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224 Winnowing Ln 8379302Edit search
ActiveMLS #8379302

224 Winnowing LN, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2 full / 1 halfBathrooms
1,153Square Ft
0.09Acres
0Garage
2026Year Built
New
1 / 3
$192,960

Overview

Property Description

224 Winnowing Lane is a cozy, cottage-style home full of charm and modern finishes. This thoughtfully designed two-story home in Harvest Ridge, Elgin’s award-winning master-planned community, features vinyl flooring throughout the main living areas and dedicated parking with a parking pad. Enter the open-concept kitchen where you’ll be greeted with Blanco Atlantico Granite countertops, bright white cabinets, a spacious walk-in pantry, and black appliances with a gas range. Relax and unwind in the second-floor primary suite with a walk-in closet and a walk-in shower. Other thoughtful features include 5 panel interior doors and a spacious storage closet for maximum organization. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events—plus the convenience of an on-site elementary school just steps away.

Financial Info
Price
$192,960
$ / Sqft
$167
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$5,364
Tax Year
2026
Exemptions
None
Legal Info
Address
224 Winnowing LN
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
Harvest Ridge Subdivision Section Seven BLK AG LOT 27
Parcel
224WinnowingLane
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Eat-in Kitchen, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Microwave, Gas Oven
Laundry
Inside, Laundry Closet, Upper Level
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Granite Counters, Electric Dryer Hookup, Eat-in Kitchen, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
1,153 / Builder
Garage Desc
See Remarks
Foundation
Slab
Roof
Composition, Shingle
Construction
Frame, HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.09
Lot Description
Alley Access, Back Yard, Corner Lot, Few Trees, Front Yard, Landscaped, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, None
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$192,960
List price
0
Price reductions
Active
Since Sep 22, 2026
Property history1 event
DateEventPriceChange
Sep 22, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $192,960
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,584 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,584

Principal & interest
$976
Property taxes
$447
Homeowners insurance
$161

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$154,368$1,725$9,983$152,643
2$152,643$1,841$9,868$150,802
3$150,802$1,964$9,744$148,837
4$148,837$2,096$9,613$146,742
5$146,742$2,236$9,472$144,505
6$144,505$2,386$9,323$142,119
7$142,119$2,546$9,163$139,574
8$139,574$2,716$8,992$136,858
9$136,858$2,898$8,810$133,959
10$133,959$3,092$8,616$130,867
  • Year 1$152,643
    Principal paid
    $1,725
    Interest paid
    $9,983
    Starting balance
    $154,368
  • Year 2$150,802
    Principal paid
    $1,841
    Interest paid
    $9,868
    Starting balance
    $152,643
  • Year 3$148,837
    Principal paid
    $1,964
    Interest paid
    $9,744
    Starting balance
    $150,802
  • Year 4$146,742
    Principal paid
    $2,096
    Interest paid
    $9,613
    Starting balance
    $148,837
  • Year 5$144,505
    Principal paid
    $2,236
    Interest paid
    $9,472
    Starting balance
    $146,742
  • Year 6$142,119
    Principal paid
    $2,386
    Interest paid
    $9,323
    Starting balance
    $144,505
  • Year 7$139,574
    Principal paid
    $2,546
    Interest paid
    $9,163
    Starting balance
    $142,119
  • Year 8$136,858
    Principal paid
    $2,716
    Interest paid
    $8,992
    Starting balance
    $139,574
  • Year 9$133,959
    Principal paid
    $2,898
    Interest paid
    $8,810
    Starting balance
    $136,858
  • Year 10$130,867
    Principal paid
    $3,092
    Interest paid
    $8,616
    Starting balance
    $133,959
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.