3060 Fm 1704, Elgin TX 78621
Elgin, TX 78621 · Towering Oaks Estates Two
Single Family Residence for sale in Towering Oaks Estates Two
Overview
Property Description
Come discover the space, privacy, and versatility this beautiful Elgin-area home has to offer! Ideally situated between Bastrop and Elgin, only minutes from Tesla, this property offers the perfect blend of peaceful country living and convenient access to nearby amenities. Set on almost 6 acres, the property features a beautifully manicured lawn, an automatic gated entry, a fenced backyard, and plenty of land extending beyond the backyard to create an exceptional sense of privacy. The spacious 2,908 square foot home offers 4 bedrooms and 3 bathrooms, along with a dedicated laundry room and office space. Recent updates include fresh interior paint and new flooring throughout, with no carpet anywhere in the home. The primary suite is a true retreat, featuring a generously sized walk-in closet that is sure to impress. A secondary bedroom offers incredible flexibility and could easily serve as a second primary suite, guest suite, or private retreat, complete with its own bathroom. And for those needing serious workspace or storage, the 2,400-square-foot insulated workshop provides an incredible opportunity for hobbies, equipment, or project needs. Equipped with features such as a 200 amp/220 volt service, A/C, office space, overhead storage, tons of counter space, and storage in floor and wall cabinets. Rustic barn tin covers most inside walls. Skylights and additional overhead lighting offer visibility and a bright, welcoming workspace. Another added feature is the 12’x14’ overhead door large enough for RV/travel trailer access. With expansive acreage, thoughtful updates, flexible living spaces, a massive workshop, and privacy that's hard to find, this property is truly one you don't want to miss!
Financial Info
- Price
- $825,000
- $ / Sqft
- $284
- HOA
- None
- Tax Rate
- 2.15%
- Est. Taxes
- $14,000
- Tax Year
- 2026
- Exemptions
- Homestead, Wildlife
Legal Info
- Address
- 3060 Fm 1704
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Towering Oaks Estates Two
- Legal Description
- TOWERING OAKS ESTATES TWO, LOT 7, ACRES 5.8600
- Parcel
- 84254
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Kitchen Island, Pantry
- Appliances
- Cooktop, Dishwasher, Disposal, Gas Range
- Laundry
- Laundry Room
- Master Bed
- Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Family Room
- Interior Features
- Ceiling Fan(s), Double Vanity, Entrance Foyer, French Doors, Kitchen Island, Open Floorplan, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Security System, Drapes
General Info
- Beds
- 4 Total / 4 Main Level
- Full / Half Baths
- 3 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 2004 / Resale
- Square Feet
- 2,908 / Public Records
- Garages
- 2
- Garage Desc
- Additional Parking, Attached Carport, Driveway, Electric Gate, Garage, Paved, Private
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Frame, Masonry – All Sides, Stone
- Acres
- 5.86
- Lot Description
- Landscaped
- Restrictions
- None
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Private
- Sewer
- Aerobic Septic
- Utilities
- Electricity Available, Propane, Water Available
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Front Yard, Full, Gate
- Exterior Features
- Private Yard, Covered, Front Porch, Patio, Rear Porch
- Pool On Property
- Yes
- Area Amenities
- None
Rooms
Main level
- Kitchen
Kitchn - Breakfast Area, Breakfast Bar, Open to Family Room, Pantry
- Primary Bedroom
Ceiling Fan(s), Tray Ceiling(s), Walk-In Closet(s)
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 21, 2026 | Price Decrease | $825,000−$20,000 (−2.4%) | −$20,000 (−2.4%) |
| Sep 1, 2026 | New Listing | — |
Taxes
- Owner
- MCGUILL, BERNARD C & MARIA
- Legal
- TOWERING OAKS ESTATES TWO, LOT 7, ACRES 5.8600
- Geo ID
- 84254
- Acreage
- 5.86
- Exemption Type
- Homestead Local Option, Homestead
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T4
- BASTROP COUNTY EMERGENCY SVC DIST #1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $14,000
- MLS tax year
- 2026
- CAD estimated taxes
- $12,792.57
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $284,860 | $463,078 | $747,938 | $747,938 | $747,938 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $747,938 | $747,938 | — | — | — | $2,621.45 | BASTROP COUNTY |
| $747,938 | $607,938 | — | — | — | $7,437.51 | ELGIN ISD |
| $747,938 | $747,938 | — | — | — | $634.85 | BASTROP COUNTY EMERGENCY SVC DIST #1 |
| $747,938 | $742,938 | — | — | — | $768.20 | AUSTIN COMMUNITY COLLEGE |
| $747,938 | $747,938 | — | — | — | $747.94 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $747,938 | $744,938 | — | — | — | $582.62 | COUNTY ROAD FM |
Source: Bastrop County
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$6,027 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $6,027
- Principal & interest
- $4,172
- Property taxes
- $1,167
- Homeowners insurance
- $688
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $660,000 | $7,377 | $42,683 | $652,623 | |
| 2 | $652,623 | $7,871 | $42,189 | $644,752 | |
| 3 | $644,752 | $8,398 | $41,662 | $636,354 | |
| 4 | $636,354 | $8,961 | $41,099 | $627,393 | |
| 5 | $627,393 | $9,561 | $40,499 | $617,832 | |
| 6 | $617,832 | $10,201 | $39,859 | $607,631 | |
| 7 | $607,631 | $10,884 | $39,176 | $596,747 | |
| 8 | $596,747 | $11,613 | $38,447 | $585,134 | |
| 9 | $585,134 | $12,391 | $37,669 | $572,743 | |
| 10 | $572,743 | $13,221 | $36,839 | $559,522 |
- Year 1$652,623
- Principal paid
- $7,377
- Interest paid
- $42,683
- Starting balance
- $660,000
- Year 2$644,752
- Principal paid
- $7,871
- Interest paid
- $42,189
- Starting balance
- $652,623
- Year 3$636,354
- Principal paid
- $8,398
- Interest paid
- $41,662
- Starting balance
- $644,752
- Year 4$627,393
- Principal paid
- $8,961
- Interest paid
- $41,099
- Starting balance
- $636,354
- Year 5$617,832
- Principal paid
- $9,561
- Interest paid
- $40,499
- Starting balance
- $627,393
- Year 6$607,631
- Principal paid
- $10,201
- Interest paid
- $39,859
- Starting balance
- $617,832
- Year 7$596,747
- Principal paid
- $10,884
- Interest paid
- $39,176
- Starting balance
- $607,631
- Year 8$585,134
- Principal paid
- $11,613
- Interest paid
- $38,447
- Starting balance
- $596,747
- Year 9$572,743
- Principal paid
- $12,391
- Interest paid
- $37,669
- Starting balance
- $585,134
- Year 10$559,522
- Principal paid
- $13,221
- Interest paid
- $36,839
- Starting balance
- $572,743
Nearby
4 closest listings to 3060 Fm 1704, Elgin TX 78621 (within 2 miles).
Courtesy of Realty One Group Prosper · (512) 523-5663
Listings courtesy of ACTRIS as distributed by MLS GRID.