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ActiveMLS #7897097

1843 Fm 969, Elgin TX 78621

Elgin, TX 78621 · The Oaks

Single Family Residence for sale in The Oaks

3Bedrooms
2Bathrooms
1,951Square Ft
8.14Acres
2Garage
2018Year Built
Back on Market
1 / 28
$840,000$859,000

Overview

Property Description

Looking for something unique! Beautiful Custom Log Cabin home surrounded by eight acres of gorgeous trees and land. Stunning views embracing peacefulness and tranquility. Home is built very sturdy with eco friendly savings on electricity. Can harbor big family gatherings or small and intimate moments. A unique beauty, a must see. Come walk the private trails of your property and enjoy nature again.

Financial Info
Price
$840,000
$ / Sqft
$431
HOA
None
Tax Rate
1.807%
Est. Taxes
$1.8
Tax Year
2025
Exemptions
None
Legal Info
Address
1843 Fm 969
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
The Oaks
Legal Description
THE OAKS, LOT 39, ACRES 8.1420
Parcel
81349
Interior Features
Floor
Tile
Num Living
1
Dining
1
Appliances
Dishwasher, Microwave, Oven
Laundry
Laundry Room
Master Main
Yes
Interior Features
Ceiling Fan(s), High Ceilings, None, Aluminum Frames
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2018 / Resale
Square Feet
1,951 / Public Records
Garages
2
Garage Desc
Garage
Foundation
Slab
Roof
Metal
Construction
Cedar
Acres
8.14
Lot Description
Back to Park/Greenbelt, Back Yard
Restrictions
See Remarks
Flood Plain
No
View
Hill Country
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Internet-Cable, Natural Gas Available, Sewer Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Private Entrance, Front Porch
Pool On Property
No
Area Amenities
None

Rooms

Rooms4 rooms

Main level

  • Primary Bathroom

    GranCnt

  • Kitchen

    Bar, Kitchn - Breakfast Area, Center Island, GranCnt

  • Bedroom

First level

  • Primary Bedroom

    Natural Woodwork, Primary Bedroom Dressing Room

Price history

Members only
Days on market
−$19,000 (−2.2%)
$859,000 → $840,000
2
Price reductions
Active
Since Jan 29, 2026
Price trend
List priceJan 2026 → Mar 2026
Property history6 events
DateEventPriceChange
Jul 1, 2026Back On Market
Jul 1, 2026Expired
Mar 4, 2026Price Increase$840,000+$20,000 (+2.4%)
Mar 4, 2026Price Decrease$820,000−$20,000 (−2.4%)
Feb 23, 2026Price Decrease$840,000−$19,000 (−2.2%)
Jan 29, 2026New Listing

Taxes

General Information
Owner
PEDRAZA, JUAN & EDITH
Legal
THE OAKS, LOT 39, ACRES 8.1420
Geo ID
81349
Acreage
8.14
Exemptions
Exemption Type
Homestead Local Option, Over 65 Homestead Local Option, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$1.8
MLS tax year
2025
CAD estimated taxes
$7,728.02
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$250,137$284,040$534,177$534,177$534,177
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$534,177$509,177———$1,784.61BASTROP COUNTY
$534,177$334,177———$4,088.32ELGIN ISD
$534,177$534,177———$453.41BASTROP COUNTY EMERGENCY SVC DIST #1
$534,177$453,835———$469.27AUSTIN COMMUNITY COLLEGE
$534,177$534,177———$534.18BASTROP COUNTY EMERGENCY SVC DIST #3
$534,177$509,177———$398.23COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $840,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,947 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,947

Principal & interest
$4,247
Property taxes
$0
Homeowners insurance
$700

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$672,000$7,511$43,459$664,489
2$664,489$8,014$42,956$656,475
3$656,475$8,551$42,419$647,924
4$647,924$9,124$41,846$638,800
5$638,800$9,735$41,235$629,066
6$629,066$10,387$40,583$618,679
7$618,679$11,082$39,888$607,597
8$607,597$11,824$39,146$595,773
9$595,773$12,616$38,354$583,157
10$583,157$13,461$37,509$569,696
  • Year 1$664,489
    Principal paid
    $7,511
    Interest paid
    $43,459
    Starting balance
    $672,000
  • Year 2$656,475
    Principal paid
    $8,014
    Interest paid
    $42,956
    Starting balance
    $664,489
  • Year 3$647,924
    Principal paid
    $8,551
    Interest paid
    $42,419
    Starting balance
    $656,475
  • Year 4$638,800
    Principal paid
    $9,124
    Interest paid
    $41,846
    Starting balance
    $647,924
  • Year 5$629,066
    Principal paid
    $9,735
    Interest paid
    $41,235
    Starting balance
    $638,800
  • Year 6$618,679
    Principal paid
    $10,387
    Interest paid
    $40,583
    Starting balance
    $629,066
  • Year 7$607,597
    Principal paid
    $11,082
    Interest paid
    $39,888
    Starting balance
    $618,679
  • Year 8$595,773
    Principal paid
    $11,824
    Interest paid
    $39,146
    Starting balance
    $607,597
  • Year 9$583,157
    Principal paid
    $12,616
    Interest paid
    $38,354
    Starting balance
    $595,773
  • Year 10$569,696
    Principal paid
    $13,461
    Interest paid
    $37,509
    Starting balance
    $583,157
First 10 of 30 years

Nearby

Courtesy of Keller Williams Realty · (512) 448-4111

Listings courtesy of ACTRIS as distributed by MLS GRID.