20900 Waterside DR # 1, Lago Vista TX 78645
Lago Vista, TX 78645 · Waterside Oaks Condo Amd
Condominium for sale in Waterside Oaks Condo Amd
Overview
Property Description
This is the one! An exceptional opportunity to live so close to Lake Travis at an incredible value. Tucked away in the Waterside Oaks condo community of Lago Vista, this two-story end unit offers privacy, space, and an ideal layout. Step onto the covered front porch—perfect for morning coffee—before entering a bright, airy living room with soaring ceilings and abundant natural light. The open-concept design flows seamlessly into the updated kitchen, featuring quartz countertops, stainless steel appliances and a convenient laundry closet. The spacious dining area overlooks the private backyard and patio, creating an inviting space for everyday living and entertaining. The fully fenced backyard offers a secure and relaxing outdoor retreat—ideal for pets to roam and play freely. A well-placed half bath completes the main level. Upstairs, the primary suite offers a full updated bath with a walk-in shower, accompanied by two additional bedrooms and an updated guest bath. An attached single car garage offers convenient parking. New grinder pump installed August 2025 and all new windows December 2021. Residents also enjoy resort-style amenities, including a sparkling pool overlooking the lake, a pavilion perfect for gatherings and meals, beautiful lawns with trees, and incredible sweeping lake views. The property is also located within the LVPOA, which provides an abundance of amenities including 9 waterfront parks, boat ramps, lake access, campground, fitness centers, pavilions, playground, marina, pool, sport courts, disc golf and hiking trails - a true way to enjoy living the lake life! Live every day like you’re on vacation, or make this your perfect vacation home near Lake Travis!
Financial Info
- Price
- $295,000
- $ / Sqft
- $206
- HOA
- Yes - Mandatory / $400 / Monthly
- HOA Name
- Waterside Condos
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.1307%
- Est. Taxes
- $6,785
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 20900 Waterside DR # 1
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Waterside Oaks Condo Amd
- Legal Description
- UNT 1 WATERSIDE OAKS CONDOMINIUM AMENDED PLUS 2.3255 % INT IN COM AREA
- Parcel
- 01608804020000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Appliances
- Dishwasher, Free-Standing Range, Stainless Steel Appliance(s)
- Laundry
- Laundry Closet, Main Level
- Master Main
- No
- Interior Features
- Ceiling Fan(s), Vaulted Ceiling(s), Quartz Counters, Electric Dryer Hookup, Interior Steps, Open Floorplan, Washer Hookup, Smoke Detector(s), Blinds, Double Pane Windows, Screens
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 2
- Year Built
- 2002 / Resale
- Square Feet
- 1,434 / Public Records
- Garages
- 1
- Garage Desc
- Attached, Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- HardiPlank Type, Stone
- Acres
- 0.18
- Lot Description
- Back Yard, Sprinklers In Front
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- Yes-500 yr
- View
- None
- Water Access
- No
- Waterfront
- No
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Sewer Available, Water Available
- Heat
- Central
- A C
- Ceiling Fan(s), Central Air
Exterior Features
- Fence
- Back Yard, Gate, Privacy, Stone, Wood
- Exterior Features
- Gutters Partial, Private Yard, Front Porch, Patio
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Common Grounds, Gated, Lake, Picnic Area, Pool
Rooms
Main level
- Kitchen
Quartz Counters, Galley Type Kitchen
Second level
- Primary Bedroom
Ceiling Fan(s), Full Bath
- Primary Bathroom
Walk-in Shower
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Apr 28, 2026 | Price Decrease | $295,000−$25,000 (−7.8%) | −$25,000 (−7.8%) |
| Apr 5, 2026 | New Listing | — |
Taxes
TCAD account 543003
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $226,260 | $950.29 |
| LAGO VISTA ISD | 1.016900 | $86,260 | $877.18 |
| TRAVIS CO ESD NO 1 | 0.100000 | $282,825 | $282.83 |
| TRAVIS CO ESD NO 7 | 0.099967 | $282,825 | $282.73 |
| TRAVIS COUNTY | 0.375845 | $226,260 | $850.39 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $226,260 | $267.04 |
| Ordinary property tax estimate | 2.130735 | $3,510.46 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- GASKAMP JASON
- Legal
- UNT 1 WATERSIDE OAKS CONDOMINIUM AMENDED PLUS 2.3255 % INT IN COM AREA
- Geo ID
- prop:543003
- Acreage
- 0.18
- Exemption Type
- Homestead
- MLS estimated annual taxes
- $6,785
- MLS tax year
- 2025
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $318,427 | 2.130735 | $4,131.57 |
| 2024 | — | 2.083414 | $4,939.48 |
| 2023 | — | 2.022647 | $4,429.60 |
| 2022 | — | 2.208223 | $4,920.51 |
| 2021 | — | 2.478179 | $3,815.05 |
| 2020 | — | 2.535765 | $4,473.36 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,303 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,303
- Principal & interest
- $1,492
- Property taxes
- $565
- Homeowners insurance
- $246
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $236,000 | $2,638 | $15,262 | $233,362 | |
| 2 | $233,362 | $2,814 | $15,086 | $230,548 | |
| 3 | $230,548 | $3,003 | $14,897 | $227,545 | |
| 4 | $227,545 | $3,204 | $14,696 | $224,341 | |
| 5 | $224,341 | $3,419 | $14,481 | $220,922 | |
| 6 | $220,922 | $3,648 | $14,253 | $217,274 | |
| 7 | $217,274 | $3,892 | $14,008 | $213,382 | |
| 8 | $213,382 | $4,153 | $13,748 | $209,230 | |
| 9 | $209,230 | $4,431 | $13,469 | $204,799 | |
| 10 | $204,799 | $4,727 | $13,173 | $200,072 |
- Year 1$233,362
- Principal paid
- $2,638
- Interest paid
- $15,262
- Starting balance
- $236,000
- Year 2$230,548
- Principal paid
- $2,814
- Interest paid
- $15,086
- Starting balance
- $233,362
- Year 3$227,545
- Principal paid
- $3,003
- Interest paid
- $14,897
- Starting balance
- $230,548
- Year 4$224,341
- Principal paid
- $3,204
- Interest paid
- $14,696
- Starting balance
- $227,545
- Year 5$220,922
- Principal paid
- $3,419
- Interest paid
- $14,481
- Starting balance
- $224,341
- Year 6$217,274
- Principal paid
- $3,648
- Interest paid
- $14,253
- Starting balance
- $220,922
- Year 7$213,382
- Principal paid
- $3,892
- Interest paid
- $14,008
- Starting balance
- $217,274
- Year 8$209,230
- Principal paid
- $4,153
- Interest paid
- $13,748
- Starting balance
- $213,382
- Year 9$204,799
- Principal paid
- $4,431
- Interest paid
- $13,469
- Starting balance
- $209,230
- Year 10$200,072
- Principal paid
- $4,727
- Interest paid
- $13,173
- Starting balance
- $204,799
Nearby
12 closest listings to 20900 Waterside DR # 1, Lago Vista TX 78645 (within 2 miles).
Courtesy of Team Price Real Estate · (512) 213-0213
Listings courtesy of ACTRIS as distributed by MLS GRID.