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3404 American DR # 2202, Lago Vista TX 78645

Lago Vista, TX 78645 · Island On Lake Travis Condomin

Condominium for sale in Island On Lake Travis Condomin

2Bedrooms
2Bathrooms
1,188Square Ft
0.24Acres
2Garage
1987Year Built
Price Reduced
1 / 38
$199,000$294,900
3D tour

Overview

Property Description

Enjoy the comfort and serenity of this second floor, west facing condo unit nestled on the shores of Lake Travis, where stunning views of Lake Travis and the Texas Hill Country await. Listing price includes all furnishings except a few private items making this unit move in ready as an owner retreat or ready for operation as an STR. This unit features two bedrooms, providing ample space for rest and rejuvenation. Two bathrooms offer convenience and privacy, ensuring a comfortable daily routine. The property includes two garage spaces, offering secure parking and additional storage. The Island offers an impressive list of amenities, including outdoor and indoor pools, hot tubs, a sauna, a gym, tennis and pickleball courts, a golf net, disc golf, a restaurant, a spa, a retail shop, boat launch ramps, a day dock, and a fishing dock. (Some amenities may be temporarily closed.) COA dues cover amenities, exterior maintenance, trash, landscaping, and insurance—making lake living easy and stress-free. Whether you're looking for adventure, relaxation, or STR - this lakefront gem is ready for you. Schedule a showing today and start making memories on Lake Travis!

Financial Info
Price
$199,000
$ / Sqft
$168
HOA
Yes - Mandatory / $695.9 / Monthly
HOA Name
Island Lake Travis
HOA Includes
Cable TV, Hot Water, Insurance, Landscaping, Maintenance Grounds, Security, Sewer, Trash
Tax Rate
2.1307%
Est. Taxes
$7,578
Tax Year
2025
Exemptions
None
Legal Info
Address
3404 American DR # 2202
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Island On Lake Travis Condomin
Legal Description
UNT 2202 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .5688 % INT IN COM AREA
Parcel
01689004030000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Granite Counters
Appliances
Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer/Dryer
Laundry
In Hall, In Kitchen
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Glass Doors, Living Room, Wood Burning
Interior Features
Bookcases, Ceiling Fan(s), Granite Counters, Double Vanity, Electric Dryer Hookup, Elevator, High Speed Internet, Open Floorplan, Primary Bedroom on Main, Soaking Tub, Walk-In Closet(s), Fire Alarm, Smoke Detector(s), Drapes
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1987 / Resale
Square Feet
1,188 / Public Records
Garages
2
Garage Desc
Concrete, Garage, Lighted, Off Street, Reserved
Foundation
Pillar/Post/Pier
Roof
Slate
Construction
Stucco
Acres
0.24
Lot Description
Sprinkler - Drip Only/Bubblers, Sprinkler - In-ground, Trees-Large (Over 40 Ft)
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
Yes-100 yr
View
Hill Country, Lake, Panoramic, Park/Greenbelt
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected
Heat
Central, Fireplace(s), Hot Water
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Perimeter
Exterior Features
Balcony, Barbecue, Boat Dock - Private, Uncovered Courtyard, Electric Car Plug-in, Tennis Court(s), Covered
Pool On Property
Yes
Area Amenities
Airport/Runway, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Fishing, Fitness Center, Garage Parking, General Aircraft Airport, Golf, Lake, Lock and Leave, Park, Picnic Area, Pool, Restaurant, Spa/Hot Tub, Storage, Sundeck, Tennis Court(s)

Price history

Days on market
−$95,900 (−32.5%)
$294,900 → $199,000
5
Price reductions
Active
Since Mar 4, 2026
Price trend
List priceMar 2026 → Oct 2026
Property history6 events
DateEventPriceChange
Oct 13, 2026Price Decrease$199,000−$30,000 (−13.1%)
Aug 31, 2026Price Decrease$229,000−$10,900 (−4.5%)
May 1, 2026Price Decrease$239,900−$9,600 (−3.8%)
Apr 17, 2026Price Decrease$249,500−$16,000 (−6%)
Apr 12, 2026Price Decrease$265,500−$29,400 (−10%)
Mar 4, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 709484

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
CITY OF LAGO VISTA0.420000$274,396$1,152.46
LAGO VISTA ISD1.016900$285,386$2,902.09
TRAVIS CO ESD NO 10.100000$285,386$285.39
TRAVIS CO ESD NO 70.099967$285,386$285.29
TRAVIS COUNTY0.375845$285,386$1,072.61
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$285,386$336.82
Ordinary property tax estimate2.130735$6,034.66

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

General Information
Owner
BROWN PHILIP & RUTH REVOCABLE LIVING TRUST
Legal
UNT 2202 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .5688 % INT IN COM AREA
Geo ID
prop:709484
Acreage
0.24
Exemptions
Exemption Type
None on record
Tax Summary
MLS estimated annual taxes
$7,578
MLS tax year
2025
Historical Tax Summary

Annual taxes billed are the Tax Imposed amounts reported in the latest available Travis Tax Office statement. Exemptions and tax ceilings may prevent combined rate × taxable value from equaling the billed amount. Other collectors or assessments may not be included.

YearAppraised ValueCombined Rate per $100Annual Taxes Billed
2025$357,7862.130735$7,577.32
2024—2.083414$8,040.85
2023—2.022647$8,171.12
2022—2.208223$8,454.94
2021—2.478179$6,576.52
2020—2.535765$6,227.68

Source: Travis County

Combined rates exclude PID placeholder rates. Historical amounts reflect the statement’s snapshot and may change after later corrections; they do not describe payment status. Appraisal values come from the legacy CAD source.

Travis Central Appraisal District News

Source: Travis County

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $199,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,804 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,804

Principal & interest
$1,006
Property taxes
$632
Homeowners insurance
$166

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$159,200$1,779$10,296$157,421
2$157,421$1,899$10,176$155,522
3$155,522$2,026$10,049$153,496
4$153,496$2,161$9,914$151,335
5$151,335$2,306$9,769$149,029
6$149,029$2,461$9,614$146,568
7$146,568$2,625$9,450$143,943
8$143,943$2,801$9,274$141,141
9$141,141$2,989$9,086$138,153
10$138,153$3,189$8,886$134,964
  • Year 1$157,421
    Principal paid
    $1,779
    Interest paid
    $10,296
    Starting balance
    $159,200
  • Year 2$155,522
    Principal paid
    $1,899
    Interest paid
    $10,176
    Starting balance
    $157,421
  • Year 3$153,496
    Principal paid
    $2,026
    Interest paid
    $10,049
    Starting balance
    $155,522
  • Year 4$151,335
    Principal paid
    $2,161
    Interest paid
    $9,914
    Starting balance
    $153,496
  • Year 5$149,029
    Principal paid
    $2,306
    Interest paid
    $9,769
    Starting balance
    $151,335
  • Year 6$146,568
    Principal paid
    $2,461
    Interest paid
    $9,614
    Starting balance
    $149,029
  • Year 7$143,943
    Principal paid
    $2,625
    Interest paid
    $9,450
    Starting balance
    $146,568
  • Year 8$141,141
    Principal paid
    $2,801
    Interest paid
    $9,274
    Starting balance
    $143,943
  • Year 9$138,153
    Principal paid
    $2,989
    Interest paid
    $9,086
    Starting balance
    $141,141
  • Year 10$134,964
    Principal paid
    $3,189
    Interest paid
    $8,886
    Starting balance
    $138,153
First 10 of 30 years

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Courtesy of KS & Associates Realtors · (512) 698-5517

Listings courtesy of ACTRIS as distributed by MLS GRID.