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ActiveMLS #6445429

1919 American DR # 123, Lago Vista TX 78645

Lago Vista, TX 78645 · Highland Lake Villas Resub Of

Townhouse for sale in Highland Lake Villas Resub Of

1Bedrooms
2Bathrooms
744Square Ft
0.02Acres
0Garage
1981Year Built
Price Reduced
1 / 17
$149,500$150,000
3D tour

Overview

Property Description

Welcome to 1919 American Drive, Unit A123, in the heart of Lago Vista! This charming 1-bedroom, 2-bath condo offers the perfect blend of comfort, convenience, and affordable Lake Travis living. Featuring 744 square feet of thoughtfully designed space, this single-story unit has an open-concept living and dining area filled with natural light, tile flooring, and a functional layout that maximizes every square foot. The spacious bedroom includes a private full bath, while a second full bath provides added flexibility for guests. Enjoy relaxing on the private patio while taking in the peaceful Hill Country surroundings. The kitchen offers ample cabinet space and essential appliances, making everyday living easy. A stackable washer and dryer, parking spaces, and low-maintenance condo living add to the property's appeal. Located just minutes from Lake Travis, golf courses, parks, hiking trails, shopping, and dining, this property is ideal as a full-time residence, weekend getaway, or investment opportunity.

Financial Info
Price
$149,500
$ / Sqft
$201
HOA
Yes - Mandatory / $118 / Monthly
HOA Name
Highland Lake Villas Homeowners Association
HOA Includes
Cable TV, Common Area Maintenance, Trash
Tax Rate
3.0676%
Est. Taxes
$1,372
Tax Year
2025
Exemptions
None
Legal Info
Address
1919 American DR # 123
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Highland Lake Villas Resub Of
Legal Description
Lot 40 Blk B Highland Lake Villas Resub Of
Parcel
01608803070000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Dishwasher, Disposal, Exhaust Fan, Free-Standing Range, Refrigerator
Laundry
Common Area
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Entrance Foyer, Primary Bedroom on Main, Smoke Detector(s), Window Treatments
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Townhouse
Stories
1
Year Built
1981 / Resale
Square Feet
744 / Public Records
Garage Desc
Off Street
Foundation
Slab
Roof
Composition
Construction
Frame, Stone
Acres
0.02
Lot Description
Public Maintained Road, Trees-Large (Over 40 Ft), Trees-Medium (20 Ft - 40 Ft)
Restrictions
Covenant
Flood Plain
No
View
Hill Country
Water Access
No
Waterfront
No
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available
Heat
Central, Electric
A C
Central Air
Exterior Features
Fence
None
Exterior Features
None, Patio
Pool On Property
No
Area Amenities
Common Grounds, Golf, Sidewalks

Rooms

Rooms2 rooms

Main level

  • Primary Bedroom

    Ceiling Fan(s), Full Bath

  • Kitchen

    Breakfast Bar, Galley Type Kitchen

Price history

Members only
Days on market
−$500 (−0.3%)
$150,000 → $149,500
2
Price reductions
Active
Since May 28, 2026
Price trend
List priceMay 2026 → Jul 2026
Property history3 events
DateEventPriceChange
Jul 30, 2026Price Decrease$149,500−$400 (−0.3%)
Jul 7, 2026Price Decrease$149,900−$100 (−0.1%)
May 28, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $149,500
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$995 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $995

Principal & interest
$756
Property taxes
$114
Homeowners insurance
$125

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$119,600$1,337$7,735$118,263
2$118,263$1,426$7,645$116,837
3$116,837$1,522$7,550$115,315
4$115,315$1,624$7,448$113,691
5$113,691$1,733$7,339$111,959
6$111,959$1,849$7,223$110,110
7$110,110$1,972$7,099$108,138
8$108,138$2,104$6,967$106,033
9$106,033$2,245$6,826$103,788
10$103,788$2,396$6,676$101,392
  • Year 1$118,263
    Principal paid
    $1,337
    Interest paid
    $7,735
    Starting balance
    $119,600
  • Year 2$116,837
    Principal paid
    $1,426
    Interest paid
    $7,645
    Starting balance
    $118,263
  • Year 3$115,315
    Principal paid
    $1,522
    Interest paid
    $7,550
    Starting balance
    $116,837
  • Year 4$113,691
    Principal paid
    $1,624
    Interest paid
    $7,448
    Starting balance
    $115,315
  • Year 5$111,959
    Principal paid
    $1,733
    Interest paid
    $7,339
    Starting balance
    $113,691
  • Year 6$110,110
    Principal paid
    $1,849
    Interest paid
    $7,223
    Starting balance
    $111,959
  • Year 7$108,138
    Principal paid
    $1,972
    Interest paid
    $7,099
    Starting balance
    $110,110
  • Year 8$106,033
    Principal paid
    $2,104
    Interest paid
    $6,967
    Starting balance
    $108,138
  • Year 9$103,788
    Principal paid
    $2,245
    Interest paid
    $6,826
    Starting balance
    $106,033
  • Year 10$101,392
    Principal paid
    $2,396
    Interest paid
    $6,676
    Starting balance
    $103,788
First 10 of 30 years

Nearby

Courtesy of Option One Real Estate · (210) 389-5266

Listings courtesy of ACTRIS as distributed by MLS GRID.