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ActiveMLS #2905756

109 Wayside DR, Elgin TX 78621

Elgin, TX 78621 · Wayside Oaks

Single Family Residence for sale in Wayside Oaks

3Bedrooms
2Bathrooms
2,029Square Ft
4.05Acres
0Garage
1985Year Built
Price Reduced
1 / 20
$350,000$375,000

Overview

Property Description

Tucked just off FM 1704 and south of the fast-growing town of Elgin, this rare 4+ acre property is filled with possibility, potential, and the freedom to create something truly your own. Surrounded by mature trees and wide-open Texas skies, this property offers the kind of space where dreams can expand and visions can come to life. The property features a 2-bedroom, 2-bath main home ready for a full restoration—an opportunity for investors, creatives, or buyers with a vision to breathe new life into a space full of character and potential. A secondary 3-bedroom, 2-bath mobile home is currently livable, offering flexibility for multigenerational living, rental income, guest accommodations, or a place to stay while you renovate and build. With dual entry access, abundant outdoor space, and room to grow, the possibilities are endless. Imagine adding workshops, gardens, outdoor entertaining areas, additional structures, or simply creating your own peaceful countryside retreat away from the noise of the city. Whether you’re looking for your next investment project, a homestead opportunity, or land with long-term upside in an area experiencing continued growth, this property invites you to restore, reimagine, and create something extraordinary. Live where you play, dream bigger, and bring your vision to life in the heart of Texas countryside living.

Financial Info
Price
$350,000
$ / Sqft
$172
HOA
None
Tax Rate
1.9%
Est. Taxes
$7,222
Tax Year
2025
Exemptions
None
Legal Info
Address
109 Wayside DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Wayside Oaks
Legal Description
WAYSIDE OAKS, LOT 572, ACRES 4.0510
Parcel
49687
Interior Features
Floor
Carpet, Concrete
Num Living
2
Dining
1
Appliances
None
Laundry
Inside
Master Main
Yes
Fireplaces
1
Fireplace Description
Wood Burning
Interior Features
Natural Woodwork, None
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
1985 / Resale
Square Feet
2,029 / Public Records
Garage Desc
Additional Parking, Private, RV Access/Parking, RV Carport
Foundation
Slab
Roof
Shingle
Construction
Masonry – All Sides
Acres
4.05
Lot Description
Corner Lot
Restrictions
None
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Available, Electricity Connected, Water Available, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Perimeter
Exterior Features
None, Patio
Pool On Property
No
Area Amenities
None

Price history

Days on market
−$25,000 (−6.7%)
$375,000 → $350,000
1
Price reduction
Active
Since May 15, 2026
Price trend
List priceMay 2026 → Aug 2026
Property history2 events
DateEventPriceChange
Aug 14, 2026Price Decrease$350,000−$25,000 (−6.7%)
May 15, 2026New Listing

Taxes

General Information
Owner
GARZA, CONSTANCE (CONNIE)
Legal
WAYSIDE OAKS, LOT 572, ACRES 4.0510
Geo ID
49687
Acreage
4.05
Exemptions
Exemption Type
Homestead Local Option, Over 65 Homestead Local Option, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$7,222
MLS tax year
2025
CAD estimated taxes
$2,530.04
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$248,586$175,734$424,320$424,320$398,741
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$398,741$373,741———$660.24BASTROP COUNTY
$398,741$198,741———$831.32ELGIN ISD
$398,741$398,741———$398.74BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
$398,741$318,741———$91.63AUSTIN COMMUNITY COLLEGE
$398,741$398,741———$398.74BASTROP COUNTY EMERGENCY SVC DIST #3
$398,741$373,741———$149.37COUNTY ROAD FM

Source: Bastrop County

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $350,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,664 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,664

Principal & interest
$1,770
Property taxes
$602
Homeowners insurance
$292

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$280,000$3,130$18,108$276,870
2$276,870$3,339$17,898$273,531
3$273,531$3,563$17,675$269,968
4$269,968$3,801$17,436$266,167
5$266,167$4,056$17,181$262,111
6$262,111$4,328$16,910$257,783
7$257,783$4,618$16,620$253,165
8$253,165$4,927$16,311$248,239
9$248,239$5,257$15,981$242,982
10$242,982$5,609$15,629$237,373
  • Year 1$276,870
    Principal paid
    $3,130
    Interest paid
    $18,108
    Starting balance
    $280,000
  • Year 2$273,531
    Principal paid
    $3,339
    Interest paid
    $17,898
    Starting balance
    $276,870
  • Year 3$269,968
    Principal paid
    $3,563
    Interest paid
    $17,675
    Starting balance
    $273,531
  • Year 4$266,167
    Principal paid
    $3,801
    Interest paid
    $17,436
    Starting balance
    $269,968
  • Year 5$262,111
    Principal paid
    $4,056
    Interest paid
    $17,181
    Starting balance
    $266,167
  • Year 6$257,783
    Principal paid
    $4,328
    Interest paid
    $16,910
    Starting balance
    $262,111
  • Year 7$253,165
    Principal paid
    $4,618
    Interest paid
    $16,620
    Starting balance
    $257,783
  • Year 8$248,239
    Principal paid
    $4,927
    Interest paid
    $16,311
    Starting balance
    $253,165
  • Year 9$242,982
    Principal paid
    $5,257
    Interest paid
    $15,981
    Starting balance
    $248,239
  • Year 10$237,373
    Principal paid
    $5,609
    Interest paid
    $15,629
    Starting balance
    $242,982
First 10 of 30 years

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Courtesy of Keller Williams Realty · (512) 346-3550

Listings courtesy of ACTRIS as distributed by MLS GRID.