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ActiveMLS #3645031

3404 American DR # 2202, Lago Vista TX 78645

Lago Vista, TX 78645 · Island On Lake Travis Condomin

Condominium for sale in Island On Lake Travis Condomin

2Bedrooms
2Bathrooms
1,188Square Ft
0.24Acres
2Garage
1987Year Built
Price Reduced
1 / 38
$229,000$294,900
3D tour

Overview

Property Description

Enjoy the comfort and serenity of this second floor, west facing condo unit nestled on the shores of Lake Travis, where stunning views of Lake Travis and the Texas Hill Country await. Offered fully furnished, this unit is move in ready as an owner retreat or ready for operation as an STR. This unit features two bedrooms, providing ample space for rest and rejuvenation. Two bathrooms offer convenience and privacy, ensuring a comfortable daily routine. The property includes two garage spaces, offering secure parking and additional storage. The Island offers an impressive list of amenities, including outdoor and indoor pools, hot tubs, a sauna, a gym, tennis and pickleball courts, a golf net, disc golf, a restaurant, a spa, a retail shop, boat launch ramps, a day dock, and a fishing dock. (Some amenities may be temporarily closed.) COA dues cover amenities, exterior maintenance, trash, landscaping, and insurance—making lake living easy and stress-free. Whether you're looking for adventure, relaxation, or STR - this lakefront gem is ready for you. Schedule a showing today and start making memories on Lake Travis!

Financial Info
Price
$229,000
$ / Sqft
$193
HOA
Yes - Mandatory / $695.9 / Monthly
HOA Name
Island Lake Travis
HOA Includes
Cable TV, Hot Water, Insurance, Landscaping, Maintenance Grounds, Security, Sewer, Trash
Tax Rate
2.1307%
Est. Taxes
$7,578
Tax Year
2025
Exemptions
None
Legal Info
Address
3404 American DR # 2202
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
Island On Lake Travis Condomin
Legal Description
UNT 2202 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .5688 % INT IN COM AREA
Parcel
01689004030000
Interior Features
Floor
Carpet, Tile
Num Living
1
Dining
1
Kitchen
Granite Counters
Appliances
Convection Oven, Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer/Dryer
Laundry
In Hall, In Kitchen
Master Bed
Double Vanity, Primary Bedroom on Main, Walk-In Closet(s)
Master Main
Yes
Fireplaces
1
Fireplace Description
Glass Doors, Living Room, Wood Burning
Interior Features
Bookcases, Ceiling Fan(s), Granite Counters, Double Vanity, Electric Dryer Hookup, Elevator, High Speed Internet, Open Floorplan, Primary Bedroom on Main, Soaking Tub, Walk-In Closet(s), Fire Alarm, Smoke Detector(s), Drapes
General Info
Beds
2 Total / 2 Main Level
Full / Half Baths
2 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1987 / Resale
Square Feet
1,188 / Public Records
Garages
2
Garage Desc
Concrete, Garage, Lighted, Off Street, Reserved
Foundation
Pillar/Post/Pier
Roof
Slate
Construction
Stucco
Acres
0.24
Lot Description
Sprinkler - Drip Only/Bubblers, Sprinkler - In-ground, Trees-Large (Over 40 Ft)
Restrictions
City Restrictions, Deed Restrictions
Flood Plain
Yes-100 yr
View
Hill Country, Lake, Panoramic, Park/Greenbelt
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Phone Connected, Sewer Connected, Water Connected
Heat
Central, Fireplace(s), Hot Water
A C
Ceiling Fan(s), Central Air
Exterior Features
Fence
Perimeter
Exterior Features
Balcony, Barbecue, Boat Dock - Private, Uncovered Courtyard, Electric Car Plug-in, Tennis Court(s), Covered
Pool On Property
Yes
Area Amenities
Airport/Runway, Cluster Mailbox, Common Grounds, Courtyard, Covered Parking, Dog Park, Fishing, Fitness Center, Garage Parking, General Aircraft Airport, Golf, Lake, Lock and Leave, Park, Picnic Area, Pool, Restaurant, Spa/Hot Tub, Storage, Sundeck, Tennis Court(s)

Price history

Members only
Days on market
−$65,900 (−22.3%)
$294,900 → $229,000
4
Price reductions
Active
Since Mar 4, 2026
Price trend
List priceMar 2026 → Aug 2026
Property history5 events
DateEventPriceChange
Aug 31, 2026Price Decrease$229,000−$10,900 (−4.5%)
May 1, 2026Price Decrease$239,900−$9,600 (−3.8%)
Apr 17, 2026Price Decrease$249,500−$16,000 (−6%)
Apr 12, 2026Price Decrease$265,500−$29,400 (−10%)
Mar 4, 2026New Listing

Taxes

Tax data isn’t available for this property’s county yet.

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $229,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,981 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,981

Principal & interest
$1,158
Property taxes
$632
Homeowners insurance
$191

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$183,200$2,048$11,848$181,152
2$181,152$2,185$11,711$178,968
3$178,968$2,331$11,564$176,636
4$176,636$2,487$11,408$174,149
5$174,149$2,654$11,242$171,495
6$171,495$2,832$11,064$168,664
7$168,664$3,021$10,874$165,643
8$165,643$3,224$10,672$162,419
9$162,419$3,439$10,456$158,980
10$158,980$3,670$10,226$155,310
  • Year 1$181,152
    Principal paid
    $2,048
    Interest paid
    $11,848
    Starting balance
    $183,200
  • Year 2$178,968
    Principal paid
    $2,185
    Interest paid
    $11,711
    Starting balance
    $181,152
  • Year 3$176,636
    Principal paid
    $2,331
    Interest paid
    $11,564
    Starting balance
    $178,968
  • Year 4$174,149
    Principal paid
    $2,487
    Interest paid
    $11,408
    Starting balance
    $176,636
  • Year 5$171,495
    Principal paid
    $2,654
    Interest paid
    $11,242
    Starting balance
    $174,149
  • Year 6$168,664
    Principal paid
    $2,832
    Interest paid
    $11,064
    Starting balance
    $171,495
  • Year 7$165,643
    Principal paid
    $3,021
    Interest paid
    $10,874
    Starting balance
    $168,664
  • Year 8$162,419
    Principal paid
    $3,224
    Interest paid
    $10,672
    Starting balance
    $165,643
  • Year 9$158,980
    Principal paid
    $3,439
    Interest paid
    $10,456
    Starting balance
    $162,419
  • Year 10$155,310
    Principal paid
    $3,670
    Interest paid
    $10,226
    Starting balance
    $158,980
First 10 of 30 years

Nearby

Courtesy of KS & Associates Realtors · (512) 698-5517

Listings courtesy of ACTRIS as distributed by MLS GRID.