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ActiveMLS #8879039

3721 Firemans TRL, Lago Vista TX 78645

Lago Vista, TX 78645 · North Shore Colony

Single Family Residence for sale in North Shore Colony

1Bedrooms
1Bathrooms
873Square Ft
0.55Acres
0Garage
1980Year Built
Price Reduced
1 / 40
$495,000$895,000
3D tour

Overview

Property Description

Charming lakefront cottage on the highly desired Hatter Cove. Deepwater cove with private boat dock and beautiful hill country views and positioned right in the heart of Lake Travis! Many opportunities exist for this beautiful property: weekend vacation home; short term rental income potential; remodel and refresh or move right in to your dream home on the lake! Hatter Cove is peaceful, quiet and very private yet provides easy and quick access to the main basin of Lake Travis while also providing all of the amenities of Lago Vista just a short drive away! The property provides many opportunities for outdoor living and recreational spaces as well as an abundance of trees and natural beauty! Lakefront properties on Hatter Cove don't come up very often, don't let this one slip by!

Financial Info
Price
$495,000
$ / Sqft
$567
HOA
Yes - Mandatory / $450 / Annually
HOA Name
NorthShore Colony
HOA Includes
Common Area Maintenance
Tax Rate
1.7107%
Est. Taxes
$9,639
Tax Year
2025
Exemptions
None
Legal Info
Address
3721 Firemans TRL
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
North Shore Colony
Legal Description
LOT 43 NORTH SHORE COLONY
Parcel
01607002140000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Appliances
Dishwasher, Free-Standing Range
Laundry
In Hall
Master Bed
Primary Bedroom on Main
Master Main
Yes
Interior Features
Primary Bedroom on Main, None
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
1980 / Resale
Square Feet
873 / Public Records
Garage Desc
Carport
Foundation
Slab
Roof
Composition
Construction
Frame, Wood Siding
Acres
0.55
Lot Description
Back Yard, Private, Many Trees, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
Yes-100 yr
View
Lake, Trees/Woods
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Well
Sewer
Septic Tank
Utilities
Electricity Connected
Heat
Electric
A C
Wall/Window Unit(s)
Exterior Features
Fence
None
Exterior Features
Boat Dock - Private, Deck, Patio, Porch
Pool On Property
No
Area Amenities
See Remarks, Park

Price history

Days on market
−$400,000 (−44.7%)
$895,000 → $495,000
6
Price reductions
Active
Since Jul 20, 2026
Price trend
List priceMay 2026 → Oct 2026
Property history9 events
DateEventPriceChange
Oct 14, 2026Price Decrease$495,000−$54,900 (−10%)
Sep 24, 2026Price Decrease$549,900−$45,100 (−7.6%)
Aug 18, 2026Price Decrease$595,000−$100,000 (−14.4%)
Jul 20, 2026Back On Market
Jul 11, 2026Active Under Contract
Jun 4, 2026Price Decrease$695,000−$100,000 (−12.6%)
May 22, 2026Price Decrease$795,000−$50,000 (−5.9%)
May 12, 2026Price Decrease$845,000−$50,000 (−5.6%)
May 1, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 159407

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
LAGO VISTA ISD1.016900$526,724$5,356.26
TRAVIS CO ESD NO 10.100000$526,724$526.72
TRAVIS CO ESD NO 70.099967$526,724$526.55
TRAVIS COUNTY0.375845$526,724$1,979.67
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$526,724$621.66
Ordinary property tax estimate1.710735$9,010.86

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
ALDRIDGE L RANDALL & MADELINE V
Legal
LOT 43 NORTH SHORE COLONY
Geo ID
prop:159407
Acreage
0.55
Exemptions
Exemption Type
None on record
Tax Summary
MLS estimated annual taxes
$9,639
MLS tax year
2025
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$563,4591.710735$9,510.14
2024—1.660314$8,909.85
2023—1.608747$8,347.36
2022—1.779923$9,235.56
2021—1.871179$7,248.71
2020—1.888265$6,267.16

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Source: Travis County

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $495,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,719 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,719

Principal & interest
$2,503
Property taxes
$803
Homeowners insurance
$413

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$396,000$4,426$25,610$391,574
2$391,574$4,723$25,313$386,851
3$386,851$5,039$24,997$381,812
4$381,812$5,376$24,660$376,436
5$376,436$5,736$24,299$370,699
6$370,699$6,121$23,915$364,579
7$364,579$6,531$23,505$358,048
8$358,048$6,968$23,068$351,080
9$351,080$7,435$22,601$343,646
10$343,646$7,932$22,103$335,713
  • Year 1$391,574
    Principal paid
    $4,426
    Interest paid
    $25,610
    Starting balance
    $396,000
  • Year 2$386,851
    Principal paid
    $4,723
    Interest paid
    $25,313
    Starting balance
    $391,574
  • Year 3$381,812
    Principal paid
    $5,039
    Interest paid
    $24,997
    Starting balance
    $386,851
  • Year 4$376,436
    Principal paid
    $5,376
    Interest paid
    $24,660
    Starting balance
    $381,812
  • Year 5$370,699
    Principal paid
    $5,736
    Interest paid
    $24,299
    Starting balance
    $376,436
  • Year 6$364,579
    Principal paid
    $6,121
    Interest paid
    $23,915
    Starting balance
    $370,699
  • Year 7$358,048
    Principal paid
    $6,531
    Interest paid
    $23,505
    Starting balance
    $364,579
  • Year 8$351,080
    Principal paid
    $6,968
    Interest paid
    $23,068
    Starting balance
    $358,048
  • Year 9$343,646
    Principal paid
    $7,435
    Interest paid
    $22,601
    Starting balance
    $351,080
  • Year 10$335,713
    Principal paid
    $7,932
    Interest paid
    $22,103
    Starting balance
    $343,646
First 10 of 30 years

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Courtesy of Team Price Real Estate · (512) 213-0213

Listings courtesy of ACTRIS as distributed by MLS GRID.