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194 Fm 2104 1579141Edit search
ActiveMLS #1579141

194 Fm 2104, Smithville TX 78957

Smithville, TX 78957 · Lake Thunderbird

Single Family Residence for sale in Lake Thunderbird

3Bedrooms
2Bathrooms
924Square Ft
1.01Acres
0Garage
2018Year Built
New
1 / 9
$195,000
3D tour

Overview

Property Description

1+ acres of country living with a clean well maintained 3bedroom/2bath 2018 Champion Home. Lots of trees and privacy for relaxing outdoor. Located on the outskirts of Lake Thunderbird so you get to enjoy the amenities of the community. This property is a park like setting on its own. Its ready for you to call it home.

Financial Info
Price
$195,000
$ / Sqft
$211
HOA
Yes - Mandatory / $175 / Annually
HOA Name
Lake Thunderbird Owners Association
HOA Includes
Common Area Maintenance
Tax Rate
1.47%
Est. Taxes
$2,563
Tax Year
2026
Exemptions
None
Legal Info
Address
194 Fm 2104
County
Bastrop
City
Smithville
State
TX
Zip
78957
Subdivision
Lake Thunderbird
Legal Description
LAKE THUNDERBIRD SEC 1, LOT 393,394 & 395
Parcel
22048
Interior Features
Floor
Vinyl
Num Living
1
Dining
1
Appliances
Free-Standing Electric Range, Free-Standing Refrigerator
Laundry
Inside, Laundry Room
Master Bed
2 Primary Baths, Primary Bedroom on Main
Master Main
Yes
Interior Features
2 Primary Baths, Laminate Counters, Electric Dryer Hookup, Open Floorplan, Primary Bedroom on Main, Recessed Lighting, Washer Hookup, See Remarks, Double Pane Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2018 / Resale
Square Feet
924 / Public Records
Garage Desc
Private
Foundation
Raised
Roof
Asphalt
Construction
Vertical Siding
Acres
1.01
Lot Description
Level, Native Plants, Private, Trees-Heavy, Trees-Large (Over 40 Ft), Many Trees, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Deed Restrictions
Flood Plain
See Remarks
View
Trees/Woods
Water Access
No
Waterfront
No
Area
SV
Utility Info
Water
Private
Sewer
Engineered Septic
Utilities
Electricity Connected, Water Connected
Heat
Central
A C
Central Air
Exterior Features
Fence
Back Yard
Exterior Features
Exterior Steps, Private Entrance, Private Yard, Front Porch, Rear Porch
Pool On Property
No
Area Amenities
Lake, Park, Pool

Price history

Members only
Days on market
$195,000
List price
0
Price reductions
Active
Since Sep 24, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Smithville ISD
Elementary
Smithville
Middle
Smithville
High
Smithville

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $195,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,363 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,363

Principal & interest
$986
Property taxes
$214
Homeowners insurance
$163

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$156,000$1,744$10,089$154,256
2$154,256$1,860$9,972$152,396
3$152,396$1,985$9,847$150,411
4$150,411$2,118$9,714$148,293
5$148,293$2,260$9,573$146,033
6$146,033$2,411$9,421$143,622
7$143,622$2,573$9,260$141,049
8$141,049$2,745$9,087$138,304
9$138,304$2,929$8,904$135,376
10$135,376$3,125$8,707$132,251
  • Year 1$154,256
    Principal paid
    $1,744
    Interest paid
    $10,089
    Starting balance
    $156,000
  • Year 2$152,396
    Principal paid
    $1,860
    Interest paid
    $9,972
    Starting balance
    $154,256
  • Year 3$150,411
    Principal paid
    $1,985
    Interest paid
    $9,847
    Starting balance
    $152,396
  • Year 4$148,293
    Principal paid
    $2,118
    Interest paid
    $9,714
    Starting balance
    $150,411
  • Year 5$146,033
    Principal paid
    $2,260
    Interest paid
    $9,573
    Starting balance
    $148,293
  • Year 6$143,622
    Principal paid
    $2,411
    Interest paid
    $9,421
    Starting balance
    $146,033
  • Year 7$141,049
    Principal paid
    $2,573
    Interest paid
    $9,260
    Starting balance
    $143,622
  • Year 8$138,304
    Principal paid
    $2,745
    Interest paid
    $9,087
    Starting balance
    $141,049
  • Year 9$135,376
    Principal paid
    $2,929
    Interest paid
    $8,904
    Starting balance
    $138,304
  • Year 10$132,251
    Principal paid
    $3,125
    Interest paid
    $8,707
    Starting balance
    $135,376
First 10 of 30 years

Nearby

Courtesy of Coldwell Banker, G-M & Assoc. · (512) 303-5400

Listings courtesy of ACTRIS as distributed by MLS GRID.