PendingMLS #6374178
646 Bay Breeze DR, Kyle TX 78640
Kyle, TX 78640 · Crosswinds 50'
Single Family Residence for sale in Crosswinds 50'
$576,900
4Bedrooms
3 full / 1 halfBathrooms
2,796Square Ft
0.14Acres
2Garage
2026Year Built
1 / 10
$576,900
Overview
Property Description
Front porch opens into a two-story entryway with a grand staircase. French doors enclose the private home office. The utility room is conveniently located off the main hallway. The family room boasts extended ceilings and a wall of windows. The kitchen has an island with built-in seating, a 5-burner gas cooktop, and a walk-in pantry. The dining area is embraced by a corner wall of windows and allows entrance into the covered backyard patio. The primary bedroom boasts three large windows. French doors open into the primary bathroom which hosts dual vanities, a freestanding tub, glass enclosed shower, and two walk-in closets. Upstairs you are welcomed by a game room and secondary bedrooms. Completing the home is a guest suite tucked beyond the mud room which features a full bathroom. Two-car garage.
Financial Info
- Price
- $576,900
- $ / Sqft
- $206
- HOA
- Yes - Mandatory / $593 / Annually
- HOA Name
- Guardian Association Management
- HOA Includes
- See Remarks
- Tax Rate
- 2.68614%
- Est. Taxes
- $1,533
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 646 Bay Breeze DR
- County
- Hays
- City
- Kyle
- State
- TX
- Zip
- 78640
- Subdivision
- Crosswinds 50'
- Legal Description
- CROSSWINDS PHASE FOUR-A, BLOCK V, Lot 34, ACRES 0.138
- Parcel
- R191261
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Granite Counters, Kitchen Island, Pantry
- Appliances
- Built-In Electric Oven, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Gas Cooktop, Microwave, Gas Water Heater, Tankless Water Heater
- Laundry
- Inside, Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Granite Counters, High Ceilings, Kitchen Island, Primary Bedroom on Main, Open Floorplan, Pantry, Walk-In Closet(s), Wired for Sound, Gas Dryer Hookup, Electric Dryer Hookup, Washer Hookup, Study/Home Office, Fire Alarm, Prewired, None
General Info
- Beds
- 4 Total / 2 Main Level / 2 Other Level
- Full / Half Baths
- 3 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / Under Construction
- Square Feet
- 2,796 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage Door Opener
- Foundation
- Slab
- Roof
- Composition
- Construction
- Brick, Masonry – All Sides, Stone
- Acres
- 0.14
- Lot Description
- Back to Park/Greenbelt, Sprinkler - Back Yard, Sprinklers In Front
- Restrictions
- Deed Restrictions
- Flood Plain
- See Remarks
- View
- Park/Greenbelt
- Water Access
- No
- Waterfront
- No
- Area
- HH
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Underground Utilities
- Heat
- Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Privacy, Wood
- Exterior Features
- Gutters Partial, Private Yard, Covered, Patio
- Pool On Property
- No
- Area Amenities
- Dog Park, Playground, Pool
Price history
Days on market
+$27,000 (+4.9%)
$549,900 → $576,900
0
Price reductions
Pending
Since Sep 14, 2026
Price trend
List priceApr 2026 → Sep 2026
Property history4 events
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 14, 2026 | Pending | — | |
| Sep 10, 2026 | Back On Market | — | |
| Sep 8, 2026 | Price Increase | $576,900+$27,000 (+4.9%) | +$27,000 (+4.9%) |
| May 28, 2026 | New Listing | — |
Taxes
General Information
- Owner
- PERRY HOMES LLC
- Legal
- CROSSWINDS PHASE FOUR-A, BLOCK V, Lot 34, ACRES 0.138
- Geo ID
- 112221000V000342
- Acreage
- 0.14
Exemptions
- Exemption Type
- INV
Taxing Units
- Detail
- Not provided by this county source
Tax Summary
- MLS estimated annual taxes
- $1,533
- MLS tax year
- 2026
Appraisal Values
| Year | Land | Improvements | Market | Assessed |
|---|---|---|---|---|
| 2026 | $92,750 | $0 | $92,750 | $92,750 |
Source: Hays County
Schools
School Info
- District
- HaysCONSISD
- Elementary
- Ralph Pfluger
- Middle
- Armando Chapa
- High
- Lehman
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
List price $576,900
Down paymentStays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)
Estimated monthly payment
$3,526 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $3,526
- Principal & interest
- $2,917
- Property taxes
- $128
- Homeowners insurance
- $481
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $461,520 | $5,159 | $29,847 | $456,361 | |
| 2 | $456,361 | $5,504 | $29,501 | $450,857 | |
| 3 | $450,857 | $5,873 | $29,133 | $444,985 | |
| 4 | $444,985 | $6,266 | $28,740 | $438,719 | |
| 5 | $438,719 | $6,686 | $28,320 | $432,033 | |
| 6 | $432,033 | $7,133 | $27,872 | $424,900 | |
| 7 | $424,900 | $7,611 | $27,394 | $417,289 | |
| 8 | $417,289 | $8,121 | $26,885 | $409,168 | |
| 9 | $409,168 | $8,665 | $26,341 | $400,504 | |
| 10 | $400,504 | $9,245 | $25,761 | $391,259 |
- Year 1$456,361
- Principal paid
- $5,159
- Interest paid
- $29,847
- Starting balance
- $461,520
- Year 2$450,857
- Principal paid
- $5,504
- Interest paid
- $29,501
- Starting balance
- $456,361
- Year 3$444,985
- Principal paid
- $5,873
- Interest paid
- $29,133
- Starting balance
- $450,857
- Year 4$438,719
- Principal paid
- $6,266
- Interest paid
- $28,740
- Starting balance
- $444,985
- Year 5$432,033
- Principal paid
- $6,686
- Interest paid
- $28,320
- Starting balance
- $438,719
- Year 6$424,900
- Principal paid
- $7,133
- Interest paid
- $27,872
- Starting balance
- $432,033
- Year 7$417,289
- Principal paid
- $7,611
- Interest paid
- $27,394
- Starting balance
- $424,900
- Year 8$409,168
- Principal paid
- $8,121
- Interest paid
- $26,885
- Starting balance
- $417,289
- Year 9$400,504
- Principal paid
- $8,665
- Interest paid
- $26,341
- Starting balance
- $409,168
- Year 10$391,259
- Principal paid
- $9,245
- Interest paid
- $25,761
- Starting balance
- $400,504
First 10 of 30 years
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Courtesy of Perry Homes Realty, LLC · (713) 948-6666
Listings courtesy of ACTRIS as distributed by MLS GRID.