1206 Lake Terrace DR, Elgin TX 78621
Elgin, TX 78621 · Sunset Heights
Single Family Residence for sale in Sunset Heights
Overview
Property Description
No HOA and a great location! This charming single-story brick home offers an open, functional floor plan with inviting indoor and outdoor living spaces. The updated kitchen features ample cabinet space, stainless steel appliances, a breakfast bar, and attractive countertops, opening to the dining and living areas for easy everyday living and entertaining. The living room is accented by a beautiful brick feature wall, and the bedrooms offer ceiling fans and plenty of natural light. Situated on approximately .33 acres, the fully fenced backyard includes mature shade trees, a spacious covered patio, and additional storage sheds. The front yard features mature pecan trees, an extended driveway, and an attached carport. Conveniently located less than a mile from Highway 290 and downtown Elgin, with easy access to Bastrop, Austin-Bergstrom International Airport, downtown Austin, the Samsung facility in Taylor, and the Tesla Gigafactory. A great combination of space, location, and outdoor living, ready for its next owner to make it their own.
Financial Info
- Price
- $315,000
- $ / Sqft
- $207
- HOA
- None
- Tax Rate
- 2.47%
- Est. Taxes
- $3,434.62
- Tax Year
- 2026
- Exemptions
- See Remarks, Homestead
Legal Info
- Address
- 1206 Lake Terrace DR
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Sunset Heights
- Legal Description
- S7960 - SUNSET HEIGHTS BLK 3 LOT 12, UNDIVIDED INTEREST 50.0000000000%
- Parcel
- 13266
Interior Features
- Floor
- Carpet, Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar
- Appliances
- Washer/Dryer, Washer/Dryer Stacked
- Laundry
- In Kitchen, Inside, Laundry Closet, Main Level
- Master Bed
- Primary Bedroom on Main
- Master Main
- Yes
- Interior Features
- Breakfast Bar, Ceiling Fan(s), French Doors, No Interior Steps, Primary Bedroom on Main, Smoke Detector(s), Screens
General Info
- Beds
- 3 Total / 3 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 1
- Year Built
- 1961 / Resale
- Square Feet
- 1,525 / Owner
- Garage Desc
- Attached Carport, Carport
- Foundation
- Slab
- Roof
- Shingle
- Construction
- Brick Veneer
- Acres
- 0.33
- Lot Description
- Level, Trees-Large (Over 40 Ft), Many Trees
- Restrictions
- City Restrictions
- Flood Plain
- No
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
- Heat
- Central, Wall Furnace
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Partial, Wood
- Exterior Features
- No Exterior Steps, Covered, Patio
- Pool On Property
- No
- Area Amenities
- See Remarks
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 25, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,142 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,142
- Principal & interest
- $1,593
- Property taxes
- $286
- Homeowners insurance
- $263
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $252,000 | $2,817 | $16,297 | $249,183 | |
| 2 | $249,183 | $3,005 | $16,108 | $246,178 | |
| 3 | $246,178 | $3,207 | $15,907 | $242,971 | |
| 4 | $242,971 | $3,421 | $15,692 | $239,550 | |
| 5 | $239,550 | $3,650 | $15,463 | $235,900 | |
| 6 | $235,900 | $3,895 | $15,219 | $232,005 | |
| 7 | $232,005 | $4,156 | $14,958 | $227,849 | |
| 8 | $227,849 | $4,434 | $14,680 | $223,415 | |
| 9 | $223,415 | $4,731 | $14,383 | $218,684 | |
| 10 | $218,684 | $5,048 | $14,066 | $213,636 |
- Year 1$249,183
- Principal paid
- $2,817
- Interest paid
- $16,297
- Starting balance
- $252,000
- Year 2$246,178
- Principal paid
- $3,005
- Interest paid
- $16,108
- Starting balance
- $249,183
- Year 3$242,971
- Principal paid
- $3,207
- Interest paid
- $15,907
- Starting balance
- $246,178
- Year 4$239,550
- Principal paid
- $3,421
- Interest paid
- $15,692
- Starting balance
- $242,971
- Year 5$235,900
- Principal paid
- $3,650
- Interest paid
- $15,463
- Starting balance
- $239,550
- Year 6$232,005
- Principal paid
- $3,895
- Interest paid
- $15,219
- Starting balance
- $235,900
- Year 7$227,849
- Principal paid
- $4,156
- Interest paid
- $14,958
- Starting balance
- $232,005
- Year 8$223,415
- Principal paid
- $4,434
- Interest paid
- $14,680
- Starting balance
- $227,849
- Year 9$218,684
- Principal paid
- $4,731
- Interest paid
- $14,383
- Starting balance
- $223,415
- Year 10$213,636
- Principal paid
- $5,048
- Interest paid
- $14,066
- Starting balance
- $218,684
Nearby
Courtesy of Sterling & Associates R.E. · (512) 281-3336
Listings courtesy of ACTRIS as distributed by MLS GRID.