Mr. Home Search
498 Backstays Loop 5140992Edit search
ActiveMLS #5140992

498 Backstays LOOP, Kyle TX 78640

Kyle, TX 78640 · Crosswinds

Single Family Residence for sale in Crosswinds

4Bedrooms
2 full / 1 halfBathrooms
2,253Square Ft
0.29Acres
2Garage
2026Year Built
New
1 / 21
$389,999

Overview

Property Description

The sizeable Owner's Suite, with a dual vanity bathroom and large walk-in closet, isn't the only thing to love about this layout. This 4-bedroom, 2.5-bathroom floor plan prioritizes comfort and connection with spacious communal areas, soaring 20' ceilings and expansive windows, filling the space with plenty of natural light. This floor plan is the perfect fit for hosting with a downstairs half bath, an expansive kitchen island, and an upstairs game room for additional entertainment space. Other favorite features include the walk-in utility room, substantial storage, added multi-use space in the living room, and a kitchen entry from the two-car garage for shorter grocery trips-all to make a home that is truly harmonious.

Financial Info
Price
$389,999
$ / Sqft
$173
HOA
Yes - Mandatory / $47 / Monthly
HOA Name
Crosswinds HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.75%
Est. Taxes
$10,724
Tax Year
2026
Exemptions
None
Legal Info
Address
498 Backstays LOOP
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds
Legal Description
498 Backstays
Parcel
498 Backstays
Interior Features
Floor
Carpet, Wood
Num Living
2
Dining
1
Appliances
Dishwasher, Disposal, Microwave, Gas Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
No
Interior Features
High Ceilings, Quartz Counters, Double Vanity, Walk-In Closet(s), None, Double Pane Windows
General Info
Beds
4 Total / 4 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / Under Construction
Square Feet
2,253 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Masonry – Partial, Stone
Acres
0.29
Lot Description
Back to Park/Greenbelt, Cul-De-Sac, Front Yard, Sprinkler - Automatic, Trees-Small (Under 20 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Park/Greenbelt
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Common Grounds, Dog Park, Park, Picnic Area, Playground, Pool

Rooms

Rooms3 rooms

Main level

  • Kitchen

    Center Island, Quartz Counters, Open to Family Room

Second level

  • Primary Bedroom

    Walk-In Closet(s)

  • Primary Bathroom

    Dual Vanity, Garden Tub, Walk-In Closet(s), Walk-in Shower

Price history

Members only
Days on market
$389,999
List price
0
Price reductions
Active
Since Sep 24, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $389,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,191 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,191

Principal & interest
$1,972
Property taxes
$894
Homeowners insurance
$325

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$311,999$3,487$20,177$308,512
2$308,512$3,721$19,944$304,791
3$304,791$3,970$19,695$300,821
4$300,821$4,236$19,429$296,585
5$296,585$4,520$19,145$292,066
6$292,066$4,822$18,842$287,243
7$287,243$5,145$18,519$282,098
8$282,098$5,490$18,175$276,608
9$276,608$5,858$17,807$270,751
10$270,751$6,250$17,415$264,501
  • Year 1$308,512
    Principal paid
    $3,487
    Interest paid
    $20,177
    Starting balance
    $311,999
  • Year 2$304,791
    Principal paid
    $3,721
    Interest paid
    $19,944
    Starting balance
    $308,512
  • Year 3$300,821
    Principal paid
    $3,970
    Interest paid
    $19,695
    Starting balance
    $304,791
  • Year 4$296,585
    Principal paid
    $4,236
    Interest paid
    $19,429
    Starting balance
    $300,821
  • Year 5$292,066
    Principal paid
    $4,520
    Interest paid
    $19,145
    Starting balance
    $296,585
  • Year 6$287,243
    Principal paid
    $4,822
    Interest paid
    $18,842
    Starting balance
    $292,066
  • Year 7$282,098
    Principal paid
    $5,145
    Interest paid
    $18,519
    Starting balance
    $287,243
  • Year 8$276,608
    Principal paid
    $5,490
    Interest paid
    $18,175
    Starting balance
    $282,098
  • Year 9$270,751
    Principal paid
    $5,858
    Interest paid
    $17,807
    Starting balance
    $276,608
  • Year 10$264,501
    Principal paid
    $6,250
    Interest paid
    $17,415
    Starting balance
    $270,751
First 10 of 30 years

Nearby

Courtesy of Legacy Austin Realty · (512) 468-0241

Listings courtesy of ACTRIS as distributed by MLS GRID.