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ActiveMLS #2784744

102 N Creek CT, Bertram TX 78605

Bertram, TX 78605 · Whitewater Spgs

Single Family Residence for sale in Whitewater Spgs

3Bedrooms
3 full / 1 halfBathrooms
2,468Square Ft
1.29Acres
4Garage
2024Year Built
New
1 / 40
$725,000

Overview

Property Description

A One-of-a-Kind Hill Country Retreat with Breathtaking Panoramic Views! Perched atop a scenic hill on 1.29 private acres in the gated community of Whitewater Springs, this extraordinary custom contemporary-craftsman home is a true architectural standout. Designed to capture the beauty of the Texas Hill Country, breathtaking panoramic views unfold from nearly every room, creating a spectacular backdrop for everyday living. The thoughtfully designed xeriscaped grounds offer beauty with minimal maintenance, giving you more time to relax and enjoy the peaceful surroundings. Inside, refined finishes and impressive architectural details create an atmosphere of understated luxury. Premium countertops are complemented by a dramatic, beautifully scaled backsplash, while rich wood flooring adds warmth and character throughout. At the heart of the home, the expansive family room makes a striking impression with soaring ceilings, dramatic exposed beams, and walls of glass. Multiple sliding glass doors open onto a full-width deck, effortlessly blending indoor and outdoor living. Whether entertaining guests or enjoying a quiet evening, the sweeping views provide an unforgettable setting. Additional features include an oversized four-car garage with a finished flex space ideal for a man cave, hobby studio, workshop, or additional recreation area. Distinctive architecture, exceptional privacy, and breathtaking Hill Country scenery come together in this remarkable custom home. A rare opportunity to experience a lifestyle that is anything but ordinary!

Financial Info
Price
$725,000
$ / Sqft
$294
HOA
Yes - Mandatory / $362 / See Remarks
HOA Name
Whitewater Springs POA
HOA Includes
Common Area Maintenance
Tax Rate
1.5226%
Est. Taxes
$7,933.62
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
102 N Creek CT
County
Burnet
City
Bertram
State
TX
Zip
78605
Subdivision
Whitewater Spgs
Legal Description
S8530 WHITEWATER SPRINGS LOT 147B SEC 2
Parcel
64117
Interior Features
Floor
Tile, Wood
Num Living
2
Dining
1
Kitchen
Eat-in Kitchen, Kitchen Island, Pantry
Appliances
See Remarks
Laundry
Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
2 Primary Suites, Built-in Features, Ceiling Fan(s), Beamed Ceilings, High Ceilings, Vaulted Ceiling(s), Chandelier, Quartz Counters, Stone Counters, Double Vanity, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Kitchen Island, Multiple Living Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Storage, Walk-In Closet(s), Smoke Detector(s), See Remarks
General Info
Beds
3 Total / 1 Main Level / 2 Other Level
Full / Half Baths
3 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
3
Year Built
2024 / Resale
Square Feet
2,468 / Builder
Garages
4
Garage Desc
Concrete
Foundation
See Remarks
Roof
Metal
Construction
Blown-In Insulation
Acres
1.29
Lot Description
Private, Sloped Up, Trees-Moderate, Views, Xeriscape
Restrictions
See Remarks
Flood Plain
No
View
City Lights, Hill Country, Panoramic, Trees/Woods
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
Private
Sewer
Septic Tank
Utilities
Electricity Connected, Propane
Heat
Central
A C
Central Air
Exterior Features
Fence
None
Exterior Features
Balcony, Covered, Patio, Porch
Pool On Property
No
Area Amenities
See Remarks, Common Grounds, Lake, Pool

Price history

Days on market
$725,000
List price
0
Price reductions
Active
Since Nov 6, 2026
Property history1 event
DateEventPriceChange
Nov 6, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
BurnetCONSISD
Elementary
Bertram
Middle
Burnet (Burnet ISD)
High
Burnet

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $725,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$4,931 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $4,931

Principal & interest
$3,666
Property taxes
$661
Homeowners insurance
$604

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$580,000$6,483$37,509$573,517
2$573,517$6,917$37,075$566,600
3$566,600$7,380$36,612$559,220
4$559,220$7,874$36,117$551,346
5$551,346$8,402$35,590$542,944
6$542,944$8,965$35,027$533,979
7$533,979$9,565$34,427$524,414
8$524,414$10,205$33,786$514,209
9$514,209$10,889$33,103$503,320
10$503,320$11,618$32,374$491,702
  • Year 1$573,517
    Principal paid
    $6,483
    Interest paid
    $37,509
    Starting balance
    $580,000
  • Year 2$566,600
    Principal paid
    $6,917
    Interest paid
    $37,075
    Starting balance
    $573,517
  • Year 3$559,220
    Principal paid
    $7,380
    Interest paid
    $36,612
    Starting balance
    $566,600
  • Year 4$551,346
    Principal paid
    $7,874
    Interest paid
    $36,117
    Starting balance
    $559,220
  • Year 5$542,944
    Principal paid
    $8,402
    Interest paid
    $35,590
    Starting balance
    $551,346
  • Year 6$533,979
    Principal paid
    $8,965
    Interest paid
    $35,027
    Starting balance
    $542,944
  • Year 7$524,414
    Principal paid
    $9,565
    Interest paid
    $34,427
    Starting balance
    $533,979
  • Year 8$514,209
    Principal paid
    $10,205
    Interest paid
    $33,786
    Starting balance
    $524,414
  • Year 9$503,320
    Principal paid
    $10,889
    Interest paid
    $33,103
    Starting balance
    $514,209
  • Year 10$491,702
    Principal paid
    $11,618
    Interest paid
    $32,374
    Starting balance
    $503,320
First 10 of 30 years

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Listings courtesy of ACTRIS as distributed by MLS GRID.