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ActiveMLS #6118756

104 Bill ST, Elgin TX 78621

Elgin, TX 78621 · Christian, Thomas

Single Family Residence for sale in Christian, Thomas

3Bedrooms
2Bathrooms
1,660Square Ft
0.21Acres
2Garage
2023Year Built
Price Reduced
1 / 29
$339,000$349,999

Overview

Property Description

No HOA! This 4 bedroom, 2 bathroom custom home is brand new and built to impress, delivering 1,660 sq ft of modern craftsmanship with not a single detail overlooked. Durable vinyl flooring flows throughout an open concept layout designed for effortless living, while the kitchen shines with sleek granite countertops and plenty of room to gather. Outside, oversized garage doors over 18 ft tall offer spacious storage, plus a driveway with plenty of room for multiple vehicles. The primary suite offers a spacious retreat at the end of the day, plus three additional bedrooms delivering plenty of room to spread out. With a shed in the front of the property grounds and a gym in the back. Minutes from downtown Elgin, this is new construction done right.

Financial Info
Price
$339,000
$ / Sqft
$204
HOA
None
Tax Rate
2.57%
Est. Taxes
$9,729
Tax Year
2026
Exemptions
None
Legal Info
Address
104 Bill ST
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Christian, Thomas
Legal Description
ABS A20 CHRISTIAN, THOMAS,.209 ACRES
Parcel
15606
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters
Appliances
Built-In Electric Range, Dishwasher, Microwave
Laundry
Inside
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Ceiling Fan(s), Vaulted Ceiling(s), Granite Counters, Double Vanity, Open Floorplan, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, See Remarks, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2023 / Resale
Square Feet
1,660 / Public Records
Garages
2
Garage Desc
Driveway, Garage
Foundation
Slab
Roof
Composition
Construction
Wood Siding, Stone Veneer
Acres
0.21
Lot Description
See Remarks
Restrictions
See Remarks
Flood Plain
See Remarks
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Private Yard, Covered, Rear Porch
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$10,999 (−3.1%)
$349,999 → $339,000
2
Price reductions
Active
Since Jul 23, 2026
Price trend
List priceJul 2026 → Nov 2026
Property history3 events
DateEventPriceChange
Nov 3, 2026Price Decrease$339,000−$5,999 (−1.7%)
Aug 15, 2026Price Decrease$344,999−$5,000 (−1.4%)
Jul 23, 2026New Listing

Taxes

General Information
Owner
GONZALEZ, EZEQUIEL
Legal
ABS A20 Christian, Thomas,.209 ACRES
Geo ID
15606
Acreage
0.21
Exemptions
Exemption Type
None on record
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T3
CITY OF ELGIN
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$9,729
MLS tax year
2026
CAD estimated taxes
$9,729.00
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$123,451$254,404$377,855$377,855$377,855
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$377,855$377,855———$1,324.34BASTROP COUNTY
$377,855$377,855———$4,622.68ELGIN ISD
$377,855$377,855———$2,340.04CITY OF ELGIN
$377,855$377,855———$377.86BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$377,855$377,855———$390.70AUSTIN COMMUNITY COLLEGE
$377,855$377,855———$377.86BASTROP COUNTY EMERGENCY SVC DIST #3
$377,855$377,855———$295.52COUNTY ROAD FM

Source: Bastrop County

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $339,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,808 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,808

Principal & interest
$1,714
Property taxes
$811
Homeowners insurance
$283

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$271,200$3,031$17,539$268,169
2$268,169$3,234$17,336$264,934
3$264,934$3,451$17,119$261,484
4$261,484$3,682$16,888$257,802
5$257,802$3,929$16,641$253,873
6$253,873$4,192$16,378$249,681
7$249,681$4,472$16,098$245,209
8$245,209$4,772$15,798$240,437
9$240,437$5,092$15,478$235,345
10$235,345$5,433$15,137$229,913
  • Year 1$268,169
    Principal paid
    $3,031
    Interest paid
    $17,539
    Starting balance
    $271,200
  • Year 2$264,934
    Principal paid
    $3,234
    Interest paid
    $17,336
    Starting balance
    $268,169
  • Year 3$261,484
    Principal paid
    $3,451
    Interest paid
    $17,119
    Starting balance
    $264,934
  • Year 4$257,802
    Principal paid
    $3,682
    Interest paid
    $16,888
    Starting balance
    $261,484
  • Year 5$253,873
    Principal paid
    $3,929
    Interest paid
    $16,641
    Starting balance
    $257,802
  • Year 6$249,681
    Principal paid
    $4,192
    Interest paid
    $16,378
    Starting balance
    $253,873
  • Year 7$245,209
    Principal paid
    $4,472
    Interest paid
    $16,098
    Starting balance
    $249,681
  • Year 8$240,437
    Principal paid
    $4,772
    Interest paid
    $15,798
    Starting balance
    $245,209
  • Year 9$235,345
    Principal paid
    $5,092
    Interest paid
    $15,478
    Starting balance
    $240,437
  • Year 10$229,913
    Principal paid
    $5,433
    Interest paid
    $15,137
    Starting balance
    $235,345
First 10 of 30 years

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Courtesy of Realty of America, LLC · (512) 788-9495

Listings courtesy of ACTRIS as distributed by MLS GRID.