3404 American DR # 1308, Lago Vista TX 78645
Lago Vista, TX 78645 · Island On Lake Travis Condo Amd
Condominium for sale in Island On Lake Travis Condo Amd
Overview
Property Description
Top-floor waterfront 2 BD / 2 BA — the largest 2-bedroom plan in The Island on Lake Travis, 1,215 SF with commanding northeast lake and marina views from the private balcony. Brand-new 2026 Bosch HVAC, new 2026 refrigerator and dishwasher, all stainless appliances, granite counters, vaulted ceilings, fireplace, in-unit W/D, built-in coffee bar. Sold fully furnished — turnkey, with home warranty included. Two covered garage spaces. Resort amenities: private marina and boat launch, restaurant, fitness, spa/sauna, indoor and outdoor pools, tennis and pickleball. Ready as a primary, second home, or short-term rental.
Financial Info
- Price
- $299,900
- $ / Sqft
- $247
- HOA
- Yes - Mandatory / $712 / Monthly
- HOA Name
- Island on LT COA
- HOA Includes
- Cable TV, Common Area Maintenance, Insurance, Maintenance Structure, See Remarks
- Tax Rate
- 2.4377%
- Est. Taxes
- $4,089.05
- Tax Year
- 2010
- Exemptions
- See Remarks
Legal Info
- Address
- 3404 American DR # 1308
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Island On Lake Travis Condo Amd
- Legal Description
- Unt 1308 Island On Lake Travis Condominium Amended The Plus 0.5817 % Int In Com Area
- Parcel
- 01689003640000
Interior Features
- Floor
- Carpet, Tile
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar
- Appliances
- Dishwasher, Disposal, Electric Cooktop, Microwave, Electric Oven
- Laundry
- Common Area
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Great Room, Primary Bedroom
- Interior Features
- Breakfast Bar, Cathedral Ceiling(s), In-Law Floorplan, Primary Bedroom on Main, Walk-In Closet(s), Fire Alarm, See Remarks
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 1987 / Resale
- Square Feet
- 1,215 / Public Records
- Garages
- 2
- Garage Desc
- Assigned, Garage
- Foundation
- Slab
- Roof
- Tile
- Construction
- Stucco
- Acres
- 0.25
- Lot Description
- Trees-Medium (20 Ft - 40 Ft)
- Restrictions
- None
- Flood Plain
- No
- View
- Lake, River
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Available, Phone Available
- Heat
- Heat Pump
- A C
- Central Air
Exterior Features
- Fence
- Wrought Iron
- Exterior Features
- Boat Lift, Boat Dock - Shared, None
- Pool On Property
- Yes
- Area Amenities
- Clubhouse, Cluster Mailbox, Common Grounds, Gated, Lake, Pool
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| May 18, 2026 | Price Decrease | $299,900−$19,100 (−6%) | −$19,100 (−6%) |
| May 11, 2026 | Price Decrease | $319,000−$30,000 (−8.6%) | −$30,000 (−8.6%) |
| Apr 28, 2026 | Price Decrease | $349,000−$30,000 (−7.9%) | −$30,000 (−7.9%) |
| Apr 8, 2026 | New Listing | — |
Taxes
TCAD account 709446
Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.
| Taxing Entity | Rate per $100 | Taxable Value | Estimated Tax |
|---|---|---|---|
| CITY OF LAGO VISTA | 0.420000 | $271,379 | $1,139.79 |
| LAGO VISTA ISD | 1.016900 | $282,619 | $2,873.95 |
| TRAVIS CO ESD NO 1 | 0.100000 | $282,619 | $282.62 |
| TRAVIS CO ESD NO 7 | 0.099967 | $282,619 | $282.53 |
| TRAVIS COUNTY | 0.375845 | $282,619 | $1,062.21 |
| TRAVIS COUNTY HEALTHCARE DISTRICT | 0.118023 | $282,619 | $333.56 |
| Ordinary property tax estimate | 2.130735 | $5,974.66 |
Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.
Source: Travis County
- Owner
- DYKMAN KEVIN
- Legal
- UNT 1308 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .5817 % INT IN COM AREA
- Geo ID
- prop:709446
- Acreage
- 0.25
- Exemption Type
- None on record
- MLS estimated annual taxes
- $4,089.05
- MLS tax year
- 2010
Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.
| Year | Appraised Value | Combined Rate per $100 | Annual Taxes Billed |
|---|---|---|---|
| 2025 | $352,974 | 2.130735 | $7,473.73 |
| 2024 | — | 2.083414 | $7,922.86 |
| 2023 | — | 2.022647 | $7,999.85 |
| 2022 | — | 2.208223 | $9,183.74 |
| 2021 | — | 2.478179 | $6,647.81 |
| 2020 | — | 2.535765 | $6,653.09 |
Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.
Source: Travis County
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,107 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,107
- Principal & interest
- $1,516
- Property taxes
- $341
- Homeowners insurance
- $250
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $239,920 | $2,682 | $15,516 | $237,238 | |
| 2 | $237,238 | $2,861 | $15,336 | $234,377 | |
| 3 | $234,377 | $3,053 | $15,145 | $231,324 | |
| 4 | $231,324 | $3,257 | $14,940 | $228,067 | |
| 5 | $228,067 | $3,475 | $14,722 | $224,591 | |
| 6 | $224,591 | $3,708 | $14,489 | $220,883 | |
| 7 | $220,883 | $3,957 | $14,241 | $216,927 | |
| 8 | $216,927 | $4,222 | $13,976 | $212,705 | |
| 9 | $212,705 | $4,504 | $13,693 | $208,201 | |
| 10 | $208,201 | $4,806 | $13,392 | $203,395 |
- Year 1$237,238
- Principal paid
- $2,682
- Interest paid
- $15,516
- Starting balance
- $239,920
- Year 2$234,377
- Principal paid
- $2,861
- Interest paid
- $15,336
- Starting balance
- $237,238
- Year 3$231,324
- Principal paid
- $3,053
- Interest paid
- $15,145
- Starting balance
- $234,377
- Year 4$228,067
- Principal paid
- $3,257
- Interest paid
- $14,940
- Starting balance
- $231,324
- Year 5$224,591
- Principal paid
- $3,475
- Interest paid
- $14,722
- Starting balance
- $228,067
- Year 6$220,883
- Principal paid
- $3,708
- Interest paid
- $14,489
- Starting balance
- $224,591
- Year 7$216,927
- Principal paid
- $3,957
- Interest paid
- $14,241
- Starting balance
- $220,883
- Year 8$212,705
- Principal paid
- $4,222
- Interest paid
- $13,976
- Starting balance
- $216,927
- Year 9$208,201
- Principal paid
- $4,504
- Interest paid
- $13,693
- Starting balance
- $212,705
- Year 10$203,395
- Principal paid
- $4,806
- Interest paid
- $13,392
- Starting balance
- $208,201
Nearby
12 closest listings to 3404 American DR # 1308, Lago Vista TX 78645 (within 2 miles).
Courtesy of Listing Results, LLC · (817) 283-5134
Listings courtesy of ACTRIS as distributed by MLS GRID.