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ActiveMLS #7142213

2209 Whitewater DR, Bertram TX 78605

Bertram, TX 78605 · Whitewater Spgs

Single Family Residence for sale in Whitewater Spgs

3Bedrooms
3Bathrooms
3,079Square Ft
2.05Acres
4Garage
2026Year Built
1 / 40
$968,000
3D tour

Overview

Property Description

2-1 INTEREST RATE BUYDOWN. See documents. BEST AVAILABLE VIEWS in all of Whitewater Springs, a modern farmhouse nestled in the stunning Texas Hill Country. Enjoy panoramic views of the Balcones National Wildlife Refuge from your private 2.05 acres. The community offers amenities such as a pool, trails along Cow Creek, a park with a playground, and a private lake for fishing. Built in 2026, this custom home boasts 3079 square feet, featuring 3 bedrooms, 3 full baths, a living area, two dining rooms, and a gourmet kitchen with custom cabinets and a breakfast bar. The kitchen is equipped with stainless steel appliances. High ceilings enhance the spacious feel, and an expansive rock fireplace with propane and wood-burning capabilities adds warmth. A 500-gallon propane tank is discreetly buried. Has two large 2 car garages, 1 attached and 1 detached. The home includes an aerobic septic system and a four-car garage—two attached and two detached, both with extra-wide 18-foot doors. The large covered, private back patio offers stunning views and sunsets, ideal for entertaining. There's a private mother-in-law suite with a separate bedroom and full bath. The master bedroom features a large walk-in closet. A security system with outdoor lighting, energy-efficient spray foam insulation in the attic, and a water softener loop are just a few of the additional features. Marble countertops, travertine flooring in the kitchen, bathrooms and living areas. Double front doors and very large, sliding glass rear doors provide elegant access. For more information on this home or the subdivision, contact the listing agent. Malvaiz Builders Inc., who built our dream home in this subdivision in 2023, constructed this home. Starlink offers the best high-speed internet. To view the 3D walkthrough and the drone video, showing the home and subdivision amenities, click the Virtual Tour link. The plat map survey and floor plans in documents. ALSO, TEXT AGENT FOR VIDEO LINKS.

Financial Info
Price
$968,000
$ / Sqft
$314
HOA
Yes - Mandatory / $600 / Annually
HOA Name
Whitewater Springs Property Owners Association
HOA Includes
Common Area Maintenance
Tax Rate
1.33%
Est. Taxes
$1,479.7
Tax Year
2026
Exemptions
None
Legal Info
Address
2209 Whitewater DR
County
Burnet
City
Bertram
State
TX
Zip
78605
Subdivision
Whitewater Spgs
Legal Description
S8530 WHITEWATER SPRINGS LOT 137 SEC 2
Parcel
63641
Interior Features
Floor
See Remarks, Stone
Num Living
1
Dining
2
Kitchen
Breakfast Bar, Kitchen Island, Pantry
Appliances
Built-In Electric Oven, Dishwasher, Disposal, Gas Cooktop, Microwave, Plumbed For Ice Maker, RNGHD, Self Cleaning Oven, Stainless Steel Appliance(s), Vented Exhaust Fan, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Double Vanity, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Interior Features
Breakfast Bar, Built-in Features, Ceiling Fan(s), Cathedral Ceiling(s), High Ceilings, Quartz Counters, Double Vanity, Electric Dryer Hookup, French Doors, In-Law Floorplan, Kitchen Island, Multiple Dining Areas, Open Floorplan, Pantry, Recessed Lighting, Study/Home Office, Walk-In Closet(s), Washer Hookup, Wired for Data, Wired for Sound, Carbon Monoxide Detector(s), Prewired, Security Lights, Security System, Smoke Detector(s), Bay Window(s), Double Pane Windows, Insulated Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
3 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
3,079 / Plans
Garages
4
Garage Desc
Attached, Detached, Door-Multi, Garage Door Opener, Garage Faces Front, Garage Faces Side, Oversized
Foundation
Slab
Roof
Composition, Metal, Shingle
Construction
Spray Foam Insulation, Board & Batten Siding, Vertical Siding, Stone
Acres
2.05
Lot Description
Corner Lot, Level, Trees-Medium (20 Ft - 40 Ft), Views
Restrictions
Covenant
Flood Plain
No
View
See Remarks, Canyon, Lake, Panoramic, Rural, Trees/Woods
Water Access
No
Waterfront
No
Area
BU
Utility Info
Water
See Remarks, Private
Sewer
Aerobic Septic
Utilities
Electricity Connected, Propane, Sewer Connected, Underground Utilities, Water Connected
Heat
Central, Electric, Fireplace(s)
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
None
Exterior Features
Gas Grill, Outdoor Grill, Private Yard, Covered, Patio, Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Dog Park, Fishing, Gated, Lake, Park, Pet Amenities, Picnic Area, Playground, Pool, Underground Utilities

Price history

Days on market
$968,000
List price
0
Price reductions
Active
Since Aug 23, 2026
Property history1 event
DateEventPriceChange
Sep 25, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
BurnetCONSISD
Elementary
Bertram
Middle
Burnet (Burnet ISD)
High
Burnet

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $968,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$5,825 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $5,825

Principal & interest
$4,895
Property taxes
$123
Homeowners insurance
$807

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$774,400$8,656$50,081$765,744
2$765,744$9,235$49,501$756,509
3$756,509$9,854$48,883$746,655
4$746,655$10,514$48,223$736,141
5$736,141$11,218$47,519$724,923
6$724,923$11,969$46,768$712,954
7$712,954$12,771$45,966$700,183
8$700,183$13,626$45,111$686,557
9$686,557$14,539$44,198$672,019
10$672,019$15,512$43,224$656,506
  • Year 1$765,744
    Principal paid
    $8,656
    Interest paid
    $50,081
    Starting balance
    $774,400
  • Year 2$756,509
    Principal paid
    $9,235
    Interest paid
    $49,501
    Starting balance
    $765,744
  • Year 3$746,655
    Principal paid
    $9,854
    Interest paid
    $48,883
    Starting balance
    $756,509
  • Year 4$736,141
    Principal paid
    $10,514
    Interest paid
    $48,223
    Starting balance
    $746,655
  • Year 5$724,923
    Principal paid
    $11,218
    Interest paid
    $47,519
    Starting balance
    $736,141
  • Year 6$712,954
    Principal paid
    $11,969
    Interest paid
    $46,768
    Starting balance
    $724,923
  • Year 7$700,183
    Principal paid
    $12,771
    Interest paid
    $45,966
    Starting balance
    $712,954
  • Year 8$686,557
    Principal paid
    $13,626
    Interest paid
    $45,111
    Starting balance
    $700,183
  • Year 9$672,019
    Principal paid
    $14,539
    Interest paid
    $44,198
    Starting balance
    $686,557
  • Year 10$656,506
    Principal paid
    $15,512
    Interest paid
    $43,224
    Starting balance
    $672,019
First 10 of 30 years

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Courtesy of Keller Williams Realty · (512) 346-3550

Listings courtesy of ACTRIS as distributed by MLS GRID.