224 Winnowing LN, Elgin TX 78621
Elgin, TX 78621 · Harvest Ridge
Single Family Residence for sale in Harvest Ridge
Overview
Property Description
224 Winnowing Lane is a cozy, cottage-style home full of charm and modern finishes. This thoughtfully designed two-story home in Harvest Ridge, Elgin’s award-winning master-planned community, features vinyl flooring throughout the main living areas and dedicated parking with a parking pad. Enter the open-concept kitchen where you’ll be greeted with Blanco Atlantico Granite countertops, bright white cabinets, a spacious walk-in pantry, and black appliances with a gas range. Relax and unwind in the second-floor primary suite with a walk-in closet and a walk-in shower. Other thoughtful features include 5 panel interior doors and a spacious storage closet for maximum organization. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events—plus the convenience of an on-site elementary school just steps away.
Financial Info
- Price
- $192,960
- $ / Sqft
- $167
- HOA
- Yes - Mandatory / $70 / Monthly
- HOA Name
- The Neighborhood Company
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 2.78%
- Est. Taxes
- $5,364
- Tax Year
- 2026
- Exemptions
- None
Legal Info
- Address
- 224 Winnowing LN
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Harvest Ridge
- Legal Description
- Harvest Ridge Subdivision Section Seven BLK AG LOT 27
- Parcel
- 224WinnowingLane
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Eat-in Kitchen, Pantry
- Appliances
- Dishwasher, Disposal, Gas Range, Microwave, Gas Oven
- Laundry
- Inside, Laundry Closet, Upper Level
- Master Bed
- Walk-In Closet(s)
- Master Main
- No
- Interior Features
- Granite Counters, Electric Dryer Hookup, Eat-in Kitchen, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / New
- Square Feet
- 1,153 / Builder
- Garage Desc
- See Remarks
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Frame, HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
- Acres
- 0.09
- Lot Description
- Alley Access, Back Yard, Corner Lot, Few Trees, Front Yard, Landscaped, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Municipal Utility District (MUD), Public
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Electricity Available, Natural Gas Available, Phone Available, Water Available
- Heat
- Central, Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, None
- Pool On Property
- No
- Area Amenities
- Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Sep 22, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Elgin ISD
- Elementary
- Harvest Ridge
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,584 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,584
- Principal & interest
- $976
- Property taxes
- $447
- Homeowners insurance
- $161
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $154,368 | $1,725 | $9,983 | $152,643 | |
| 2 | $152,643 | $1,841 | $9,868 | $150,802 | |
| 3 | $150,802 | $1,964 | $9,744 | $148,837 | |
| 4 | $148,837 | $2,096 | $9,613 | $146,742 | |
| 5 | $146,742 | $2,236 | $9,472 | $144,505 | |
| 6 | $144,505 | $2,386 | $9,323 | $142,119 | |
| 7 | $142,119 | $2,546 | $9,163 | $139,574 | |
| 8 | $139,574 | $2,716 | $8,992 | $136,858 | |
| 9 | $136,858 | $2,898 | $8,810 | $133,959 | |
| 10 | $133,959 | $3,092 | $8,616 | $130,867 |
- Year 1$152,643
- Principal paid
- $1,725
- Interest paid
- $9,983
- Starting balance
- $154,368
- Year 2$150,802
- Principal paid
- $1,841
- Interest paid
- $9,868
- Starting balance
- $152,643
- Year 3$148,837
- Principal paid
- $1,964
- Interest paid
- $9,744
- Starting balance
- $150,802
- Year 4$146,742
- Principal paid
- $2,096
- Interest paid
- $9,613
- Starting balance
- $148,837
- Year 5$144,505
- Principal paid
- $2,236
- Interest paid
- $9,472
- Starting balance
- $146,742
- Year 6$142,119
- Principal paid
- $2,386
- Interest paid
- $9,323
- Starting balance
- $144,505
- Year 7$139,574
- Principal paid
- $2,546
- Interest paid
- $9,163
- Starting balance
- $142,119
- Year 8$136,858
- Principal paid
- $2,716
- Interest paid
- $8,992
- Starting balance
- $139,574
- Year 9$133,959
- Principal paid
- $2,898
- Interest paid
- $8,810
- Starting balance
- $136,858
- Year 10$130,867
- Principal paid
- $3,092
- Interest paid
- $8,616
- Starting balance
- $133,959
Nearby
12 closest listings to 224 Winnowing LN, Elgin TX 78621 (within 2 miles).
Courtesy of New Home Now · (512) 960-4705
Listings courtesy of ACTRIS as distributed by MLS GRID.