109 Hibiscus CV, Elgin TX 78621
Elgin, TX 78621 · The Estate
Manufactured Home for sale in The Estate
Overview
Property Description
Welcome to 109 Hibiscus Cove in Elgin, Texas! This 3-bedroom, 2-bath manufactured home offers 1,216 square feet of living space on 0.786 acres of fully fenced land, giving you the space and freedom to enjoy your own slice of Texas. Whether you're a first-time homebuyer, looking to downsize, or simply wanting more room to spread out, this property is full of potential. The home has never been moved, which may provide additional financing opportunities, including USDA financing with zero-down payment options for qualified buyers. Enjoy the benefits of no HOA and no known restrictions, allowing you the flexibility to make the property fit your lifestyle. Bring your pets, park your RV or work vehicles, start a garden, or simply enjoy the privacy and open space that comes with owning land. Located in the growing Elgin area with convenient access to Bastrop, Austin, and surrounding communities, this property offers the perfect balance of country living and accessibility. Affordable homes with land are becoming increasingly difficult to find don't miss this opportunity to own your own piece of Texas. Schedule your private showing today!
Financial Info
- Price
- $245,000
- $ / Sqft
- $201
- HOA
- None
- Tax Rate
- 1.95%
- Est. Taxes
- $4,201.08
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 109 Hibiscus CV
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- The Estate
- Legal Description
- THE ESTATES AT CARTER'S GROVE, BLOCK A, LOT 30, ACRES 0.786
- Parcel
- 8717130
Interior Features
- Floor
- Laminate
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Electric Range, Free-Standing Refrigerator
- Laundry
- Laundry Room
- Master Main
- Yes
- Interior Features
- See Remarks, None
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Manufactured Home
- Stories
- 1
- Year Built
- 2020 / Resale
- Square Feet
- 1,216 / Public Records
- Garage Desc
- Gravel
- Foundation
- Block, Pillar/Post/Pier
- Roof
- Shingle
- Construction
- See Remarks
- Acres
- 0.79
- Lot Description
- None
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Septic Tank
- Utilities
- Electricity Connected, Water Connected
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Full, Privacy
- Exterior Features
- None, Front Porch
- Pool On Property
- No
- Area Amenities
- None
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jul 19, 2026 | Pending | — | |
| Jun 23, 2026 | New Listing | — |
Taxes
- Owner
- GONZALEZ, MA LORENA LUNA & JUAN MANUEL LUNA-LUNA
- Legal
- The Estates at Carter's Grove, BLOCK A, LOT 30, ACRES 0.786
- Geo ID
- 8717130
- Acreage
- 0.79
- Exemption Type
- None on record
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $4,201.08
- MLS tax year
- 2025
- CAD estimated taxes
- $2,740.24
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $121,218 | $18,912 | $140,130 | $140,130 | $140,130 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $140,130 | $140,130 | — | — | — | $491.14 | BASTROP COUNTY |
| $140,130 | $140,130 | — | — | — | $1,714.35 | ELGIN ISD |
| $140,130 | $140,130 | — | — | — | $140.13 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $140,130 | $140,130 | — | — | — | $144.89 | AUSTIN COMMUNITY COLLEGE |
| $140,130 | $140,130 | — | — | — | $140.13 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $140,130 | $140,130 | — | — | — | $109.60 | COUNTY ROAD FM |
Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,793 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,793
- Principal & interest
- $1,239
- Property taxes
- $350
- Homeowners insurance
- $204
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $196,000 | $2,191 | $12,675 | $193,809 | |
| 2 | $193,809 | $2,337 | $12,529 | $191,472 | |
| 3 | $191,472 | $2,494 | $12,372 | $188,978 | |
| 4 | $188,978 | $2,661 | $12,205 | $186,317 | |
| 5 | $186,317 | $2,839 | $12,027 | $183,478 | |
| 6 | $183,478 | $3,029 | $11,837 | $180,448 | |
| 7 | $180,448 | $3,232 | $11,634 | $177,216 | |
| 8 | $177,216 | $3,449 | $11,417 | $173,767 | |
| 9 | $173,767 | $3,680 | $11,187 | $170,087 | |
| 10 | $170,087 | $3,926 | $10,940 | $166,161 |
- Year 1$193,809
- Principal paid
- $2,191
- Interest paid
- $12,675
- Starting balance
- $196,000
- Year 2$191,472
- Principal paid
- $2,337
- Interest paid
- $12,529
- Starting balance
- $193,809
- Year 3$188,978
- Principal paid
- $2,494
- Interest paid
- $12,372
- Starting balance
- $191,472
- Year 4$186,317
- Principal paid
- $2,661
- Interest paid
- $12,205
- Starting balance
- $188,978
- Year 5$183,478
- Principal paid
- $2,839
- Interest paid
- $12,027
- Starting balance
- $186,317
- Year 6$180,448
- Principal paid
- $3,029
- Interest paid
- $11,837
- Starting balance
- $183,478
- Year 7$177,216
- Principal paid
- $3,232
- Interest paid
- $11,634
- Starting balance
- $180,448
- Year 8$173,767
- Principal paid
- $3,449
- Interest paid
- $11,417
- Starting balance
- $177,216
- Year 9$170,087
- Principal paid
- $3,680
- Interest paid
- $11,187
- Starting balance
- $173,767
- Year 10$166,161
- Principal paid
- $3,926
- Interest paid
- $10,940
- Starting balance
- $170,087
Nearby
Courtesy of Realty of America, LLC · (512) 788-9495
Listings courtesy of ACTRIS as distributed by MLS GRID.