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ActiveMLS #4907954

202 Cedar Hills DR, Elgin TX 78621

Elgin, TX 78621 · Cedar Hills

Single Family Residence for sale in Cedar Hills

4Bedrooms
2 full / 1 halfBathrooms
2,296Square Ft
2.30Acres
2Garage
2018Year Built
Price Reduced
1 / 38
$500,000$550,000
3D tour

Overview

Property Description

Stones throw from central Elgin but with the comforts of country life! Gorgeous 1.5 story home - floor plan includes a loft that can be a bedroom/ home office / hobby area - tucked away from main floor plan. Oversized garage with loads of storage - over 2 acres to spread your wings. Great living area, incorporating an eat in kitchen island and multiple dining areas. Great for entertaining and daily life. Gorgeous wood cabinetry throughout and no carpet! Community benefits from a fantastic park & pond, great playground! Three bedrooms on main floor and loft being counted as one of the bedrooms - total of 4.

Financial Info
Price
$500,000
$ / Sqft
$218
HOA
Yes - Mandatory / $180 / Annually
HOA Name
Cedar Hills Civic Association
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
1.955%
Est. Taxes
$9,969
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
202 Cedar Hills DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Cedar Hills
Legal Description
CEDAR HILLS SEC 1 LOT 3, 2.297 ACRES, (AMENDED PLAT OF LOT B)
Parcel
8702497
Interior Features
Floor
Wood
Num Living
1
Dining
2
Kitchen
Breakfast Bar, Pantry
Appliances
Dishwasher, Microwave, Free-Standing Gas Range, Stainless Steel Appliance(s), Electric Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Bookcases, Breakfast Bar, High Ceilings, Quartz Counters, Double Vanity, Interior Steps, Multiple Dining Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Thermostat, Storage, Walk-In Closet(s), None, ENERGY STAR Qualified Windows, Insulated Windows
General Info
Beds
4 Total / 3 Main Level / 1 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2018 / Resale
Square Feet
2,296 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Garage Faces Side
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Stone Veneer
Acres
2.30
Lot Description
Back Yard, Garden, Public Maintained Road, Trees-Moderate
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Full, Wire
Exterior Features
Dog Run, Private Yard, Covered, Front Porch, Patio, Rear Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Dog Park, Lake, Park, Picnic Area, Playground, Pool

Price history

Days on market
−$50,000 (−9.1%)
$550,000 → $500,000
3
Price reductions
Active
Since Sep 23, 2026
Price trend
List priceApr 2026 → Nov 2026
Property history7 events
DateEventPriceChange
Nov 3, 2026Price Decrease$500,000−$25,000 (−4.8%)
Sep 23, 2026Back On Market
Aug 8, 2026Hold
Jul 23, 2026Active Under Contract
Jul 8, 2026Price Decrease$525,000−$14,500 (−2.7%)
Jun 4, 2026Price Decrease$539,500−$10,500 (−1.9%)
Apr 2, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $500,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,776 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,776

Principal & interest
$2,528
Property taxes
$831
Homeowners insurance
$417

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$400,000$4,471$25,868$395,529
2$395,529$4,770$25,569$390,759
3$390,759$5,090$25,249$385,669
4$385,669$5,431$24,909$380,238
5$380,238$5,794$24,545$374,444
6$374,444$6,182$24,157$368,261
7$368,261$6,596$23,743$361,665
8$361,665$7,038$23,301$354,627
9$354,627$7,510$22,830$347,117
10$347,117$8,013$22,327$339,105
  • Year 1$395,529
    Principal paid
    $4,471
    Interest paid
    $25,868
    Starting balance
    $400,000
  • Year 2$390,759
    Principal paid
    $4,770
    Interest paid
    $25,569
    Starting balance
    $395,529
  • Year 3$385,669
    Principal paid
    $5,090
    Interest paid
    $25,249
    Starting balance
    $390,759
  • Year 4$380,238
    Principal paid
    $5,431
    Interest paid
    $24,909
    Starting balance
    $385,669
  • Year 5$374,444
    Principal paid
    $5,794
    Interest paid
    $24,545
    Starting balance
    $380,238
  • Year 6$368,261
    Principal paid
    $6,182
    Interest paid
    $24,157
    Starting balance
    $374,444
  • Year 7$361,665
    Principal paid
    $6,596
    Interest paid
    $23,743
    Starting balance
    $368,261
  • Year 8$354,627
    Principal paid
    $7,038
    Interest paid
    $23,301
    Starting balance
    $361,665
  • Year 9$347,117
    Principal paid
    $7,510
    Interest paid
    $22,830
    Starting balance
    $354,627
  • Year 10$339,105
    Principal paid
    $8,013
    Interest paid
    $22,327
    Starting balance
    $347,117
First 10 of 30 years

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Courtesy of Sky Realty · (512) 342-8744

Listings courtesy of ACTRIS as distributed by MLS GRID.