 | — | — | — | $1,324.34 | BASTROP COUNTY |
| $377,855 | $377,855 | — | — | — | $4,622.68 | ELGIN ISD |
| $377,855 | $377,855 | — | — | — | $2,340.04 | CITY OF ELGIN |
| $377,855 | $377,855 | — | — | — | $377.86 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $377,855 | $377,855 | — | — | — | $390.70 | AUSTIN COMMUNITY COLLEGE |
| $377,855 | $377,855 | — | — | — | $377.86 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $377,855 | $377,855 | — | — | — | $295.52 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Harvest Ridge
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,843 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,843
- Principal & interest
- $1,745
- Property taxes
- $811
- Homeowners insurance
- $287
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $275,999 | $3,085 | $17,849 | $272,914 | |
| 2 | $272,914 | $3,292 | $17,643 | $269,623 | |
| 3 | $269,623 | $3,512 | $17,422 | $266,111 | |
| 4 | $266,111 | $3,747 | $17,187 | $262,364 | |
| 5 | $262,364 | $3,998 | $16,936 | $258,366 | |
| 6 | $258,366 | $4,266 | $16,668 | $254,100 | |
| 7 | $254,100 | $4,552 | $16,382 | $249,548 | |
| 8 | $249,548 | $4,856 | $16,078 | $244,692 | |
| 9 | $244,692 | $5,182 | $15,752 | $239,510 | |
| 10 | $239,510 | $5,529 | $15,405 | $233,981 |
- Year 1$272,914
- Principal paid
- $3,085
- Interest paid
- $17,849
- Starting balance
- $275,999
- Year 2$269,623
- Principal paid
- $3,292
- Interest paid
- $17,643
- Starting balance
- $272,914
- Year 3$266,111
- Principal paid
- $3,512
- Interest paid
- $17,422
- Starting balance
- $269,623
- Year 4$262,364
- Principal paid
- $3,747
- Interest paid
- $17,187
- Starting balance
- $266,111
- Year 5$258,366
- Principal paid
- $3,998
- Interest paid
- $16,936
- Starting balance
- $262,364
- Year 6$254,100
- Principal paid
- $4,266
- Interest paid
- $16,668
- Starting balance
- $258,366
- Year 7$249,548
- Principal paid
- $4,552
- Interest paid
- $16,382
- Starting balance
- $254,100
- Year 8$244,692
- Principal paid
- $4,856
- Interest paid
- $16,078
- Starting balance
- $249,548
- Year 9$239,510
- Principal paid
- $5,182
- Interest paid
- $15,752
- Starting balance
- $244,692
- Year 10$233,981
- Principal paid
- $5,529
- Interest paid
- $15,405
- Starting balance
- $239,510
Nearby
Courtesy of Realty of America, LLC · (512) 788-9495
Listings courtesy of ACTRIS as distributed by MLS GRID.