3404 American DR # 3224, Lago Vista TX 78645
Lago Vista, TX 78645 · Island On Lake Travis Condomin
Condominium for sale in Island On Lake Travis Condomin
Overview
Property Description
Experience luxurious lake living in this resort style, gated condominium community! Whether looking for a vacation get-away, STR or a full-time home, The Island on Lake Travis offers it all! This unit offer views of the lake from the large outdoor covered patio and is fully furnished! Also enjoy refreshing waterfront views of Lake Travis while unwinding in one of the two outdoor pools or hot tubs. Take in a splendid sunset from any of the overlooks throughout the common grounds. The open floor plan allows for ease of entertainment. In addition to the two outdoor pools, the complex offers an abundance of amenities, including an indoor pool and hot tub, fitness center, an onsite spa, sauna access, a restaurant, picnic/grilling areas, docks/boat ramps, tennis courts, and pickle ball courts. Ownership of the unit includes 2 reserved parking spots in the covered parking garage. This is your opportunity to enjoy resort style living on the lake!
Financial Info
- Price
- $315,000
- $ / Sqft
- $265
- HOA
- Yes - Mandatory / $696 / Monthly
- HOA Name
- The Island at Lake Travis POA
- HOA Includes
- Common Area Maintenance, Internet, Landscaping, Maintenance Grounds, Maintenance Structure, Security, Trash, Water
- Tax Rate
- 2.13%
- Est. Taxes
- $8,323
- Tax Year
- 2025
- Exemptions
- None
Legal Info
- Address
- 3404 American DR # 3224
- County
- Travis
- City
- Lago Vista
- State
- TX
- Zip
- 78645
- Subdivision
- Island On Lake Travis Condomin
- Legal Description
- UNT 3224 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .5688 % INT IN COM AREA
- Parcel
- 01689004860000
Interior Features
- Floor
- Tile, Vinyl
- Num Living
- 1
- Dining
- 1
- Kitchen
- Breakfast Bar, Pantry
- Appliances
- Bar Fridge, Dishwasher, Disposal, Microwave, Free-Standing Electric Oven
- Laundry
- In Unit, Laundry Room
- Master Bed
- Primary Bedroom on Main, Walk-In Closet(s)
- Master Main
- Yes
- Fireplaces
- 1
- Fireplace Description
- Electric, Living Room
- Interior Features
- Breakfast Bar, Ceiling Fan(s), Chandelier, No Interior Steps, Open Floorplan, Pantry, Primary Bedroom on Main, Recessed Lighting, Walk-In Closet(s), Washer Hookup, Building Security, Smoke Detector(s), Blinds, Drapes
General Info
- Beds
- 2 Total / 2 Main Level
- Full / Half Baths
- 2 / 0
- Prop Type
- Residential
- Property Type
- Condominium
- Stories
- 1
- Year Built
- 1987 / Resale
- Square Feet
- 1,188 / Public Records
- Garages
- 2
- Garage Desc
- Covered, Garage, Reserved
- Foundation
- Pillar/Post/Pier
- Roof
- Tile
- Construction
- Masonry – All Sides, Stucco
- Acres
- 0.24
- Lot Description
- None
- Restrictions
- Covenant, Deed Restrictions
- Flood Plain
- Yes-100 yr
- View
- Hill Country, Lake, Pool
- Water Access
- Yes
- Waterfront
- Yes
- Area
- LN
Utility Info
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Connected, Electricity Connected, Sewer Connected, Water Connected
- Heat
- Central, Electric, Fireplace(s)
- A C
- Central Air
Exterior Features
- Fence
- None
- Exterior Features
- Balcony, Lighting, Restricted Access, Tennis Court(s), Covered, Deck
- Pool On Property
- Yes
- Area Amenities
- BBQ Pit/Grill, Cluster Mailbox, Common Grounds, Covered Parking, Fitness Center, Gated, Lake, Picnic Area, Pool, Property Manager On-Site, Restaurant, Sport Court(s)/Facility, Tennis Court(s)
Rooms
Main level
- Primary Bedroom
Ceiling Fan(s)
- Primary Bathroom
Dual Vanity, Full Bath, Separate Shower, Walk-In Closet(s), Walk-in Shower
- Kitchen
Breakfast Bar, Eat In Kitchen, Galley Type Kitchen, Open to Family Room, Pantry, Recessed Lighting, Wet Bar
Price history
| Date | Event | Price | Change |
|---|---|---|---|
| Jun 13, 2026 | Price Decrease | $315,000−$30,000 (−8.7%) | −$30,000 (−8.7%) |
| May 7, 2026 | Price Decrease | $345,000−$15,000 (−4.2%) | −$15,000 (−4.2%) |
| Mar 22, 2026 | New Listing | — |
Taxes
Schools
School Info
- District
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Maps
Financing
Your preferences
- 20% down
- Conv/Jumbo
- 30 years
- 6.50% rate
Saved on this device
Estimated monthly payment
$2,550 / mo
20% down · 6.50% interest · 30-year fixed
Estimated monthly payment $2,550
- Principal & interest
- $1,593
- Property taxes
- $694
- Homeowners insurance
- $263
*PITI only
These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.
| Year | Starting balance | Principal paid | Interest paid | Ending balance | Principal vs interest |
|---|---|---|---|---|---|
| 1 | $252,000 | $2,817 | $16,297 | $249,183 | |
| 2 | $249,183 | $3,005 | $16,108 | $246,178 | |
| 3 | $246,178 | $3,207 | $15,907 | $242,971 | |
| 4 | $242,971 | $3,421 | $15,692 | $239,550 | |
| 5 | $239,550 | $3,650 | $15,463 | $235,900 | |
| 6 | $235,900 | $3,895 | $15,219 | $232,005 | |
| 7 | $232,005 | $4,156 | $14,958 | $227,849 | |
| 8 | $227,849 | $4,434 | $14,680 | $223,415 | |
| 9 | $223,415 | $4,731 | $14,383 | $218,684 | |
| 10 | $218,684 | $5,048 | $14,066 | $213,636 |
- Year 1$249,183
- Principal paid
- $2,817
- Interest paid
- $16,297
- Starting balance
- $252,000
- Year 2$246,178
- Principal paid
- $3,005
- Interest paid
- $16,108
- Starting balance
- $249,183
- Year 3$242,971
- Principal paid
- $3,207
- Interest paid
- $15,907
- Starting balance
- $246,178
- Year 4$239,550
- Principal paid
- $3,421
- Interest paid
- $15,692
- Starting balance
- $242,971
- Year 5$235,900
- Principal paid
- $3,650
- Interest paid
- $15,463
- Starting balance
- $239,550
- Year 6$232,005
- Principal paid
- $3,895
- Interest paid
- $15,219
- Starting balance
- $235,900
- Year 7$227,849
- Principal paid
- $4,156
- Interest paid
- $14,958
- Starting balance
- $232,005
- Year 8$223,415
- Principal paid
- $4,434
- Interest paid
- $14,680
- Starting balance
- $227,849
- Year 9$218,684
- Principal paid
- $4,731
- Interest paid
- $14,383
- Starting balance
- $223,415
- Year 10$213,636
- Principal paid
- $5,048
- Interest paid
- $14,066
- Starting balance
- $218,684
Nearby
Courtesy of eXp Realty, LLC · (888) 519-7431
Listings courtesy of ACTRIS as distributed by MLS GRID.