228 Winnowing LN, Elgin TX 78621
Elgin, TX 78621 · Harvest Ridge
Single Family Residence for sale in Harvest Ridge
Overview
Property Description
228 Winnowing Lane is a cozy, cottage-style home full of charm and modern finishes. This thoughtfully designed two-story home in Harvest Ridge, Elgin’s award-winning master-planned community, features a side entry, ample natural lighting, and vinyl flooring throughout the main living areas. The L-shaped kitchen boasts light brown cabinets, Miami White Silestone countertops, sleek black appliances with a gas range, and a charming window above the single basin sink overlooking the backyard. Relax and unwind in the second-floor primary suite with a walk-in closet and walk-in shower. Other thoughtful features include 5 panel interior doors and a second-floor utility closet for a swift and easy laundry routine. Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events, plus the convenience of an on-site elementary school just steps away.
Financial Info
- Price
- $195,100
- $ / Sqft
- $168
- HOA
- Yes - Mandatory / $70 / Monthly
- HOA Name
- The Neighborhood Company
- HOA Includes
- Common Area Maintenance, Maintenance Grounds
- Tax Rate
- 2.78%
- Est. Taxes
- $5,424
- Tax Year
- 2026
- Exemptions
- Homestead
Legal Info
- Address
- 228 Winnowing LN
- County
- Bastrop
- City
- Elgin
- State
- TX
- Zip
- 78621
- Subdivision
- Harvest Ridge
- Legal Description
- Harvest Ridge Subdivision Section Seven BLK AG LOT 26
- Parcel
- 228WinnowingLane
Interior Features
- Floor
- Carpet, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Granite Counters, Eat-in Kitchen, Pantry
- Appliances
- Dishwasher, Disposal, Gas Range, Microwave, Gas Oven
- Laundry
- Inside, Laundry Closet, Upper Level
- Master Bed
- Walk-In Closet(s)
- Master Main
- No
- Interior Features
- Granite Counters, Electric Dryer Hookup, Eat-in Kitchen, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, Vinyl Windows
General Info
- Beds
- 3 Total / 3 Other Level
- Full / Half Baths
- 2 / 1
- Prop Type
- Residential
- Property Type
- Single Family Residence
- Stories
- 2
- Year Built
- 2026 / New
- Square Feet
- 1,159 / Builder
- Garage Desc
- See Remarks
- Foundation
- Slab
- Roof
- Composition, Shingle
- Construction
- Frame, HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
- Acres
- 0.07
- Lot Description
- Alley Access, Back Yard, Corner Lot, Few Trees, Front Yard, Landscaped, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
- Restrictions
- See Remarks
- Flood Plain
- No
- View
- Neighborhood
- Water Access
- No
- Waterfront
- No
- Area
- EL
Utility Info
- Water
- Municipal Utility District (MUD), Public
- Sewer
- Municipal Utility District (MUD)
- Utilities
- Electricity Available, Natural Gas Available, Phone Available, Water Available
- Heat
- Central, Natural Gas
- A C
- Central Air
Exterior Features
- Fence
- Back Yard, Wood
- Exterior Features
- Private Yard, None
- Pool On Property
- No
- Area Amenities
- Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Oct 16, 2026 | Pending | — | |
| Sep 22, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Elgin ISD
- Elementary
- Harvest Ridge
- Middle
- Elgin
- High
- Elgin
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$1,602 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $1,602
- Principal & interest
- $987
- Property taxes
- $452
- Homeowners insurance
- $163
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $156,080 | $1,745 | $10,094 | $154,335 | |
| 2 | $154,335 | $1,861 | $9,977 | $152,474 | |
| 3 | $152,474 | $1,986 | $9,852 | $150,488 | |
| 4 | $150,488 | $2,119 | $9,719 | $148,369 | |
| 5 | $148,369 | $2,261 | $9,577 | $146,108 | |
| 6 | $146,108 | $2,412 | $9,426 | $143,696 | |
| 7 | $143,696 | $2,574 | $9,264 | $141,122 | |
| 8 | $141,122 | $2,746 | $9,092 | $138,375 | |
| 9 | $138,375 | $2,930 | $8,908 | $135,445 | |
| 10 | $135,445 | $3,127 | $8,712 | $132,319 |
- Year 1$154,335
- Principal paid
- $1,745
- Interest paid
- $10,094
- Starting balance
- $156,080
- Year 2$152,474
- Principal paid
- $1,861
- Interest paid
- $9,977
- Starting balance
- $154,335
- Year 3$150,488
- Principal paid
- $1,986
- Interest paid
- $9,852
- Starting balance
- $152,474
- Year 4$148,369
- Principal paid
- $2,119
- Interest paid
- $9,719
- Starting balance
- $150,488
- Year 5$146,108
- Principal paid
- $2,261
- Interest paid
- $9,577
- Starting balance
- $148,369
- Year 6$143,696
- Principal paid
- $2,412
- Interest paid
- $9,426
- Starting balance
- $146,108
- Year 7$141,122
- Principal paid
- $2,574
- Interest paid
- $9,264
- Starting balance
- $143,696
- Year 8$138,375
- Principal paid
- $2,746
- Interest paid
- $9,092
- Starting balance
- $141,122
- Year 9$135,445
- Principal paid
- $2,930
- Interest paid
- $8,908
- Starting balance
- $138,375
- Year 10$132,319
- Principal paid
- $3,127
- Interest paid
- $8,712
- Starting balance
- $135,445
Nearby
12 closest listings to 228 Winnowing LN, Elgin TX 78621 (within 2 miles).
Courtesy of New Home Now · (512) 960-4705
Listings courtesy of ACTRIS as distributed by MLS GRID.