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PendingMLS #1527755

130 Cider Creek DR, Elgin TX 78621

Elgin, TX 78621 · Harvest Ridge

Single Family Residence for sale in Harvest Ridge

3Bedrooms
2Bathrooms
1,074Square Ft
0.12Acres
2Garage
2026Year Built
1 / 3
$221,550

Overview

Property Description

Welcome home to 130 Cider Creek Drive located in Pflugerville’s bustling Edgebrooke community. Enjoy wood-look vinyl flooring through the main living areas and abundant natural lighting. Enter the L-shaped kitchen where you’ll be greeted with Blanco Atlantico Granite countertops, bright white cabinets, stainless-steel appliances, and a charming window above the single basin sink. The primary suite is the perfect way to start and end the day with a walk-in closet, semi-private water closet, and a walk-in shower. Enjoy other amazing highlights such as a utility closet located near the secondary bedrooms, 5 panel interior doors, and more! Live where community comes to life with resort-style amenities, fishing ponds, pickleball courts, and a full-time Lifestyle Director planning year-round events, plus the convenience of an on-site elementary school just steps away.

Financial Info
Price
$221,550
$ / Sqft
$206
HOA
Yes - Mandatory / $70 / Monthly
HOA Name
The Neighborhood Company
HOA Includes
Common Area Maintenance, Maintenance Grounds
Tax Rate
2.78%
Est. Taxes
$6,159
Tax Year
2026
Exemptions
None
Legal Info
Address
130 Cider Creek DR
County
Bastrop
City
Elgin
State
TX
Zip
78621
Subdivision
Harvest Ridge
Legal Description
HARVEST RIDGE SUBDIVISION SECTION FOUR, BLK S, LOT 7
Parcel
8735246
Interior Features
Floor
Carpet, Vinyl
Num Living
1
Dining
1
Kitchen
Granite Counters, Eat-in Kitchen, Pantry
Appliances
Dishwasher, Disposal, Gas Range, Gas Oven, Tankless Water Heater
Laundry
Laundry Room
Master Bed
Walk-In Closet(s)
Master Main
Yes
Interior Features
Granite Counters, Stone Counters, Electric Dryer Hookup, Eat-in Kitchen, Interior Steps, Open Floorplan, Pantry, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Carbon Monoxide Detector(s), Smoke Detector(s), Double Pane Windows, ENERGY STAR Qualified Windows, Vinyl Windows
General Info
Beds
3 Total / 3 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Single Family Residence
Stories
1
Year Built
2026 / New
Square Feet
1,074 / Builder
Garages
2
Garage Desc
Alley Access, Detached, Garage
Foundation
Slab
Roof
Composition, Shingle
Construction
HardiPlank Type, Blown-In Insulation, Spray Foam Insulation
Acres
0.12
Lot Description
Back Yard, Close to Clubhouse, Front Yard, Level, Sprinkler - Automatic, Sprinkler - Back Yard, Sprinklers In Front, Sprinkler - Side Yard, Trees-Small (Under 20 Ft)
Restrictions
See Remarks
Flood Plain
No
View
Neighborhood
Water Access
No
Waterfront
No
Area
EL
Utility Info
Water
Municipal Utility District (MUD), Public
Sewer
Municipal Utility District (MUD)
Utilities
Electricity Available, Natural Gas Available, Phone Available, Water Available
Heat
Central, Natural Gas
A C
Central Air
Exterior Features
Fence
Back Yard, Wood
Exterior Features
Private Yard, Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Curbs, Fishing, Game Room, Kitchen Facilities, Park, Planned Social Activities, Playground, Sport Court(s)/Facility

Price history

Days on market
$221,550
List price
0
Price reductions
Pending
Since Oct 23, 2026
Property history2 events
DateEventPriceChange
Oct 23, 2026Pending
Sep 22, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Elgin ISD
Elementary
Harvest Ridge
Middle
Elgin
High
Elgin

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $221,550
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,818 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,818

Principal & interest
$1,120
Property taxes
$513
Homeowners insurance
$185

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$177,240$1,981$11,462$175,259
2$175,259$2,114$11,330$173,145
3$173,145$2,255$11,188$170,890
4$170,890$2,406$11,037$168,484
5$168,484$2,567$10,876$165,916
6$165,916$2,739$10,704$163,177
7$163,177$2,923$10,520$160,254
8$160,254$3,119$10,325$157,135
9$157,135$3,328$10,116$153,808
10$153,808$3,550$9,893$150,257
  • Year 1$175,259
    Principal paid
    $1,981
    Interest paid
    $11,462
    Starting balance
    $177,240
  • Year 2$173,145
    Principal paid
    $2,114
    Interest paid
    $11,330
    Starting balance
    $175,259
  • Year 3$170,890
    Principal paid
    $2,255
    Interest paid
    $11,188
    Starting balance
    $173,145
  • Year 4$168,484
    Principal paid
    $2,406
    Interest paid
    $11,037
    Starting balance
    $170,890
  • Year 5$165,916
    Principal paid
    $2,567
    Interest paid
    $10,876
    Starting balance
    $168,484
  • Year 6$163,177
    Principal paid
    $2,739
    Interest paid
    $10,704
    Starting balance
    $165,916
  • Year 7$160,254
    Principal paid
    $2,923
    Interest paid
    $10,520
    Starting balance
    $163,177
  • Year 8$157,135
    Principal paid
    $3,119
    Interest paid
    $10,325
    Starting balance
    $160,254
  • Year 9$153,808
    Principal paid
    $3,328
    Interest paid
    $10,116
    Starting balance
    $157,135
  • Year 10$150,257
    Principal paid
    $3,550
    Interest paid
    $9,893
    Starting balance
    $153,808
First 10 of 30 years

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Courtesy of New Home Now · (512) 960-4705

Listings courtesy of ACTRIS as distributed by MLS GRID.