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PendingMLS #8538766

342 Backstays LOOP, Kyle TX 78640

Kyle, TX 78640 · Crosswinds

Single Family Residence for sale in Crosswinds

4Bedrooms
3Bathrooms
2,121Square Ft
0.16Acres
2Garage
2026Year Built
1 / 12
$399,999

Overview

Property Description

This one-story, 4-bedroom, 3-bathroom floor plan-with a secondary bedroom attached bath-is the ideal multi-generational layout. An open concept, there is plenty of space for being together in the spacious family room, dining room, den (optional fifth bedroom). The kitchen offers eat-in dining, a walk-in pantry, and a peninsula breakfast bar overlooking the whole space. In the Owner's Suite, design decisions like the dual vanity, separate tub and shower, and a remarkable walk-in closet make for a peaceful retreat from the otherwise socially-oriented layout. Thoughtful touches like the formal entry and rotunda, tall living room ceilings, and the spacious back patio.

Financial Info
Price
$399,999
$ / Sqft
$189
HOA
Yes - Mandatory / $47 / Monthly
HOA Name
Crosswinds HOA
HOA Includes
Common Area Maintenance
Tax Rate
2.75%
Est. Taxes
$10,999
Tax Year
2026
Exemptions
None
Legal Info
Address
342 Backstays LOOP
County
Hays
City
Kyle
State
TX
Zip
78640
Subdivision
Crosswinds
Legal Description
342 Backstays
Parcel
342 Backstays
Interior Features
Floor
Carpet, Wood
Num Living
1
Dining
1
Appliances
Dishwasher, Disposal, Microwave, Gas Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Interior Features
High Ceilings, Quartz Counters, Double Vanity, Primary Bedroom on Main, Walk-In Closet(s), None, Double Pane Windows
General Info
Beds
4 Total / 4 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / Under Construction
Square Feet
2,121 / Builder
Garages
2
Garage Desc
Attached, Garage, Garage Faces Front
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Masonry – Partial, Stone
Acres
0.16
Lot Description
Back to Park/Greenbelt, Front Yard, Sprinkler - Automatic, Trees-Small (Under 20 Ft)
Restrictions
Deed Restrictions
Flood Plain
No
View
Park/Greenbelt
Water Access
No
Waterfront
No
Area
HH
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Privacy, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Common Grounds, Dog Park, Park, Picnic Area, Playground, Pool

Rooms

Rooms3 rooms

Main level

  • Primary Bathroom

    Dual Vanity, Garden Tub, Walk-In Closet(s), Walk-in Shower

  • Kitchen

    Center Island, Quartz Counters, Open to Family Room

  • Primary Bedroom

    Walk-In Closet(s)

Price history

Days on market
$399,999
List price
0
Price reductions
Pending
Since Oct 16, 2026
Property history2 events
DateEventPriceChange
Oct 16, 2026Pending
Sep 24, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
HaysCONSISD
Elementary
Ralph Pfluger
Middle
Armando Chapa
High
Lehman

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $399,999
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,273 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,273

Principal & interest
$2,023
Property taxes
$917
Homeowners insurance
$333

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$319,999$3,577$20,695$316,422
2$316,422$3,816$20,455$312,606
3$312,606$4,072$20,200$308,534
4$308,534$4,345$19,927$304,190
5$304,190$4,635$19,636$299,554
6$299,554$4,946$19,325$294,608
7$294,608$5,277$18,994$289,331
8$289,331$5,631$18,641$283,701
9$283,701$6,008$18,264$277,693
10$277,693$6,410$17,861$271,283
  • Year 1$316,422
    Principal paid
    $3,577
    Interest paid
    $20,695
    Starting balance
    $319,999
  • Year 2$312,606
    Principal paid
    $3,816
    Interest paid
    $20,455
    Starting balance
    $316,422
  • Year 3$308,534
    Principal paid
    $4,072
    Interest paid
    $20,200
    Starting balance
    $312,606
  • Year 4$304,190
    Principal paid
    $4,345
    Interest paid
    $19,927
    Starting balance
    $308,534
  • Year 5$299,554
    Principal paid
    $4,635
    Interest paid
    $19,636
    Starting balance
    $304,190
  • Year 6$294,608
    Principal paid
    $4,946
    Interest paid
    $19,325
    Starting balance
    $299,554
  • Year 7$289,331
    Principal paid
    $5,277
    Interest paid
    $18,994
    Starting balance
    $294,608
  • Year 8$283,701
    Principal paid
    $5,631
    Interest paid
    $18,641
    Starting balance
    $289,331
  • Year 9$277,693
    Principal paid
    $6,008
    Interest paid
    $18,264
    Starting balance
    $283,701
  • Year 10$271,283
    Principal paid
    $6,410
    Interest paid
    $17,861
    Starting balance
    $277,693
First 10 of 30 years

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Courtesy of Legacy Austin Realty · (512) 468-0241

Listings courtesy of ACTRIS as distributed by MLS GRID.