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3404 American DR # 3300, Lago Vista TX 78645

Lago Vista, TX 78645 · Island On Lake Travis Condominium

Condominium for sale in Island On Lake Travis Condominium

1Bedrooms
1Bathrooms
492Square Ft
0.10Acres
1Garage
1987Year Built
Price Reduced
1 / 37
$154,500$193,000
3D tour

Overview

Property Description

FANTASTIC NEW PRICE OF $154,500!!! "INCREDIBLE OPPORTUNITY TO OWN" this Cozy 1-Bedroom, 1 Full Bath Condo with a Scenic Courtyard. All Stainless Steel Appliances replaced in the past 3 years and gently used. A/C replaced in 2023. Beautiful Condo is "Turn-Key" and inclusive of all furnishings and decor! 492 SF - Corsica Floor Plan. Highly Sought-After, The Island on Lake Travis is a Waterfront Gated Complex, situated on 14 acres, boasting of (2) Lakeside Pools, (1) Indoor Pool, Hot Tubs, Spas, Fitness Center, Common Area, Beautifully Landscaped and Maintained Courtyards, Boat Ramp, AND The Island on Lake Travis Grill! Amazing Investment Opportunity as a Primary Residence, Second Home, STR, or Long-Term Rental. Laundromats are located on the first floor in Phases (1) & (3). Your Assigned Parking Spot and Storage Closet are located in the Covered Parking Garage. The convenience of restaurants, schools, medical facilities, grocery store and shopping are within 15 minutes!....Don't forget Flat Creek Winery

Financial Info
Price
$154,500
$ / Sqft
$314
HOA
Yes - Mandatory / $280 / Monthly
HOA Name
Island on Lake Travis COA
HOA Includes
Common Area Maintenance, Landscaping, Maintenance Grounds
Tax Rate
2.0834%
Est. Taxes
$4,073
Tax Year
2025
Exemptions
None
Legal Info
Address
3404 American DR # 3300
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Island On Lake Travis Condominium
Legal Description
UNT 3300 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .2356 % INT IN COM AREA
Parcel
01689004890000
Interior Features
Floor
No Carpet, Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar, Granite Counters
Appliances
Dishwasher, Disposal, Electric Range, Microwave, Free-Standing Electric Range, Refrigerator
Laundry
Common Area, Main Level
Master Main
Yes
Interior Features
Breakfast Bar, Ceiling Fan(s), Granite Counters, No Interior Steps, Building Security, Closed Circuit Camera(s), Fire Alarm, Fire Sprinkler System, Key Card Entry, Security Fence, Security Lights, Security Service, Smoke Detector(s), Blinds, Drapes, Window Treatments
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1987 / Resale
Square Feet
492 / Public Records
Garages
1
Garage Desc
Assigned, Community Structure, Concrete, Covered, Garage, Gated, Guest, Lighted, Outside, Paved, Reserved, Storage
Foundation
Slab
Roof
Metal, Mixed
Construction
Stucco
Acres
0.10
Lot Description
Curbs, Landscaped, Level, Private, Sprinkler - Automatic, Sprinkler - In-ground, Trees-Medium (20 Ft - 40 Ft)
Restrictions
Covenant, Deed Restrictions, Zoning
Flood Plain
Partial, Yes-100 yr
View
Garden
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Connected, Internet-Cable, Sewer Connected, Underground Utilities
Heat
Central, Electric, Heat Pump
A C
Ceiling Fan(s), Central Air, Electric
Exterior Features
Fence
Partial, Wrought Iron
Exterior Features
Boat Dock - Shared, Boat Ramp, Uncovered Courtyard, Exterior Steps, Outdoor Grill, Private Entrance, Restricted Access, Sport Court, Tennis Court(s), None
Pool On Property
No
Area Amenities
BBQ Pit/Grill, Bike Storage/Locker, Cluster Mailbox, Common Grounds, Controlled Access, Courtyard, Covered Parking, Fitness Center, Garage Parking, Gated, High Speed Internet, Lake, Laundry Facility(s), Pet Amenities, Pool, Spa/Hot Tub, Sport Court(s)/Facility, Storage, Tennis Court(s)

Rooms

Rooms3 rooms

Main level

  • Bathroom

    Full Bath

  • Kitchen

    Breakfast Bar

  • Bedroom

    Ceiling Fan(s), Walk-In Closet(s)

Price history

Days on market
−$38,500 (−19.9%)
$193,000 → $154,500
4
Price reductions
Active
Since Oct 15, 2025
Price trend
List priceOct 2025 → Aug 2026
Property history5 events
DateEventPriceChange
Aug 5, 2026Price Decrease$154,500−$19,800 (−11.4%)
May 28, 2026Price Decrease$174,300−$4,600 (−2.6%)
Apr 7, 2026Price Decrease$178,900−$6,600 (−3.6%)
Feb 15, 2026Price Decrease$185,500−$7,500 (−3.9%)
Oct 15, 2025New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 709570

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
CITY OF LAGO VISTA0.420000$146,039$613.36
LAGO VISTA ISD1.016900$150,592$1,531.37
TRAVIS CO ESD NO 10.100000$150,592$150.59
TRAVIS CO ESD NO 70.099967$150,592$150.54
TRAVIS COUNTY0.375845$150,592$565.99
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$150,592$177.73
Ordinary property tax estimate2.130735$3,189.58

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
TODOROV RADOSLAV
Legal
UNT 3300 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .2356 % INT IN COM AREA
Geo ID
prop:709570
Acreage
0.10
Exemptions
Exemption Type
None on record
Tax Summary
MLS estimated annual taxes
$4,073
MLS tax year
2025
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$191,7672.130735$4,066.93
2024—2.083414$4,042.85
2023—2.022647$3,896.94
2022—2.208223$4,301.95
2021—2.478179$2,947.87
2020—2.535765$1,690.34

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Travis Central Appraisal District News

Source: Travis County

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $154,500
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,249 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,249

Principal & interest
$781
Property taxes
$339
Homeowners insurance
$129

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$123,600$1,382$7,993$122,218
2$122,218$1,474$7,901$120,744
3$120,744$1,573$7,802$119,172
4$119,172$1,678$7,697$117,494
5$117,494$1,790$7,584$115,703
6$115,703$1,910$7,464$113,793
7$113,793$2,038$7,337$111,754
8$111,754$2,175$7,200$109,580
9$109,580$2,320$7,054$107,259
10$107,259$2,476$6,899$104,783
  • Year 1$122,218
    Principal paid
    $1,382
    Interest paid
    $7,993
    Starting balance
    $123,600
  • Year 2$120,744
    Principal paid
    $1,474
    Interest paid
    $7,901
    Starting balance
    $122,218
  • Year 3$119,172
    Principal paid
    $1,573
    Interest paid
    $7,802
    Starting balance
    $120,744
  • Year 4$117,494
    Principal paid
    $1,678
    Interest paid
    $7,697
    Starting balance
    $119,172
  • Year 5$115,703
    Principal paid
    $1,790
    Interest paid
    $7,584
    Starting balance
    $117,494
  • Year 6$113,793
    Principal paid
    $1,910
    Interest paid
    $7,464
    Starting balance
    $115,703
  • Year 7$111,754
    Principal paid
    $2,038
    Interest paid
    $7,337
    Starting balance
    $113,793
  • Year 8$109,580
    Principal paid
    $2,175
    Interest paid
    $7,200
    Starting balance
    $111,754
  • Year 9$107,259
    Principal paid
    $2,320
    Interest paid
    $7,054
    Starting balance
    $109,580
  • Year 10$104,783
    Principal paid
    $2,476
    Interest paid
    $6,899
    Starting balance
    $107,259
First 10 of 30 years

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Courtesy of Compass RE Texas, LLC · (512) 575-3644

Listings courtesy of ACTRIS as distributed by MLS GRID.