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ActiveMLS #9925145

305 Windy Reed RD, Hutto TX 78634

Hutto, TX 78634 · Cross Creek

Single Family Residence for sale in Cross Creek

4Bedrooms
2 full / 1 halfBathrooms
2,708Square Ft
0.10Acres
2Garage
2022Year Built
Price Reduced
1 / 35
$435,000$440,000

Overview

Property Description

Two stories of thoughtfully planned living space define this residence situated at 305 Windy Reed Rd. The exterior features a 0.18-acre lot, offering space for outdoor activities and relaxation in a serene residential setting. Inside, the home spans 2,829 square feet of living area, providing an inviting and airy environment throughout. The floorplan includes four bedrooms, two full bathrooms, and one half bathroom, offering ample space for daily routines and quiet retreats. Located in the city of Hutto, Texas, this property combines a tranquil suburban atmosphere with convenient access to the surrounding area.

Financial Info
Price
$435,000
$ / Sqft
$161
HOA
Yes - Mandatory / $55 / Monthly
HOA Name
REAL MANAGE
HOA Includes
Common Area Maintenance
Tax Rate
2.56%
Tax Year
2022
Exemptions
None
Legal Info
Address
305 Windy Reed RD
County
Williamson
City
Hutto
State
TX
Zip
78634
Subdivision
Cross Creek
Legal Description
SF 0193 Plan 452C
Parcel
141138034N0003
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Pantry
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Oven, Tankless Water Heater
Laundry
Inside, Laundry Room
Master Bed
Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
Electric Dryer Hookup, Pantry, Primary Bedroom on Main, Walk-In Closet(s), Washer Hookup, Smoke Detector(s), See Remarks
General Info
Beds
4 Total / 1 Main Level / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2022 / Resale
Square Feet
2,708 / Builder
Garages
2
Garage Desc
Attached, Door-Single, Garage
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type
Acres
0.10
Lot Description
Interior Lot
Restrictions
See Remarks, City Restrictions
Flood Plain
No
View
See Remarks
Water Access
No
Waterfront
No
Area
HU
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
Heat
Electric, Heat Pump
A C
Central Air
Exterior Features
Fence
See Remarks
Exterior Features
See Remarks, None
Pool On Property
No
Area Amenities
Common Grounds, Park, Playground, Pool, Sidewalks

Price history

Days on market
−$5,000 (−1.1%)
$440,000 → $435,000
1
Price reduction
Active
Since Sep 3, 2026
Price trend
List priceSep 2026 → Sep 2026
Property history2 events
DateEventPriceChange
Sep 3, 2026Price Decrease$435,000−$5,000 (−1.1%)
Sep 3, 2026New Listing

Taxes

General Information
Legal
S12593 - CROSS CREEK PH 3 & 4, BLOCK N, Lot 3
Geo ID
141138034N0003
Exemptions
Exemption Type
None on record
Taxing Units
Detail
Not provided by this county source
Tax Summary
MLS tax year
2022
2026 Annual Tax Bill

Annual taxes billed are confirmed amounts from Williamson County’s tax records. These are billed charges, not taxes paid or the balance currently due. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2026$414,1712.170989$8,357.71Includes $1,108.63 PID assessments

Source: Williamson County

Combined rates exclude PID placeholder rates. Amounts cover this collector only and may change after corrections. They do not predict a buyer’s future taxes. Any appraisal values shown come separately from CAD records.

County data checked Nov 1, 2026.

Source: Williamson County

Schools

School Info
District
Hutto ISD
Elementary
Hutto
Middle
Hutto
High
Hutto

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $435,000
Down payment
Stays 20% if you change the price
Note rate, not APR
No tax figure on this listing
*Estimated only (1% of price / yr)

Estimated monthly payment

$2,563 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $2,563, incomplete: some costs are unavailable

Principal & interest
$2,200
Property taxes
Unavailable
Homeowners insurance
$363

One or more costs are unavailable, so this total is incomplete.

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$348,000$3,890$22,505$344,110
2$344,110$4,150$22,245$339,960
3$339,960$4,428$21,967$335,532
4$335,532$4,725$21,670$330,807
5$330,807$5,041$21,354$325,766
6$325,766$5,379$21,016$320,387
7$320,387$5,739$20,656$314,649
8$314,649$6,123$20,272$308,525
9$308,525$6,533$19,862$301,992
10$301,992$6,971$19,424$295,021
  • Year 1$344,110
    Principal paid
    $3,890
    Interest paid
    $22,505
    Starting balance
    $348,000
  • Year 2$339,960
    Principal paid
    $4,150
    Interest paid
    $22,245
    Starting balance
    $344,110
  • Year 3$335,532
    Principal paid
    $4,428
    Interest paid
    $21,967
    Starting balance
    $339,960
  • Year 4$330,807
    Principal paid
    $4,725
    Interest paid
    $21,670
    Starting balance
    $335,532
  • Year 5$325,766
    Principal paid
    $5,041
    Interest paid
    $21,354
    Starting balance
    $330,807
  • Year 6$320,387
    Principal paid
    $5,379
    Interest paid
    $21,016
    Starting balance
    $325,766
  • Year 7$314,649
    Principal paid
    $5,739
    Interest paid
    $20,656
    Starting balance
    $320,387
  • Year 8$308,525
    Principal paid
    $6,123
    Interest paid
    $20,272
    Starting balance
    $314,649
  • Year 9$301,992
    Principal paid
    $6,533
    Interest paid
    $19,862
    Starting balance
    $308,525
  • Year 10$295,021
    Principal paid
    $6,971
    Interest paid
    $19,424
    Starting balance
    $301,992
First 10 of 30 years

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Courtesy of Olvera Bolton Properties · (512) 909-9968

Listings courtesy of ACTRIS as distributed by MLS GRID.