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228 Winnowing Ln 9029461Edit search
ActiveMLS #9029461

228 Winnowing LN, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2 full / 1 halfBathrooms
1,159Square Ft
0.07Acres
0Garage
2026Year Built
New
1 / 3
$195,100

Overview

Property Description

228 Winnowing Lane is a cozy, cottage-style home full of charm and modern finishes. This thoughtfully designed two-story home in Harvest Ridge, Elgin’s award-winning master-planned community, features a side entry, ample natural lighting, and vinyl flooring throughout the main living areas. The L-shaped kitchen boasts light brown cabinets, Miami White Silestone countertops, sleek black appliances with a gas range, and a charming window above the single basin sink overlooking the backyard. Relax and unwind in the second-floor primary suite with a walk-in closet and walk-in shower. Other thoughtful features include 5 panel interior doors and a second-floor utility closet for a swift and easy laundry routine. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events, plus the convenience of an on-site elementary school just steps away.

Financial Info
Price
$195,100
$ / Sqft
$168
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$5,424
Tax Year
2026
Exemptions
Homestead
Legal Info
Address
228 Winnowing LN
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
Harvest Ridge Subdivision Section Seven BLK AG LOT 26
Parcel
228WinnowingLane
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Eat-in Kitchen, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Microwave, Gas Oven
Laundry
Inside, Laundry Closet, Upper Level
Master Bed
Walk-In Closet(s)
Master Main
No
Interior Features
Granite Counters, Electric Dryer Hookup, Eat-in Kitchen, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Other Level
Full / Half Baths
2 / 1
Prop Type
Residential
Property Type
Single Family Residence
Stories
2
Year Built
2026 / New
Square Feet
1,159 / Builder
Garage Desc
See Remarks
Foundation
Slab
Roof
Composition, Shingle
Construction
Frame, HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.07
Lot Description
Alley Access, Back Yard, Corner Lot, Few Trees, Front Yard, Landscaped, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, None
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Members only
Days on market
$195,100
List price
0
Price reductions
Active
Since Sep 22, 2026
Property history0 events

No price or status changes recorded yet.

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $195,100
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,602 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,602

Principal & interest
$987
Property taxes
$452
Homeowners insurance
$163

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$156,080$1,745$10,094$154,335
2$154,335$1,861$9,977$152,474
3$152,474$1,986$9,852$150,488
4$150,488$2,119$9,719$148,369
5$148,369$2,261$9,577$146,108
6$146,108$2,412$9,426$143,696
7$143,696$2,574$9,264$141,122
8$141,122$2,746$9,092$138,375
9$138,375$2,930$8,908$135,445
10$135,445$3,127$8,712$132,319
  • Year 1$154,335
    Principal paid
    $1,745
    Interest paid
    $10,094
    Starting balance
    $156,080
  • Year 2$152,474
    Principal paid
    $1,861
    Interest paid
    $9,977
    Starting balance
    $154,335
  • Year 3$150,488
    Principal paid
    $1,986
    Interest paid
    $9,852
    Starting balance
    $152,474
  • Year 4$148,369
    Principal paid
    $2,119
    Interest paid
    $9,719
    Starting balance
    $150,488
  • Year 5$146,108
    Principal paid
    $2,261
    Interest paid
    $9,577
    Starting balance
    $148,369
  • Year 6$143,696
    Principal paid
    $2,412
    Interest paid
    $9,426
    Starting balance
    $146,108
  • Year 7$141,122
    Principal paid
    $2,574
    Interest paid
    $9,264
    Starting balance
    $143,696
  • Year 8$138,375
    Principal paid
    $2,746
    Interest paid
    $9,092
    Starting balance
    $141,122
  • Year 9$135,445
    Principal paid
    $2,930
    Interest paid
    $8,908
    Starting balance
    $138,375
  • Year 10$132,319
    Principal paid
    $3,127
    Interest paid
    $8,712
    Starting balance
    $135,445
First 10 of 30 years

Nearby

Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.