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ActiveMLS #1405471

2936 FM 1704, Elgin TX 78621

Elgin, TX 78621 · Towering Oaks Estates 02

Single Family Residence for sale in Towering Oaks Estates 02

4Bedrooms
4 full / 1 halfBathrooms
3,622Square Ft
16.03Acres
11Garage
2008Year Built
Back on Market
1 / 40
$1,700,000

Overview

Property Description

15 miles to Tesla, and under 40 minutes to downtown Austin. This beautiful property includes a 1-story home with 3 bedrooms, 3 full baths,1 half bath (plus full bath in casita), 2 living areas, and 2 dining areas. The interior is perfection with a free flowing floor plan and dreamy natural light. This home offers both casual and formal spaces; perfect for entertaining. The home office will help you stay focused and organized with an impressive, built-in desk and bookshelves. Several areas of the home have been heavily upgraded and one of those spaces is the fabulous chef's kitchen. Rich wood cabinetry, granite countertops, wood shutters, and tile backsplash plus commercial style SS appliances including double ovens, gas cooktop, vent hood, and built-in microwave. Tranquility knows no bounds in the owner's suite, tucked at the rear of the home. Enjoy a spa day in your own ensuite bath that includes an oversized dual vanity, dressing vanity, soaking tub, and separate shower. Upgraded tile flooring spans throughout the entire home; no carpet. All secondary bedrooms have an ensuite bath. Entertainers, you've found your dream backyard! In-ground pool and spa surrounded by a wrought iron fence, expansive patio with a floor to ceiling stone fireplace, gazebo; the list goes on and on. 110'x28' detached garage (holds 11 cars with lift), plus 500 sq ft casita with a full bath. Fireplace, workshop, garden, and treehouse. Several exterior upgrades have also been made; all 16 acres completely fenced, asphalt driveway added, 2 stock ponds, cattle pens & shed, fountain added to the front, upgraded both a/c units, and installed drain pipe and a water line with meter to the ponds. New front gate installed 5/23/26. Full house generator. Both AC units replaced in 2022. Chicken Coop, Water softener and pond fountain added 2022. New Solar panels added with 100% coverage for power on annualized basis. Wildlife Exempt

Financial Info
Price
$1,700,000
$ / Sqft
$469
HOA
None
Tax Rate
2.1553%
Est. Taxes
$13,893
Tax Year
2021
Exemptions
Agricultural, Homestead
Legal Info
Address
2936 FM 1704
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Towering Oaks Estates 02
Legal Description
Towering Oaks Estates Two, Lot 14, Acres 16.0290
Parcel
R84260
Interior Features
Floor
No Carpet, Tile
Num Living
2
Dining
2
Kitchen
Breakfast Bar, Granite Counters, Kitchen Island, Pantry
Appliances
Built-In Gas Range, Built-In Oven(s), Dishwasher, Disposal, Microwave, Gas Oven, Double Oven, Stainless Steel Appliance(s)
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
2
Fireplace Description
Bath, Outside
Interior Features
2 Primary Suites, Breakfast Bar, Ceiling Fan(s), High Ceilings, Granite Counters, Crown Molding, Double Vanity, Electric Dryer Hookup, Entrance Foyer, Kitchen Island, Multiple Dining Areas, Multiple Living Areas, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Security System, Smoke Detector(s), Screens, Shutters
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
4 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2008 / Resale
Square Feet
3,622 / Public Records
Garages
11
Garage Desc
Attached, Carport, Circular Driveway, Detached
Foundation
Slab
Roof
Composition
Construction
Frame, Stone
Acres
16.03
Lot Description
Agricultural, Interior Lot, Sprinkler - Automatic, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
None
Flood Plain
No
View
Hill Country
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Available, Natural Gas Not Available, Water Available
Heat
Central
A C
Central Air
Exterior Features
Fence
Wood
Exterior Features
Garden, Gutters Full, No Exterior Steps, Private Yard, Covered, Patio
Pool On Property
Yes
Area Amenities
None

Price history

Members only
Days on market
$1,700,000
List price
0
Price reductions
Active
Since Jun 3, 2026
Property history3 events
DateEventPriceChange
Aug 26, 2026Back On Market
Jul 8, 2026Hold
Jun 3, 2026New Listing

Taxes

General Information
Owner
WALTERS, MILLARD JOHN & JAN RUSSELL WALTERS
Legal
TOWERING OAKS ESTATES TWO, LOT 14, ACRES 16.0290
Geo ID
84260
Acreage
16.03
Exemptions
Exemption Type
Homestead Local Option, Over 65 Homestead Local Option, Homestead, Over 65
Taxing Units
T1
BASTROP COUNTY
T2
ELGIN ISD
T4
BASTROP COUNTY EMERGENCY SVC DIST #1
T5
AUSTIN COMMUNITY COLLEGE
T6
BASTROP COUNTY EMERGENCY SVC DIST #3
T7
COUNTY ROAD FM
Tax Summary
MLS estimated annual taxes
$13,893
MLS tax year
2021
CAD estimated taxes
$12,834.88
CAD source year
2026
Appraisal Values
YearLandImprovementsMarketAppraisedAssessed
2026$410,599$770,796$1,181,395$797,505$797,505
Assessments
CappedTaxableAssessedLand HSImp HSCAD Est. TaxTaxing Unit
$797,505$772,505$2,707.55BASTROP COUNTY
$797,505$597,505$7,309.88ELGIN ISD
$797,505$797,505$676.92BASTROP COUNTY EMERGENCY SVC DIST #1
$797,505$714,541$738.84AUSTIN COMMUNITY COLLEGE
$797,505$797,505$797.51BASTROP COUNTY EMERGENCY SVC DIST #3
$797,505$772,505$604.18COUNTY ROAD FM

Disclaimer: Tax data provided by Bastrop Central Appraisal District (2026 Bastrop CAD external export (supplied snapshot; source year not labeled)).

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $1,700,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$11,171 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $11,171

Principal & interest
$8,596
Property taxes
$1,158
Homeowners insurance
$1,417

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$1,360,000$15,201$87,952$1,344,799
2$1,344,799$16,219$86,934$1,328,580
3$1,328,580$17,305$85,848$1,311,274
4$1,311,274$18,464$84,689$1,292,810
5$1,292,810$19,701$83,453$1,273,109
6$1,273,109$21,020$82,133$1,252,089
7$1,252,089$22,428$80,725$1,229,661
8$1,229,661$23,930$79,223$1,205,731
9$1,205,731$25,533$77,621$1,180,198
10$1,180,198$27,243$75,911$1,152,955
  • Year 1$1,344,799
    Principal paid
    $15,201
    Interest paid
    $87,952
    Starting balance
    $1,360,000
  • Year 2$1,328,580
    Principal paid
    $16,219
    Interest paid
    $86,934
    Starting balance
    $1,344,799
  • Year 3$1,311,274
    Principal paid
    $17,305
    Interest paid
    $85,848
    Starting balance
    $1,328,580
  • Year 4$1,292,810
    Principal paid
    $18,464
    Interest paid
    $84,689
    Starting balance
    $1,311,274
  • Year 5$1,273,109
    Principal paid
    $19,701
    Interest paid
    $83,453
    Starting balance
    $1,292,810
  • Year 6$1,252,089
    Principal paid
    $21,020
    Interest paid
    $82,133
    Starting balance
    $1,273,109
  • Year 7$1,229,661
    Principal paid
    $22,428
    Interest paid
    $80,725
    Starting balance
    $1,252,089
  • Year 8$1,205,731
    Principal paid
    $23,930
    Interest paid
    $79,223
    Starting balance
    $1,229,661
  • Year 9$1,180,198
    Principal paid
    $25,533
    Interest paid
    $77,621
    Starting balance
    $1,205,731
  • Year 10$1,152,955
    Principal paid
    $27,243
    Interest paid
    $75,911
    Starting balance
    $1,180,198
First 10 of 30 years

Nearby

Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.