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ActiveMLS #4907954

202 Cedar Hills DR, Elgin TX 78621

Elgin, TX 78621 · Cedar Hills

Single Family Residence for sale in Cedar Hills

4Bedrooms
2 full / 1 halfBathrooms
2,296Square Ft
2.30Acres
2Garage
2018Year Built
Back on Market
1 / 38
$525,000$550,000
3D tour

Overview

Property Description

Stones throw from central Elgin but with the comforts of country life! Gorgeous 1.5 story home - floor plan includes a loft that can be a bedroom/ home office / hobby area - tucked away from main floor plan. Oversized garage with loads of storage - over 2 acres to spread your wings. Great living area, incorporating an eat in kitchen island and multiple dining areas. Great for entertaining and daily life. Gorgeous wood cabinetry throughout and no carpet! Community benefits from a fantastic park & pond, great playground! Three bedrooms on main floor and loft being counted as one of the bedrooms - total of 4.

Financial Info
Price
$525,000
$ / Sqft
$229
HOA
Yes - Mandatory / $180 / Annually
HOA Name
Cedar Hills Civic Association
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
1.955%
Est. Taxes
$9,969
Tax Year
2025
Exemptions
Homestead
Legal Info
Address
202 Cedar Hills DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Cedar Hills
Legal Description
CEDAR HILLS SEC 1 LOT 3, 2.297 ACRES, (AMENDED PLAT OF LOT B)
Parcel
8702497
Interior Features
Floor
Wood
Num Living
1
Dining
2
Kitchen
Breakfast Bar, Pantry
Appliances
Dishwasher, Microwave, Free-Standing Gas Range, Stainless Steel Appliance(s), Electric Water Heater
Laundry
Laundry Room, Main Level
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Family Room
Interior Features
Bookcases, Breakfast Bar, High Ceilings, Quartz Counters, Double Vanity, Interior Steps, Multiple Dining Areas, Open Floorplan, Pantry, Primary Bedroom on Main, Smart Thermostat, Storage, Walk-In Closet(s), None, ENERGY STAR Qualified Windows, Insulated Windows
General Info
Beds
4 Total / 3 Main Level / 1 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2018 / Resale
Square Feet
2,296 / Public Records
Garages
2
Garage Desc
Driveway, Garage, Garage Faces Side
Foundation
Slab
Roof
Composition
Construction
HardiPlank Type, Stone Veneer
Acres
2.30
Lot Description
Back Yard, Garden, Public Maintained Road, Trees-Moderate
Restrictions
Deed Restrictions
Flood Plain
No
View
None
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Sewer Connected, Water Connected
Heat
Central
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Back Yard, Full, Wire
Exterior Features
Dog Run, Private Yard, Covered, Front Porch, Patio, Rear Porch
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Dog Park, Lake, Park, Picnic Area, Playground, Pool

Price history

Members only
Days on market
−$25,000 (−4.5%)
$550,000 → $525,000
2
Price reductions
Active
Since Apr 2, 2026
Price trend
List priceApr 2026 → Jul 2026
Property history5 events
DateEventPriceChange
Aug 8, 2026Hold
Jul 23, 2026Active Under Contract
Jul 8, 2026Price Decrease$525,000−$14,500 (−2.7%)
Jun 4, 2026Price Decrease$539,500−$10,500 (−1.9%)
Apr 2, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Booker T Washington
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $525,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$3,924 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $3,924

Principal & interest
$2,655
Property taxes
$831
Homeowners insurance
$438

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$420,000$4,694$27,162$415,306
2$415,306$5,009$26,847$410,297
3$410,297$5,344$26,512$404,952
4$404,952$5,702$26,154$399,250
5$399,250$6,084$25,772$393,166
6$393,166$6,492$25,365$386,675
7$386,675$6,926$24,930$379,748
8$379,748$7,390$24,466$372,358
9$372,358$7,885$23,971$364,473
10$364,473$8,413$23,443$356,060
  • Year 1$415,306
    Principal paid
    $4,694
    Interest paid
    $27,162
    Starting balance
    $420,000
  • Year 2$410,297
    Principal paid
    $5,009
    Interest paid
    $26,847
    Starting balance
    $415,306
  • Year 3$404,952
    Principal paid
    $5,344
    Interest paid
    $26,512
    Starting balance
    $410,297
  • Year 4$399,250
    Principal paid
    $5,702
    Interest paid
    $26,154
    Starting balance
    $404,952
  • Year 5$393,166
    Principal paid
    $6,084
    Interest paid
    $25,772
    Starting balance
    $399,250
  • Year 6$386,675
    Principal paid
    $6,492
    Interest paid
    $25,365
    Starting balance
    $393,166
  • Year 7$379,748
    Principal paid
    $6,926
    Interest paid
    $24,930
    Starting balance
    $386,675
  • Year 8$372,358
    Principal paid
    $7,390
    Interest paid
    $24,466
    Starting balance
    $379,748
  • Year 9$364,473
    Principal paid
    $7,885
    Interest paid
    $23,971
    Starting balance
    $372,358
  • Year 10$356,060
    Principal paid
    $8,413
    Interest paid
    $23,443
    Starting balance
    $364,473
First 10 of 30 years

Nearby

Courtesy of Sky Realty · (512) 342-8744

Listings courtesy of ACTRIS as distributed by MLS GRID.