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ActiveMLS #2818844

3404 American DR # 2317, Lago Vista TX 78645

Lago Vista, TX 78645 · ISLAND ON LAKE TRAVIS CONDOMINIUM

Condominium for sale in ISLAND ON LAKE TRAVIS CONDOMINIUM

1Bedrooms
1Bathrooms
625Square Ft
0.13Acres
1Garage
1987Year Built
1 / 36
$200,000
3D tour

Overview

Property Description

Lake Travis Condo with Views & Short-Term Rental Potential! Located in The Island on Lake Travis, Lago Vista, this 625 SF, 1-bedroom, 1-bath condo features an open-concept layout, contemporary finishes, breakfast bar, and private balcony overlooking the lake. Enjoy gated resort-style living with pools, fitness facilities, tennis, sauna, and lake access. Short-term rentals permitted; currently marketed on Airbnb and VRBO. Potential furnished, turnkey sale offers flexibility for a vacation getaway or investment opportunity, subject to applicable requirements.

Financial Info
Price
$200,000
$ / Sqft
$320
HOA
Yes - Mandatory / $366 / Monthly
HOA Name
Island on Lake Travis
HOA Includes
Cable TV, Common Area Maintenance, Insurance, Landscaping, Maintenance Structure
Tax Rate
2.187961%
Est. Taxes
$4,618.11
Tax Year
2026
Exemptions
None
Legal Info
Address
3404 American DR # 2317
County
Travis
City
Lago Vista
State
TX
Zip
78645
Subdivision
ISLAND ON LAKE TRAVIS CONDOMINIUM
Legal Description
UNT 2317 ISLAND ON LAKE TRAVIS CONDOMINIUM AMENDED THE PLUS .2992 % INT IN COM AREA
Parcel
01689004340000
Interior Features
Floor
Tile
Num Living
1
Dining
1
Kitchen
Breakfast Bar
Appliances
Electric Cooktop, Dishwasher, Disposal, Free-Standing Range, Refrigerator, Self Cleaning Oven
Laundry
Laundry Room, Main Level
Master Bed
Primary Bedroom on Main
Master Main
Yes
Fireplace Description
None
Interior Features
Breakfast Bar, Primary Bedroom on Main, Fire Alarm, Security Lights, Smoke Detector(s), Window Treatments
General Info
Beds
1 Total / 1 Main Level
Full / Half Baths
1 / 0
Prop Type
Residential
Property Type
Condominium
Stories
1
Year Built
1987 / Resale
Square Feet
625 / Public Records
Garages
1
Garage Desc
Garage, Reserved
Foundation
Pillar/Post/Pier
Roof
Composition
Construction
Stucco
Acres
0.13
Lot Description
Level, Sprinkler - Automatic
Restrictions
Development Type
Flood Plain
See Remarks
View
Hill Country, Lake, Panoramic, River
Water Access
Yes
Waterfront
Yes
Area
LN
Utility Info
Water
Public
Sewer
Public Sewer
Utilities
Electricity Available
Heat
Central, Heat Pump
A C
Central Air
Exterior Features
Fence
Wrought Iron
Exterior Features
Boat Dock - Shared, Uncovered Courtyard, Exterior Steps, Tennis Court(s), Covered, Patio
Pool On Property
No
Area Amenities
Clubhouse, Cluster Mailbox, Covered Parking, Fitness Center, Garage Parking, Gated, Hot Tub Community, Lake, Pool, Sauna, Spa/Hot Tub, Tennis Court(s)

Rooms

Rooms3 rooms

Main level

  • Kitchen
  • Primary Bedroom
  • Primary Bathroom

Price history

Days on market
$200,000
List price
0
Price reductions
Active
Since Oct 10, 2026
Property history1 event
DateEventPriceChange
Nov 8, 2026New Listing

Taxes

2026 Estimated Property Taxes

TCAD account 709515

Uses rates from the supplied 2026 TCAD package. The file does not identify adopted or proposed status.

2026 taxing entities, rates per $100, taxable values and estimated taxes
Taxing EntityRate per $100Taxable ValueEstimated Tax
CITY OF LAGO VISTA0.420000$206,483$867.23
LAGO VISTA ISD1.016900$212,264$2,158.51
TRAVIS CO ESD NO 10.100000$212,264$212.26
TRAVIS CO ESD NO 70.099967$212,264$212.19
TRAVIS COUNTY0.375845$212,264$797.78
TRAVIS COUNTY HEALTHCARE DISTRICT0.118023$212,264$250.52
Ordinary property tax estimate2.130735$4,498.49

Informational estimate, not a tax bill or taxes paid. Exemptions and tax ceilings can make taxes differ from the combined rate multiplied by one taxable value. PID assessments and other special charges are excluded; collector coverage has not been established.

Source: Travis County

Schools

School Info
District
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Maps

Financing

Your preferences

  • 20% down
  • Conv/Jumbo
  • 30 years
  • 6.50% rate

Saved on this device

List price $200,000
Down payment
Stays 20% if you change the price
Note rate, not APR
From this listing’s tax record
*Estimated only (1% of price / yr)

Estimated monthly payment

$1,563 / mo

20% down · 6.50% interest · 30-year fixed

Estimated monthly payment $1,563

Principal & interest
$1,011
Property taxes
$385
Homeowners insurance
$167

*PITI only

These figures are estimates for general information only — not a loan offer, a quote, or a guarantee of financing terms.

Principal, interest and balance for each year
YearStarting balancePrincipal paidInterest paidEnding balancePrincipal vs interest
1$160,000$1,788$10,347$158,212
2$158,212$1,908$10,228$156,304
3$156,304$2,036$10,100$154,268
4$154,268$2,172$9,963$152,095
5$152,095$2,318$9,818$149,778
6$149,778$2,473$9,663$147,305
7$147,305$2,639$9,497$144,666
8$144,666$2,815$9,320$141,851
9$141,851$3,004$9,132$138,847
10$138,847$3,205$8,931$135,642
  • Year 1$158,212
    Principal paid
    $1,788
    Interest paid
    $10,347
    Starting balance
    $160,000
  • Year 2$156,304
    Principal paid
    $1,908
    Interest paid
    $10,228
    Starting balance
    $158,212
  • Year 3$154,268
    Principal paid
    $2,036
    Interest paid
    $10,100
    Starting balance
    $156,304
  • Year 4$152,095
    Principal paid
    $2,172
    Interest paid
    $9,963
    Starting balance
    $154,268
  • Year 5$149,778
    Principal paid
    $2,318
    Interest paid
    $9,818
    Starting balance
    $152,095
  • Year 6$147,305
    Principal paid
    $2,473
    Interest paid
    $9,663
    Starting balance
    $149,778
  • Year 7$144,666
    Principal paid
    $2,639
    Interest paid
    $9,497
    Starting balance
    $147,305
  • Year 8$141,851
    Principal paid
    $2,815
    Interest paid
    $9,320
    Starting balance
    $144,666
  • Year 9$138,847
    Principal paid
    $3,004
    Interest paid
    $9,132
    Starting balance
    $141,851
  • Year 10$135,642
    Principal paid
    $3,205
    Interest paid
    $8,931
    Starting balance
    $138,847
First 10 of 30 years

Nearby

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Listings courtesy of ACTRIS as distributed by MLS GRID.