215 Lake Placid RUN, Elgin TX 78621
Elgin, TX 78621 · Saratoga Farms
Single Family Residence for sale in Saratoga Farms
Overview
Property Description
This property qualifies for up to $17,500 in down payment and closing costs grants, see documents or ask agent for details! Don't miss this immediate move-in opportunity that offers the upgrades and extras buyers often pay a premium for with new construction - without the wait! Set on an oversized cul-de-sac lot of more than 1/3 acre, this 4-bedroom, 2.5-bath home offers more space, privacy, and low traffic than you might expect. Inside, you'll find quartz countertops, wood-look tile flooring, fresh paint, and a move-in-ready interior. Already included are blinds throughout, a garage door opener, and overhead garage storage racks - so you can skip the upgrade list and enjoy the home from day one. Located just west of downtown Elgin, the home offers an easy commute toward Austin while keeping everyday conveniences close at hand, with nearby stores and restaurants just 1–2 minutes away. If you're looking for the feel of new construction with the benefit of an established, upgraded home and an oversized lot, this one is worth a look!
Financial Info
- Price
- $285,000
- $ / Sqft
- $162
- HOA
- Yes - Mandatory / $50 / Quarterly
- HOA Name
- Saratoga Farms
- HOA Includes
- Common Area Maintenance
- Tax Rate
- 2.57%
- Est. Taxes
- $2.57
- Tax Year
- 2025
- Exemptions
- Homestead
Legal Info
- Address
- 215 Lake Placid RUN
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Saratoga Farms
- Legal Description
- SARATOGA FARMS SUBDIVISION SECTION FOUR, BLOCK D, LOT 35, ACRES 0.382
- Parcel
- 8706019
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters
- Appliances
- Dishwasher, Disposal, Exhaust Fan, Microwave, Oven, Free-Standing Range, Vented Exhaust Fan, Electric Water Heater
- Laundry
- Main Level
- Master Main
- No
- Fireplace Description
- None
- Interior Features
- Vaulted Ceiling(s), Granite Counters, Quartz Counters, Smoke Detector(s), Screens, Vinyl Windows
General Info
- Beds
- 4 Total / 4 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2020 / Resale
- Square Feet
- 1,760 / Builder
- Garages
- 2
- Garage Desc
- Attached, Garage, Garage Faces Front
- Foundation
- Slab
- Roof
- Composition
- Construction
- HardiPlank Type, Stone Veneer, Stucco
- Acres
- 0.38
- Lot Description
- Cul-De-Sac, Pie Shaped Lot, Sprinkler - Automatic, Sprinkler - In-ground
- Restrictions
- See Remarks, Covenant, Deed Restrictions
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Phone Available, Underground Utilities
- Heat
- Central
- A C
- Central Air
Exterior Features
- Fence
- Fenced, Full, Wood
- Exterior Features
- Exterior Steps, Covered, Patio, Porch
- Pool On Property
- No
- Area Amenities
- Cluster Mailbox, Underground Utilities
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 30, 2026 | Price Decrease | $285,000−$14,900 (−5%) | −$14,900 (−5%) |
| Aug 19, 2026 | New Listing | — |
Taxes
- Owner
- CARSON, MATTHEW DOVAON & VALERIA LILIANA
- Legal
- Saratoga Farms Subdivision Section Four, BLOCK D, LOT 35, ACRES 0.382
- Geo ID
- 8706019
- Acreage
- 0.38
- Exemption Type
- Homestead Local Option, Homestead
- T1
- BASTROP COUNTY
- T2
- ELGIN ISD
- T3
- CITY OF ELGIN
- T4
- BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1
- T5
- AUSTIN COMMUNITY COLLEGE
- T6
- BASTROP COUNTY EMERGENCY SVC DIST #3
- T7
- COUNTY ROAD FM
- MLS estimated annual taxes
- $2.57
- MLS tax year
- 2025
- CAD estimated taxes
- $6,248.60
- CAD source year
- 2026
| Year | Land | Improvements | Market | Appraised | Assessed |
|---|---|---|---|---|---|
| 2026 | $84,364 | $225,131 | $309,495 | $309,495 | $309,495 |
| Capped | Taxable | Assessed | Land HS | Imp HS | CAD Est. Tax | Taxing Unit |
|---|---|---|---|---|---|---|
| $309,495 | $309,495 | — | — | — | $1,084.75 | BASTROP COUNTY |
| $309,495 | $169,495 | — | — | — | $2,073.60 | ELGIN ISD |
| $309,495 | $309,495 | — | — | — | $1,916.69 | CITY OF ELGIN |
| $309,495 | $309,495 | — | — | — | $309.50 | BASTROP-TRAVIS COUNTIES EMERGENCY SERVICES DISTRICT NO. 1 |
| $309,495 | $304,495 | — | — | — | $314.85 | AUSTIN COMMUNITY COLLEGE |
| $309,495 | $309,495 | — | — | — | $309.50 | BASTROP COUNTY EMERGENCY SVC DIST #3 |
| $309,495 | $306,495 | — | — | — | $239.71 | COUNTY ROAD FM |
Source: Bastrop County
Schools
School Info
- District
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,679 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,679
- Principal & interest
- $1,441
- Property taxes
- $0
- Homeowners insurance
- $238
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $228,000 | $2,548 | $14,745 | $225,452 | |
| 2 | $225,452 | $2,719 | $14,574 | $222,732 | |
| 3 | $222,732 | $2,901 | $14,392 | $219,831 | |
| 4 | $219,831 | $3,095 | $14,198 | $216,736 | |
| 5 | $216,736 | $3,303 | $13,991 | $213,433 | |
| 6 | $213,433 | $3,524 | $13,769 | $209,909 | |
| 7 | $209,909 | $3,760 | $13,533 | $206,149 | |
| 8 | $206,149 | $4,012 | $13,282 | $202,137 | |
| 9 | $202,137 | $4,280 | $13,013 | $197,857 | |
| 10 | $197,857 | $4,567 | $12,726 | $193,290 |
- Year 1$225,452
- Principal paid
- $2,548
- Interest paid
- $14,745
- Starting balance
- $228,000
- Year 2$222,732
- Principal paid
- $2,719
- Interest paid
- $14,574
- Starting balance
- $225,452
- Year 3$219,831
- Principal paid
- $2,901
- Interest paid
- $14,392
- Starting balance
- $222,732
- Year 4$216,736
- Principal paid
- $3,095
- Interest paid
- $14,198
- Starting balance
- $219,831
- Year 5$213,433
- Principal paid
- $3,303
- Interest paid
- $13,991
- Starting balance
- $216,736
- Year 6$209,909
- Principal paid
- $3,524
- Interest paid
- $13,769
- Starting balance
- $213,433
- Year 7$206,149
- Principal paid
- $3,760
- Interest paid
- $13,533
- Starting balance
- $209,909
- Year 8$202,137
- Principal paid
- $4,012
- Interest paid
- $13,282
- Starting balance
- $206,149
- Year 9$197,857
- Principal paid
- $4,280
- Interest paid
- $13,013
- Starting balance
- $202,137
- Year 10$193,290
- Principal paid
- $4,567
- Interest paid
- $12,726
- Starting balance
- $197,857
Nearby
12 closest listings to 215 Lake Placid RUN, Elgin TX 78621 (within 2 miles).
Courtesy of Bramlett Partners · (512) 850-5717
Listings courtesy of ACTRIS as distributed by MLS GRID.